SPOKKER
ActiveSummary
SPOKKER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €74k. Its solvency ranks better than 52% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency87▲+12
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 4.39 against 4.2 in 2024; short-term debt: 21.4% and cash: 81.5% of total assets), and 37.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
34.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
92 d early
2024
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€133k▲ 121%
2024 · €60k
2024: €60k
2025: €133k▲ +121% vs 2024
2024 → 2025
Total assets
€214k▲ 79.1%
2024 · €119k
2024: €119k
2025: €214k▲ +79.1% vs 2024
2024 → 2025
Net result
€74k▲ 27.1%
2024 · €58k
2024: €58k
2025: €74k▲ +27.1% vs 2024
2024 → 2025
Working capital
€155k▲ 101%
2024 · €77k
2024: €77k
2025: €155k▲ +101% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€60k-€133k▲ 121%
2024: €60k
2025: €133k▲ +121% vs 2024
Operating result€74k-€96k▲ 29.2%
2024: €74k
2025: €96k▲ +29.2% vs 2024
Net result€58k-€74k▲ 27.1%
2024: €58k
2025: €74k▲ +27.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€13k ▼ 28.6%
Current assets
€201k ▲ 97.8%
Equity and liabilities €214k
Equity
€133k ▲ 121%
Debt
€81k ▲ 36.4%
Debt's share of the balance-sheet total falls from 49.6% to 37.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €79k
Cash flow
€80k▲
2024 · €63k
Current ratio
4.39▲
2024 · 4.20
Debt to equity
0.61▼
2024 · 0.99
ROE
55.4%▼
2024 · 96.4%
ROA
34.5%▼
2024 · 48.6%
Interest coverage
47.75
Debt ≤ 1 year
€46k▲
2024 · €24k
Debt > 1 year
€35k=
2024 · €35k
Income taxes
€20k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€214k▲
Fixed assets21/28€18k€13k▼
Tangible fixed assets22/27€18k€13k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€16k€11k▼
Current assets29/58€102k€201k▲
Amounts receivable within one year40/41€14k€24k▲
Trade receivables40€14k€24k▲
Cash at bank and in hand54/58€86k€174k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€119k€214k▲
Equity10/15€60k€133k▲
Contributions10/11€3k€3k=
Reserves13€57k€130k▲
Distributable reserves133€57k€130k▲
Amounts payable17/49€59k€81k▲
Amounts payable after more than one year17€35k€35k=
Financial debts170/4€35k€35k=
Amounts payable within one year42/48€24k€46k▲
Financial debts43-€127
Credit institutions430/8-€127
Trade debts44€428€2k▲
Suppliers440/4€428€2k▲
Taxes, remuneration and social security45€23k€43k▲
Taxes450/3€23k€43k▲
Other amounts payable47/48€1k€833▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€118€120▲
Gross operating margin9900€79k€102k▲
Operating profit (loss)9901€74k€96k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B-€2k
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€74k€93k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€58k€74k▲
Profit (loss) for the period to be appropriated9905€58k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€74k▲
Transfer to equity691/2€57k€73k▲
To other reserves6921€57k€73k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €7k | ▲ 26.2% |
| Other operating charges640/8 | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €79k | €102k | ▲ 28.9% |
| Operating profit (loss)9901 | €74k | €96k | ▲ 29.2% |
| Financial income75/76B | €0 | - | - |
| Recurring financial income75 | €0 | - | - |
| Financial charges65/66B | - | €2k | - |
| Recurring financial charges65 | - | €2k | - |
| Profit (loss) for the period before taxes9903 | €74k | €93k | ▲ 26.3% |
| Income taxes67/77 | €16k | €20k | ▲ 23.4% |
| Profit (loss) for the period9904 | €58k | €74k | ▲ 27.1% |
| Profit (loss) for the period to be appropriated9905 | €58k | €74k | ▲ 27.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €119k | €214k | ▲ 79.1% |
| Fixed assets21/28 | €18k | €13k | ▼ 28.6% |
| Tangible fixed assets22/27 | €18k | €13k | ▼ 28.6% |
| Plant, machinery and equipment23 | €2k | €2k | ▲ 28.4% |
| Furniture and vehicles24 | €16k | €11k | ▼ 34.2% |
| Current assets29/58 | €102k | €201k | ▲ 97.8% |
| Amounts receivable within one year40/41 | €14k | €24k | ▲ 75.7% |
| Trade receivables40 | €14k | €24k | ▲ 75.7% |
| Cash at bank and in hand54/58 | €86k | €174k | ▲ 103% |
| Deferred charges and accrued income490/1 | €2k | €3k | ▲ 31.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €119k | €214k | ▲ 79.1% |
| Equity10/15 | €60k | €133k | ▲ 121% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €57k | €130k | ▲ 128% |
| Distributable reserves133 | €57k | €130k | ▲ 128% |
| Amounts payable17/49 | €59k | €81k | ▲ 36.4% |
| Amounts payable after more than one year17 | €35k | €35k | = |
| Financial debts170/4 | €35k | €35k | = |
| Amounts payable within one year42/48 | €24k | €46k | ▲ 89.1% |
| Financial debts43 | - | €127 | - |
| Credit institutions430/8 | - | €127 | - |
| Trade debts44 | €428 | €2k | ▲ 406% |
| Suppliers440/4 | €428 | €2k | ▲ 406% |
| Taxes, remuneration and social security45 | €23k | €43k | ▲ 87.3% |
| Taxes450/3 | €23k | €43k | ▲ 87.3% |
| Other amounts payable47/48 | €1k | €833 | ▼ 17.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €58k | €74k | ▲ 27.1% |
| + Depreciation and write-downs630 | €5k | €7k | ▲ 26.2% |
| Operating cash flow (approximation) | €63k | €80k | ▲ 27.0% |
| Investment in fixed assets (approximation) | - | €-1k | - |
| Change in cash | - | €88k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €133k ▲121%
2 profitable years in a row build equity to €133k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
190 m²
Building footprint
100 m²
Volume, LiDAR
653 m³
Parcel 11422C0174/00X003, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPOKKER
since 20232.352.874.461
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0174/00X003 | Flanders | 190 m² | 1 · 100 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 420 EUR awarded · 420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 420 EUR | 420 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,418 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.