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Chocolat Essentiel

Active
Private limited companyfounded 2019active for 6 yearsStuivenberg 35, 9860 Oosterzele, BelgiumKBO/BCE: BE 0740.598.562
Summary

The computed 12-month bankruptcy probability of Chocolat Essentiel is 4.6% (elevated). The 2025 annual accounts show equity of €145,515 and a net result of -€37,124. Equity is shrinking by about 9.3% per year across the filed financial years. Its solvency ranks better than 85% of 12,686 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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Chocolat EssentielActiveChecked score 38/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of chocolate and confectionery
NACE 47242
2 sites
Size
€196,926total assets 2025
Equity
€145,515
Loss
-€37,124
Turnover not published (abbreviated format)
Financial health
38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.6%
Structure
Board
4 members
  • Wouter Vervecken Management CommVManaging director
2025 accounts filed 26 days late3 of 6 deeds summarised
Why 38raises riskLast filed accounts filed 26 days late; 2 of the last 3 late1 change of registered office in 24 monthsLoss of €37,124, the second in a row (financial year 2025)Size: total assets €196,926Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 99-1
equity 73.9% of total assets
Liquidity 42-8
short-term debt 26.1% · cash 1.7%
Profitability 0-12
return on assets -18.9%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 11-2024: 4.3%lowest value 12-2024: 4.9%▲ +0.6 percentage points vs 11-2024 01-2025: 6.7%▲ +1.8 percentage points vs 12-2024 02-2025: 6.5%▼ -0.2 percentage points vs 01-2025 03-2025: 7.1%▲ +0.6 percentage points vs 02-2025 04-2025: 6.5%▼ -0.6 percentage points vs 03-2025 05-2025: 6.5%● unchanged vs 04-2025 06-2025: 6.4%▼ -0.1 percentage points vs 05-2025 07-2025: 6.4%● unchanged vs 06-2025 08-2025: 8.6%▲ +2.2 percentage points vs 07-2025 09-2025: 10.6%▲ +2.0 percentage points vs 08-2025 10-2025: 16.4%▲ +5.8 percentage points vs 09-2025highest value 11-2025: 7.3%▼ -9.1 percentage points vs 10-2025 12-2025: 13.4%▲ +6.1 percentage points vs 11-2025 01-2026: 7.2%▼ -6.2 percentage points vs 12-2025 02-2026: 7.2%● unchanged vs 01-2026 03-2026: 7.2%● unchanged vs 02-2026 04-2026: 6.7%▼ -0.5 percentage points vs 03-2026 05-2026: 6.7%● unchanged vs 04-2026 06-2026: 6.6%▼ -0.1 percentage points vs 05-2026 07-2026: 6.3%▼ -0.3 percentage points vs 06-2026 08-2026: 7.6%▲ +1.3 percentage points vs 07-2026 09-2026: 4.6%▼ -3.0 percentage points vs 08-2026 10-2026: 4.6%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 3.81, compared with 28.24 in 2024, above the usual 1.5; short-term debt: 26.1% and cash: 1.7% of total assets), and 26.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 84% on solvency, 40% on liquidity, 6% on profitability and 20% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 26 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €37,124, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: total assets €196,926
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€37,124
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
26 days late
2024
68 days late
2023
407 days late
2022
3 days late
2021
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 97 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (3 of the last 4 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignation: NV Iridm (director)Permanent representatives: Walter Luyten, Katarina…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€37,124 View
  • Caution: Among the weakest 10% on net resultsector median €27,715 · 12,676 companies -€37,124 View
  • A director leftlatest change 18-11-2025 · 4 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€196,926
Loss
-€37,124
Solvency
73.9%
Total assets▲ 4.0%
Net result
20212025
Go to Financials

Board & ownership

Board
4 members
  • Halu BVDirector
  • Lansekyn BVDirector
  • W. Luyten BVDirector
  • Wouter Vervecken Management CommVManaging director
Go to Board & ownership

Timeline

Events
12
Since
2022
Next accounts
by 31-07-2027
  1. 11-09-2025Annual accounts filed
  2. 31-12-2024Liquidity more than doubled
  3. 09-04-2024Resignation: BV Lansekyn (director)
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of chocolate and confectioneryNACE 47242
Founded
30-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Chocolat Essentiel

What is the company number of Chocolat Essentiel?
0740.598.562. In Belgium the VAT number is the company number with BE in front: BE 0740.598.562.
Where is Chocolat Essentiel based?
The registered office is at Stuivenberg 35, 9860 Oosterzele.Company details
What does Chocolat Essentiel do?
According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of Chocolat Essentiel?
Private limited company (BV).
When was Chocolat Essentiel founded?
On 30-12-2019.
Is Chocolat Essentiel still active?
Yes, Chocolat Essentiel is an active enterprise in the KBO register.
What is the turnover of Chocolat Essentiel?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Chocolat Essentiel profitable?
In financial year 2025, Chocolat Essentiel made a loss of €37,124.
Where can I find the annual accounts of Chocolat Essentiel?
Chocolat Essentiel filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chocolat Essentiel due?
By 31-07-2027, for financial year 2026.Timeline

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