Equity
€153,991 ▲ 79.5%
Equity rose in 2025 from €85,802 to €153,991.
CirrusTech
Overview
Lifetime
2 annual accounts with figures on one time axispeak €109,590 (2024)
€98,987▼ 9.7%
peak €81,802 (2024)
€68,189▼ 16.6%
peak €153,991 (2025)
€153,991▲ 79.5%
€74,060▼ 10.4%
Board1 name since 2023
1 directorVANHOUTTE Carlo Umberto Maurik Lieven
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Equity from €85,802 to €153,991Cash from €88,962 to €147,868
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.4%
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025highest value
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.49, cash €147,868
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €228,052
Equity €153,991 (67.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 60% of them on solvency, 79% on liquidity, 82% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as CirrusTech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CirrusTech itself is lower: < 0.1% within 12 months. It rests on far more data about CirrusTech than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CirrusTech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.49 (2.08 in 2024), above the usual 1.5. Short-term debt is 23.2% and cash 64.8% of total assets. 32.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 24 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANHOUTTE Carlo Umberto Maurik Lieven 500 sharesdeed of 22-12-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003675925
Incorporation
Founding capital of €4,000, 500 shares · Founder: VANHOUTTE Carlo Umberto Maurik Lieven (comparant) · Appointment: VANHOUTTE Carlo Umberto Maurik Lieven (director) · published on 22-12-2023 · Gazette deed
First establishment
Kleiputweg 3, Hemiksem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CirrusTech Hemiksem | €228,052 | €98,987 | 67.5% | - |
| PLENA IT Solutions Hemiksem | €189,960 | €95,504 | 67.7% | - |
| DB Spectrum Solutions Antwerp | €224,011 | €95,058 | 94.9% | - |
| SPOKKER Antwerp | €213,599 | €102,161 | 62.2% | - |
| Studio Sozo Antwerp | €251,357 | €95,681 | 53.0% | - |
| LKNS Consulting Putte | €206,485 | €94,698 | 66.0% | - |
| NITISEN Lint | €210,135 | €110,417 | 72.4% | - |
These companies have the same main activity as CirrusTech: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €190,000 and €251,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 20-12-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.353.780.6202620 Hemiksem, since 20-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2025
Annual accounts 2025
- €98,987▼ 9.7%
- €68,189▼ 16.6%
- €153,991▲ 79.5%
- €228,052▲ 35.4%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on CirrusTech
CirrusTech has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,991 and a net result of €68,189.
Its solvency ranks better than 58% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline€98,987
▼ 9.7%
€87,305
▼ 16.1%
€68,189
▼ 16.6%
€131,888
▲ 137%
67.5%
▲ 16.6 percentage points
3.49
▲ 1.41
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €170,000 and €250,000.
Balance sheet
balance sheet total €228,052 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
67.5%
Higher than 58% of 21,206 companies in 2025.
3.49
Higher than 63% of 20,569 companies in 2025.
29.9%
Higher than 67% of 20,744 companies in 2025.
CirrusTech
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
228,052 | 168,482 | |
21/28 |
43,283 | 61,357 | |
22/27 |
43,283 | 61,357 | |
23 |
740 | 1,317 | |
24 |
42,543 | 60,040 | |
29/58 |
184,769 | 107,125 | |
40/41 |
36,850 | 18,150 | |
40 |
36,850 | 18,150 | |
54/58 |
147,868 | 88,962 | |
490/1 |
51 | 13 | |
| Balance sheet: equity and liabilities | |||
10/49 |
228,052 | 168,482 | |
10/15 |
153,991 | 85,802 | |
10/11 |
4,000 | 4,000 | |
14 |
149,991 | 81,802 | |
17/49 |
74,060 | 82,680 | |
17 |
21,180 | 31,254 | |
170/4 |
21,180 | 31,254 | |
42/48 |
52,881 | 51,425 | |
42 |
10,075 | 9,746 | |
44 |
332 | 457 | |
440/4 |
332 | 457 | |
45 |
31,748 | 31,418 | |
450/3 |
27,331 | 27,012 | |
454/9 |
4,416 | 4,406 | |
47/48 |
10,726 | 9,804 | |
| Income statement | |||
76A |
1,581 | - | |
9900 |
98,987 | 109,590 | |
630 |
11,395 | 4,859 | |
640/8 |
287 | 700 | |
9901 |
87,305 | 104,031 | |
75/76B |
0 | 0 | |
75 |
0 | 0 | |
65/66B |
1,455 | 195 | |
65 |
1,455 | 195 | |
9903 |
85,850 | 103,835 | |
67/77 |
17,661 | 22,033 | |
9904 |
68,189 | 81,802 | |
9905 |
68,189 | 81,802 | |
| Appropriation of the result | |||
9906 |
149,991 | 81,802 | |
14P |
81,802 | - | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 98,700 | 108,890 | ||
| 79,584 | 86,661 | ||
| -6,679 | 65,611 | ||
| 58,907 | - | ||
| 131,888 | 55,700 | ||
| 67.5% | 50.9% | ||
| 3.49 | 2.08 | ||
| 0.48 | 0.96 | ||
| 44.3% | 95.3% | ||
| 29.9% | 48.6% | ||
| 67.82 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €65,611 |
| €11,395 | €4,859 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on CirrusTech
The operating result for 2025 is 16% lower than in 2024.
Debt's share of the balance-sheet total falls from 49.1% to 32.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 20-12-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 22-12-2023
Mandates through the years
1 name, the dashed line is todayVANHOUTTE Carlo Umberto Maurik Lieven
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VANHOUTTE Carlo Umberto Maurik Lieven
- Director (not named in the articles), from 20-12-2023 to date
Control
This company
CirrusTech
Equity €153,991
Profit €68,189 in 2025
Capital
- Contribution
- €4,000
- Shares
- 500
- Contribution per share
- €8
- Equity per share
- €308 in 2025
- Source
- deed of 22-12-2023
Articles of association
deed of 22-12-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 22-12-2023 ↗
- VANHOUTTE Carlo Umberto Maurik Lieven 500 shares (100%) · €4,000
Capital transactions
Capital over time
- 22-12-2023 Incorporation · €4,000 · 500 shares
- 22-12-2023 Incorporation · €4,000 · 500 shares
Network & group
No group
CirrusTech has no parent and no holdings in its annual accounts. VANHOUTTE Carlo Umberto Maurik Lieven is the only director. CirrusTech shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Equity above €150,000 equity €153,991 ▲79.5% With a profit in every financial year since 2024, equity grows to €153,991.
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003675925
2023
IncorporationFounding capital of €4,000, 500 shares · Founder: VANHOUTTE Carlo Umberto Maurik Lieven (comparant) · Appointment: VANHOUTTE Carlo Umberto Maurik Lieven (director) · published on 22-12-20235 points ▸
- Founder, VANHOUTTE Carlo Umberto Maurik Lieven (comparant)
- Founding capital, €4,000, 500 shares, mentioned twice in the deed
- Registered office clause, Kleiputweg 3, 2620 Hemiksem
- Board rule, 1
- Director appointment, VANHOUTTE Carlo Umberto Maurik Lieven (director (not named in the articles))
- The deed holds 3 more points.
First establishment Kleiputweg 3, Hemiksem
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 December 2023, CirrusTech was incorporated as a private limited company by one natural person, with a starting capital of €4,000.12 VANHOUTTE Carlo Umberto Maurik Lieven has served as director since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1003.675.925
- VAT number
- BE 1003.675.925
- Peppol ID
- 0208:1003675925
- Other Peppol ID
- 9925:BE1003675925
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-12-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 18:00deed of 22-12-2023 (in Dutch)
- Peppol
- Reachable since 04-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CirrusTech in Dutch
- Abbreviation
- Cirrus in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-12-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 22-12-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of…”deed of 22-12-2023 (in Dutch)
19 activities
- De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen, die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
- Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
- De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland, op alle wijzen en manieren, die zij het best geschikt zou achten.
- De vennootschap mag, zo voor eigen rekening als voor rekening van derden, alle handelingen verrichten, van aard om de verwezenlijking van haar voorwerp of de uitbreiding van de vennootschap te vergemakkelijken.
- De vennootschap mag belangen hebben, door inbreng, versmelting, deelname of anderszins, in alle bestaande of op te richten vennootschappen of ondernemingen, zowel in België als in het buitenland, die een gelijkaardig voorwerp nastreven of nauw met haar voorwerp in verband staan.
- Deze bepalingen zijn niet beperkend, doch opsommend, zodat de vennootschap alle daden kan stellen, behalve deze verboden door de wetgeving ter zake.
- De vennootschap kan de functie van bestuurder in andere vennootschappen waarnemen, mits naleving van artikel 2:55 WV.
- Alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met het verlenen van advies en bijstand aan ondernemingen en privaatpersonen; de verrichtingen kunnen onder meer gebundeld worden in de vorm van studies, systeemontwikkeling, implementatie of vorming en opleiding;
- Het leveren van adviesdiensten in het algemeen en in het bijzonder advies op het vlak van bedrijfs- en werkprocessen, in kaart brengen en optimaliseren van processen en de algemene bedrijfsvoering;
- Het analyseren van behoeften en problemen van klanten en gebruikers, definiëren van ICT- en andere behoeften, assistentie bij selectie van leveranciers, software en ICT-keuzes;
- De projectmatige, functionele en technische ondersteuning van implementaties van bedrijfsinformaticasystemen;
- De invoering, de projectontwikkeling en de installatie van alle technologiesystemen, hardware en software, de definitie van allerhande automatiseringsoplossingen en -architecturen en het uitvoeren van alle daarmee samenhangende diensten;
- Het uitvoeren van alle verrichtingen eigen aan een ICT- of adviesbureau, onder meer het ontwerpen, analyseren, creëren, ontwikkelen en bouwen, testen en in productie zetten van software, databanken of andere ICT-Tools en het verlenen van advies over hardware, software, applicaties en netwerken samen met het leveren en/of organiseren van het onderhoud van bestaande applicaties;
- Ontwikkelen van software voor derden als voor eigen rekening;
- Online cursusverkoop, online lesgeven, maken van educatieve of vermakelijke video’s;
- Verhuur van materialen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kleiputweg 3 registered office 2620 Hemiksem | 20-12-2023 | 2.353.780.620 |
Buildings and parcels at the address
- Ground area
- 240 m²
- Buildings
- 70 m²
- Tallest building
- 0.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11018C0374/00C002 | 240 m² | 1 · 70 m² | 0.1 m |