CHRONOTEC
ActiveSummary
CHRONOTEC has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€53,637) and a net result of -€6,080. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 6% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-16
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.43 in 2024; short-term debt: 233% and cash: 0.3% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-133%
Return on assets
-15.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€53,637
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
91 d late
2022
57 d late
2021
30 d late
2020
31 d late
2019
96 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€53,637▼ 12.8%
2024 · -€47,557
Total assets
€40,331▼ 4.0%
2024 · €42,008
Net result
-€6,080▼ 106%
2024 · -€2,947
Working capital
-€55,343▼ 8.4%
2024 · -€51,072
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€953-€539▲ 43.5%-€4,159▼ 672%-€169▲ 95.9%-€3,040▼ 1,703%
Net result-€3,590below the sector's middle half▼ 4,264%-€3,337below the sector's middle half▲ 7.0%-€6,393below the sector's middle half▼ 91.6%-€2,947below the sector's middle half▲ 53.9%-€6,080below the sector's middle half▼ 106%
Equity-€34,880below the sector's middle half▼ 11.5%-€38,217below the sector's middle half▼ 9.6%-€44,611below the sector's middle half▼ 16.7%-€47,557below the sector's middle half▼ 6.6%-€53,637below the sector's middle half▼ 12.8%
Total assets€43,311below the sector's middle half▲ 3.0%€55,492within the sector's middle half▲ 28.1%€47,348below the sector's middle half▼ 14.7%€42,008below the sector's middle half▼ 11.3%€40,331below the sector's middle half▼ 4.0%
Debt€78,191▲ 6.6%€93,709▲ 19.8%€91,958▼ 1.9%€89,565▼ 2.6%€93,968▲ 4.9%
Working capital-€34,880below the sector's middle half▼ 11.5%-€46,073below the sector's middle half▼ 32.1%-€50,296below the sector's middle half▼ 9.2%-€51,072below the sector's middle half▼ 1.5%-€55,343below the sector's middle half▼ 8.4%
Solvency-80.5%below the sector's middle half▼ 6.1pp-68.9%below the sector's middle half▲ 11.7pp-94.2%below the sector's middle half▼ 25.3pp-113.2%below the sector's middle half▼ 19.0pp-133.0%below the sector's middle half▼ 19.8pp
Current ratio0.55below the sector's middle half▼ 0.020.51below the sector's middle half▼ 0.050.45below the sector's middle half▼ 0.060.43below the sector's middle half▼ 0.020.41below the sector's middle half▼ 0.02
Return on assets (ROA)-8.3%below the sector's middle half▼ 8.1pp-6.0%below the sector's middle half▲ 2.3pp-13.5%below the sector's middle half▼ 7.5pp-7.0%below the sector's middle half▲ 6.5pp-15.1%below the sector's middle half▼ 8.1pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,040 in 2025 against €169 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,331
Fixed assets
€1,705 ▼ 51.5%
Current assets
€38,625 ▲ 0.3%
Key figures and ratios
EBITDA
-€1,230▼
2024 · €2,002
Cash flow
-€4,270▼
2024 · -€776
Quick ratio
0.12▲
2024 · 0.08
Debt to equity
-1.75▲
2024 · -1.88
Interest coverage
-0.40▼
2024 · 0.72
Debt ≤ 1 year
€93,968▲
2024 · €89,565
Income taxes
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.8%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €779 | €2,170 | €2,170 | €1,809 | ▼ 16.6% |
| Other operating charges640/8 | €0 | €47 | €0 | €4,515 | €3,905 | ▼ 13.5% |
| Gross operating margin9900 | -€953 | €287 | -€1,989 | €6,516 | €2,675 | ▼ 58.9% |
| Operating profit (loss)9901 | -€953 | -€539 | -€4,159 | -€169 | -€3,040 | ▼ 1,703% |
| Financial income75/76B | €0 | €3 | €2 | €9 | €36 | ▲ 305% |
| Recurring financial income75 | €0 | €3 | €2 | €9 | €36 | ▲ 305% |
| Financial charges65/66B | €2,637 | €2,801 | €2,236 | €2,787 | €3,076 | ▲ 10.4% |
| Recurring financial charges65 | €2,637 | €2,801 | €2,236 | €2,787 | €3,076 | ▲ 10.4% |
| Profit (loss) for the period before taxes9903 | -€3,590 | -€3,337 | -€6,393 | -€2,947 | -€6,080 | ▼ 106% |
| Income taxes67/77 | €0 | - | - | - | €0 | - |
| Profit (loss) for the period9904 | -€3,590 | -€3,337 | -€6,393 | -€2,947 | -€6,080 | ▼ 106% |
| Profit (loss) for the period to be appropriated9905 | -€3,590 | -€3,337 | -€6,393 | -€2,947 | -€6,080 | ▼ 106% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,311 | €55,492 | €47,348 | €42,008 | €40,331 | ▼ 4.0% |
| Fixed assets21/28 | - | €7,856 | €5,685 | €3,515 | €1,705 | ▼ 51.5% |
| Tangible fixed assets22/27 | - | €7,856 | €5,685 | €3,515 | €1,705 | ▼ 51.5% |
| Plant, machinery and equipment23 | - | €7,392 | €5,421 | €3,450 | €1,705 | ▼ 50.6% |
| Furniture and vehicles24 | - | €464 | €264 | €65 | €0 | ▼ 100% |
| Current assets29/58 | €43,311 | €47,637 | €41,663 | €38,493 | €38,625 | ▲ 0.3% |
| Stocks and contracts in progress3 | €35,949 | €38,216 | €33,052 | €31,319 | €26,977 | ▼ 13.9% |
| Stocks30/36 | €35,949 | €38,216 | €33,052 | €31,319 | €26,977 | ▼ 13.9% |
| Amounts receivable within one year40/41 | €1,512 | €2,468 | €1,741 | €220 | €5,497 | ▲ 2,395% |
| Trade receivables40 | €1,512 | €1,625 | €1,741 | €211 | €5,497 | ▲ 2,505% |
| Other amounts receivable41 | - | €844 | €0 | €9 | €0 | ▼ 100% |
| Current investments50/53 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Cash at bank and in hand54/58 | €850 | €1,412 | €902 | €1,452 | €122 | ▼ 91.6% |
| Deferred charges and accrued income490/1 | - | €540 | €968 | €502 | €1,029 | ▲ 105% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,311 | €55,492 | €47,348 | €42,008 | €40,331 | ▼ 4.0% |
| Equity10/15 | -€34,880 | -€38,217 | -€44,611 | -€47,557 | -€53,637 | ▼ 12.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€55,331 | -€58,668 | -€65,062 | -€68,009 | -€74,088 | ▼ 8.9% |
| Amounts payable17/49 | €78,191 | €93,709 | €91,958 | €89,565 | €93,968 | ▲ 4.9% |
| Amounts payable within one year42/48 | €78,191 | €93,709 | €91,958 | €89,565 | €93,968 | ▲ 4.9% |
| Financial debts43 | €19,746 | €18,424 | €19,293 | €19,615 | €19,234 | ▼ 1.9% |
| Credit institutions430/8 | €19,746 | €18,424 | €19,293 | €19,615 | €19,234 | ▼ 1.9% |
| Trade debts44 | €24,875 | €11,194 | €15,577 | €6,335 | €8,883 | ▲ 40.2% |
| Suppliers440/4 | €24,875 | €11,194 | €15,577 | €6,335 | €8,883 | ▲ 40.2% |
| Taxes, remuneration and social security45 | €3,393 | €605 | €1,290 | €1,125 | €363 | ▼ 67.7% |
| Taxes450/3 | €3,393 | €605 | €1,290 | €1,125 | €363 | ▼ 67.7% |
| Other amounts payable47/48 | €30,178 | €63,486 | €55,799 | €62,490 | €65,488 | ▲ 4.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,590 | -€3,337 | -€6,393 | -€2,947 | -€6,080 | ▼ 106% |
| + Depreciation and write-downs630 | - | €779 | €2,170 | €2,170 | €1,809 | ▼ 16.6% |
| Operating cash flow (approximation) | -€3,590 | -€2,558 | -€4,223 | -€776 | -€4,270 | ▼ 450% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €562 | -€511 | €550 | -€1,330 | ▼ 342% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet -€6,393
Net result drops to -€6,393, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 98 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 1988
Ground area
1,099 m²
Building footprint
202 m²
Volume, LiDAR
2,213 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Dourlet 50, 6000 Charleroi
since 19882.034.812.550
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048D0006/00Z041 | Wallonia | 909 m² | 1 · 64 m² | 9.6 m · 3 fl. |
| 52302A1025/00C002 | Wallonia | 190 m² | 1 · 138 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 188 companies in sector 95250 we hold annual accounts for 34. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
47770Retail sale of watches and jewellery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433285934
Registered
23-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.