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CHNIZE

Active
Private limited companyfounded 20197 yrs activeMarche, Rue du Viaduc 22, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0726.597.997
Summary

CHNIZE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€26,237) and a net result of €9,377. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability62▼-9
Solvency23▼-3
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.6 in 2024; short-term debt: 58.2% and cash: 5.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9341 sector peers (2025).
NBB · sector comparison
Position among 9341 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
54 d late
2024
1 d early
2023
2 d early
2022
4 d early
2021
31 d late
2020
13 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHNIZE was incorporated on 9 May 2019 as a Private limited company.1 Total assets rose from EUR 183,195 in 2019 to EUR 1.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9,377▼ 74.5%
2024 · €36,759
Working capital
-€799,707▼ 3,097%
2024 · -€25,016
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€28,726▼ 61.2%-€39,119▼ 36.2%-€66,578▼ 70.2%€52,411€25,300▼ 51.7%
Net result-€30,800below the sector's middle half▼ 55.2%-€47,598below the sector's middle half▼ 54.5%-€83,652below the sector's middle half▼ 75.7%€36,759within the sector's middle half€9,377within the sector's middle half▼ 74.5%
Equity-€41,319below the sector's middle half▼ 293%-€88,917below the sector's middle half▼ 115%-€172,569below the sector's middle half▼ 94.1%€10,221below the sector's middle half-€26,237below the sector's middle half
Total assets€523,700below the sector's middle half▼ 2.0%€774,547within the sector's middle half▲ 47.9%€1.4mwithin the sector's middle half▲ 82.9%€1.7mwithin the sector's middle half▲ 21.6%€1.6mwithin the sector's middle half▼ 9.0%
Debt€565,019▲ 3.7%€863,464▲ 52.8%€1.6m▲ 84.0%€1.7m▲ 7.7%€1.6m▼ 6.9%
Working capital€5,195within the sector's middle half-€2,689within the sector's middle half-€26,078within the sector's middle half▼ 870%-€25,016within the sector's middle half▲ 4.1%-€799,707below the sector's middle half▼ 3,097%
Solvency-7.9%below the sector's middle half▼ 5.9pp-11.5%below the sector's middle half▼ 3.6pp-12.2%below the sector's middle half▼ 0.7pp0.6%below the sector's middle half▲ 12.8pp-1.7%below the sector's middle half▼ 2.3pp
Current ratio1.91within the sector's middle half▲ 1.890.79within the sector's middle half▼ 1.110.46within the sector's middle half▼ 0.340.60within the sector's middle half▲ 0.140.12below the sector's middle half▼ 0.47
Return on assets (ROA)-5.9%below the sector's middle half▼ 2.2pp-6.1%below the sector's middle half▼ 0.3pp-5.9%below the sector's middle half▲ 0.2pp2.1%within the sector's middle half▲ 8.0pp0.6%within the sector's middle half▼ 1.5pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: -€28,726-€28,726Net result 2021: -€30,800-€30,800Operating result 2022: -€39,119-€39,119Net result 2022: -€47,598-€47,598Operating result 2023: -€66,578-€66,578Net result 2023: -€83,652-€83,652Operating result 2024: €52,411€52,411Net result 2024: €36,759€36,759Operating result 2025: €25,300€25,300Net result 2025: €9,377€9,37720212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: -€66,578-€66,600Net result 2023: -€83,652-€83,700Operating result 2024: €52,411€52,400Net result 2024: €36,759€36,800Operating result 2025: €25,300€25,300Net result 2025: €9,377€9,380202320242025
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.5m ▼ 13.7%
Current assets €112,630 ▲ 203%
Key figures and ratios
2025 value · change against 2024
EBITDA
€81,051▼
2024 · €111,517
Cash flow
€65,127▼
2024 · €95,865
Debt to equity
-60.74
Interest coverage
5.09▼
2024 · 6.90
Debt ≤ 1 year
€912,337▲
2024 · €62,230
Debt > 1 year
€681,404▼
2024 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 457 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a profit under 5% of the balance sheet
0.7% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 457 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.7m€1.6m▼
Fixed assets21/28€1.7m€1.5m▼
Intangible fixed assets21€5,470€3,070▼
Tangible fixed assets22/27€1.7m€1.5m▼
Land and buildings22€1.6m€1.4m▼
Plant, machinery and equipment23€38,894€8,802▼
Furniture and vehicles24€1,538€1,157▼
Current assets29/58€37,215€112,630▲
Amounts receivable within one year40/41€29,933€23,393▼
Trade receivables40€3,630€206▼
Other amounts receivable41€26,303€23,187▼
Cash at bank and in hand54/58€4,852€85,896▲
Deferred charges and accrued income490/1€2,429€3,341▲
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.6m▼
Equity10/15€10,221-€26,237▼
Contributions10/11€18,600€18,600=
Revaluation surpluses12€142,730€94,571▼
Reserves13€3,301€5,626▲
Distributable reserves133€3,301€5,626▲
Profit (loss) carried forward14-€154,410-€145,033▲
Amounts payable17/49€1.7m€1.6m▼
Amounts payable after more than one year17€1.6m€681,404▼
Financial debts170/4€800,324€681,404▼
Other amounts payable178/9€849,444-
Amounts payable within one year42/48€62,230€912,337▲
Current portion of amounts payable after more than one year42€42,907€38,551▼
Trade debts44€16,975€17,173▲
Suppliers440/4€16,975€17,173▲
Other amounts payable47/48€2,348€856,613▲
Income statement Code20242025
Non-recurring operating income76A€64,388€178,664▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59,106€55,751▼
Other operating charges640/8€2,961€6,553▲
Non-recurring operating charges66A-€142,839
Gross operating margin9900€114,479€230,443▲
Operating profit (loss)9901€52,411€25,300▼
Financial income75/76B€500-
Recurring financial income75€500-
Financial charges65/66B€16,152€15,923▼
Recurring financial charges65€16,152€15,923▼
Profit (loss) for the period before taxes9903€36,759€9,377▼
Profit (loss) for the period9904€36,759€9,377▼
Profit (loss) for the period to be appropriated9905€36,759€9,377▼
Appropriation of the result
Profit (loss) to be appropriated9906-€154,410-€145,033▲
Profit (loss) brought forward from the previous period14P-€191,169-€154,410▲

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€642€2,479€64,388€178,664▲ 177%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,542€37,731€61,644€59,106€55,751▼ 5.7%
Other operating charges640/8€2,395€2,520€2,713€2,961€6,553▲ 121%
Non-recurring operating charges66A----€142,839-
Gross operating margin9900€3,211€1,132-€2,221€114,479€230,443▲ 101%
Operating profit (loss)9901-€28,726-€39,119-€66,578€52,411€25,300▼ 51.7%
Financial income75/76B---€500--
Recurring financial income75---€500--
Financial charges65/66B€2,074€8,479€17,074€16,152€15,923▼ 1.4%
Recurring financial charges65€2,074€8,479€17,074€16,152€15,923▼ 1.4%
Profit (loss) for the period before taxes9903-€30,800-€47,598-€83,652€36,759€9,377▼ 74.5%
Profit (loss) for the period9904-€30,800-€47,598-€83,652€36,759€9,377▼ 74.5%
Profit (loss) for the period to be appropriated9905-€30,800-€47,598-€83,652€36,759€9,377▼ 74.5%
Line20212022202320242025Change
Assets
Total assets20/58€523,700€774,547€1.4m€1.7m€1.6m▼ 9.0%
Formation expenses20€1,863€1,189€514---
Fixed assets21/28€510,916€763,032€1.4m€1.7m€1.5m▼ 13.7%
Intangible fixed assets21-€10,269€7,870€5,470€3,070▼ 43.9%
Tangible fixed assets22/27€510,916€752,763€1.4m€1.7m€1.5m▼ 13.6%
Land and buildings22€485,298€730,463€1.4m€1.6m€1.4m▼ 12.0%
Plant, machinery and equipment23€25,618€22,300€33,935€38,894€8,802▼ 77.4%
Furniture and vehicles24---€1,538€1,157▼ 24.8%
Current assets29/58€10,921€10,326€22,060€37,215€112,630▲ 203%
Amounts receivable within one year40/41€388€2,046€12,645€29,933€23,393▼ 21.8%
Trade receivables40€231--€3,630€206▼ 94.3%
Other amounts receivable41€158€2,046€12,645€26,303€23,187▼ 11.8%
Cash at bank and in hand54/58€9,762€5,274€7,344€4,852€85,896▲ 1,670%
Deferred charges and accrued income490/1€770€3,006€2,071€2,429€3,341▲ 37.5%
Equity and liabilities
Total equity and liabilities10/49€523,700€774,547€1.4m€1.7m€1.6m▼ 9.0%
Equity10/15-€41,319-€88,917-€172,569€10,221-€26,237▼ 357%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Revaluation surpluses12---€142,730€94,571▼ 33.7%
Reserves13---€3,301€5,626▲ 70.4%
Distributable reserves133---€3,301€5,626▲ 70.4%
Profit (loss) carried forward14-€59,919-€107,517-€191,169-€154,410-€145,033▲ 6.1%
Amounts payable17/49€565,019€863,464€1.6m€1.7m€1.6m▼ 6.9%
Amounts payable after more than one year17€559,294€850,449€1.5m€1.6m€681,404▼ 58.7%
Financial debts170/4€96,644€339,275€743,475€800,324€681,404▼ 14.9%
Other amounts payable178/9€462,650€511,174€797,574€849,444--
Amounts payable within one year42/48€5,726€13,015€48,138€62,230€912,337▲ 1,366%
Current portion of amounts payable after more than one year42€5,151€5,662€42,113€42,907€38,551▼ 10.2%
Trade debts44€574€7,353€5,897€16,975€17,173▲ 1.2%
Suppliers440/4€574€7,353€5,897€16,975€17,173▲ 1.2%
Other amounts payable47/48--€128€2,348€856,613▲ 36,384%
Line20212022202320242025Change
Profit (loss) for the period9904-€30,800-€47,598-€83,652€36,759€9,377▼ 74.5%
+ Depreciation and write-downs630€29,542€37,731€61,644€59,106€55,751▼ 5.7%
Operating cash flow (approximation)-€1,257-€9,866-€22,008€95,865€65,127▼ 32.1%
Investment in fixed assets (approximation)--€289,848-€692,656-€350,067€174,381▲ 150%
Change in cash--€4,488€2,070-€2,492€81,044▲ 3,352%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 54 days late
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €36,759
Net result €36,759 after 5 loss-making years.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet -€83,652
Net result drops to -€83,652, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial Liquidity times 118current ratio 1.91
Current ratio from 0.02 to 1.91; short-term debt falls from €442,631 to €5,726.
13-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
27-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 2 establishment units since 2019
seat establishment All 2 establishment units on the map
Ground area
1,559 m²
Building footprint
348 m²
3 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
CHNIZE
Marche, Clos Sainte-Anne 8, 6900 Marche-en-FamenneWarehousing and storage
since 20192.369.258.355
CHNIZE
Marche, Rue du Luxembourg 21, 6900 Marche-en-FamenneHotels and similar accommodation
since 20202.311.147.536
3 parcels
Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
83034A0484/00R002 Wallonia 1,179 m² 1 · 133 m² -
83034B0566/00Z002 Wallonia 245 m² 1 · 91 m² -
83034B0969/00_000 Wallonia 135 m² 1 · 125 m² -
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,041 companies in sector 68203 we hold annual accounts for 6,007. 1,509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
55100Hotels and similar accommodation
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0726597997
Also 9925:BE0726597997
Registered 25-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.