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DB Spectrum Solutions

Active
Private limited companyfounded 20232 yrs activeFruithoflaan 13, 2600 Antwerpen, BelgiumKBO/BCE: BE 1003.184.490
Summary

DB Spectrum Solutions has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212,516 and a net result of €70,347. Its solvency ranks better than 94% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
DB Spectrum SolutionsActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€224,011total assets 2025
Equity
€212,516
Profit
€70,347
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 32 d early0 of 2 deeds read
Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 19.35, cash €178,045+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €212,516 (94.9% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 86% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 94.9% of total assets
Liquidity 100+1
short-term debt 5.1% · cash 79.5%
Profitability 100=
return on assets 31.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 01-2025: 0.4% 02-2025: 0.4%▲ +2.1% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +3.4% vs 03-2025 05-2025: 0.8%▲ +96.2% vs 04-2025 06-2025: 0.9%▲ +10.6% vs 05-2025 07-2025: 0.9%▲ +7.0% vs 06-2025highest value 08-2025: < 0.1%▼ -95.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▲ +2.2% vs 11-2025 01-2026: < 0.1%▼ -6.4% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +2.3% vs 03-2026 05-2026: < 0.1%▲ +6.7% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +14.6% vs 06-2026 08-2026: 0.1%▲ +74.5% vs 07-2026 09-2026: 0.1%▲ +46.9% vs 08-2026 10-2026: < 0.1%▼ -66.7% vs 09-2026
  • Liquidity: current ratio 19.35, cash €178,045 lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Equity €212,516 (94.9% of total assets) lowers the probability
Credit up to €20,000 at 30 days only on tighter terms
Liquidity ample (current ratio 19.35 against 8.04 in 2024; short-term debt: 5.1% and cash: 79.5% of total assets), and 5.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 96%, profitability 82%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 19.35, cash €178,045
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Equity €212,516 (94.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 d early
2024
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 19.35
  3. Equity above €200,000Eq €212,516 ▲49.5%

Key points

  • Positive: Among the best 6% on solvencysector median 60.3% · 20,854 companies 94.9% View
  • Caution: Result fell in 2025from €137,169 to €70,347 ▼ 48.7% View
  • Total assets 20252 fiscal years filed €224,011 View

By topic

Financials

Fiscal year
2025
Total assets
€224,011
Profit
€70,347
Solvency
94.9%
Total assets▲ 38.2%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2025
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
08-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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