Atelier BSC
ActiveAtelier BSC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €4k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 32% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency49▼-11
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.44 in 2024), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
11 d late
2024
31 d late
2023
26 d late
2022
51 d late
2021
21 d late
2020
12 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 86.0%
2024 · €29k
2018: €12k
2019: €9k
2020: €9k
2021: €5k
2022: €5k
2023: €-427
2024: €29k
2018 → 2025
Working capital
€49k▼ 19.3%
2024 · €61k
2018: €14k
2019: €23k
2020: €31k
2021: €35k
2022: €30k
2023: €35k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€42k▲ 11.8%€40k▼ 3.0%€69k▲ 70.9%€51k▼ 25.3%
Operating result€8k-€7k▼ 15.4%€-901€39k€6k▼ 84.9%
Net result€5k-€5k▲ 4.6%€-427€29k€4k▼ 86.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€14k▼ 22.8%
Current assets
€179k▼ 9.5%
Equity and liabilities €193k
Equity
€51k▼ 25.3%
Debt
€142k▼ 3.8%
The debt ratio rises from 68.2% to 73.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €44k
Cash flow
€8k▼
2024 · €33k
Solvency
26.6%▼
2024 · 31.8%
Current ratio
1.38▼
2024 · 1.44
Quick ratio
1.26▼
2024 · 1.36
Debt / equity
2.76▲
2024 · 2.14
ROE
7.8%▼
2024 · 41.5%
ROA
2.1%▼
2024 · 13.2%
Interest coverage
3.18▼
2024 · 15.79
Debt
€142k▼
2024 · €147k
Debt ≤ 1 year
€130k▼
2024 · €138k
Debt > 1 year
€6k▼
2024 · €10k
Income taxes
€2k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€193k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€198k€179k▼
Stocks and contracts in progress3€11k€16k▲
Stocks30/36€11k€16k▲
Amounts receivable within one year40/41€187k€163k▼
Trade receivables40€127k€99k▼
Other amounts receivable41€60k€64k▲
Cash at bank and in hand54/58€668€368▼
Deferred charges and accrued income490/1-€363
Equity and liabilities
Total equity and liabilities10/49€216k€193k▼
Equity10/15€69k€51k▼
Contributions10/11€15k€15k=
Outside capital11€15k€15k=
Other1109/19€15k€15k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€52k€34k▼
Amounts payable17/49€147k€142k▼
Amounts payable after more than one year17€10k€6k▼
Financial debts170/4€10k€6k▼
Amounts payable within one year42/48€138k€130k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€106k€102k▼
Suppliers440/4€106k€102k▼
Advances received on contracts in progress46€821€821=
Taxes, remuneration and social security45€18k€11k▼
Taxes450/3€18k€11k▼
Other amounts payable47/48€6k€9k▲
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€125€178▲
Gross operating margin9900€44k€10k▼
Operating profit (loss)9901€39k€6k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€40k€6k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€29k€4k▼
Profit (loss) for the period to be appropriated9905€29k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€34k▼
Profit (loss) brought forward from the previous period14P€23k€30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-427 ▼108%
Net result drops to €-427, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 21 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikke Eikstraat 633560 LummenGround area
741 m²
Building footprint
142 m²
Volume, LiDAR
110 m³
Parcel 71542D2403/00A000, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
Atelier BSC
since 20072.163.115.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D2403/00A000 | Flanders | 741 m² | 1 · 142 m² | 11.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 188 companies in sector 95250 we hold annual accounts for 34. 27 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2007
Fiscal year end31-12
Activities, NACEBEL
74141
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
33110Repair and maintenance of fabricated metal products
47770Retail sale of watches and jewellery
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.