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CHIPTUNING PLUS

Active
Private limited company (pre-2019)founded 200917 yrs activeReselt 27a, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0816.895.297

CHIPTUNING PLUS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 9582 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
42 / 100
Weak▼ -21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency64▼-24
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.81 against 2.34 in 2023), but 70.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-16.6%
Age of the figures
26 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
192021222324
2019 to 2024 · latest year -€13k
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 225 days later.
NBB · 10 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline13-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 08-04-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
67 d late
2023
26 d late
2022
4 d early
2021
on the day
2020
2 d early
2019
on the day
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€23k▼ 35.9%
2023 · €35k
2019: €-16k 2020: €3k 2021: €35k 2022: €40k 2023: €35k
2019 → 2024
Total assets
€76k▼ 6.7%
2023 · €82k
2019: €132k 2020: €118k 2021: €139k 2022: €121k 2023: €82k
2019 → 2024
Net result
€-13k▼ 194%
2023 · €-4k
2019: €12k 2020: €19k 2021: €32k 2022: €4k 2023: €-4k
2019 → 2024
Working capital
€27k▼ 22.5%
2023 · €34k
2019: €6k 2020: €19k 2021: €19k 2022: €33k 2023: €34k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€3k-€35k▲ 1,002%€40k▲ 12.7%€35k▼ 10.9%€23k▼ 35.9%
Operating result€19k-€32k▲ 66.1%€5k▼ 84.1%€-4k€-12k▼ 198%
Net result€19k-€32k▲ 69.6%€4k▼ 86.0%€-4k€-13k▼ 194%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2020: €19k€19kNet result 2020: €19k€19kOperating result 2021: €32k€32kNet result 2021: €32k€32kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €-12k€-12kNet result 2024: €-13k€-13k20202021202220232024
The operating result stays negative: a loss of €12k in 2024 against €4k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets €17k▼ 22.7%
Current assets €59k▼ 0.8%
Equity and liabilities €76k
Equity €23k▼ 35.9%
Debt €54k▲ 15.5%
The debt ratio rises from 56.8% to 70.3%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-7k
2023 · €1k
Cash flow
€-8k
2023 · €1k
Solvency
29.7%
2023 · 43.2%
Current ratio
1.81
2023 · 2.34
Quick ratio
1.81
2023 · 2.34
Debt / equity
2.37
2023 · 1.31
ROE
-56.0%
2023 · -12.2%
ROA
-16.6%
2023 · -5.3%
Interest coverage
-23.23
2023 · 7.27
Debt
€54k
2023 · €47k
Debt ≤ 1 year
€33k
2023 · €26k
Debt > 1 year
€21k=
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€82k€76k
Fixed assets21/28€22k€17k
Intangible fixed assets21€2k-
Tangible fixed assets22/27€19k€16k
Land and buildings22€17k€15k
Other tangible fixed assets26€2k€1k
Financial fixed assets28€1k€1k=
Current assets29/58€60k€59k
Amounts receivable within one year40/41€50k€48k
Trade receivables40-€235
Other amounts receivable41€50k€48k
Cash at bank and in hand54/58€10k€11k
Deferred charges and accrued income490/1€121-
Equity and liabilities
Total equity and liabilities10/49€82k€76k
Equity10/15€35k€23k
Contributions10/11€13k€13k=
Reserves13€779€779=
Non-distributable reserves130/1€779€779=
Reserves not available under the articles1311€779€779=
Profit (loss) carried forward14€21k€9k
Amounts payable17/49€47k€54k
Amounts payable after more than one year17€21k€21k=
Financial debts170/4€21k€21k=
Amounts payable within one year42/48€26k€33k
Trade debts44€5k€12k
Suppliers440/4€5k€12k
Other amounts payable47/48€21k€21k
Income statement Code20232024
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k
Other operating charges640/8€2k€778
Gross operating margin9900€5k€-7k
Operating profit (loss)9901€-4k€-12k
Financial income75/76B€13-
Recurring financial income75€13-
Financial charges65/66B€175€318
Recurring financial charges65€175€318
Profit (loss) for the period before taxes9903€-4k€-13k
Profit (loss) for the period9904€-4k€-13k
Profit (loss) for the period to be appropriated9905€-4k€-13k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€9k
Profit (loss) brought forward from the previous period14P€26k€21k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
08-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 67 days late
2024
30-06
Financial Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
26-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
27-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Highest result since 2019net €32k ▲69.6%
Operating result €32k, net result €32k, both a record.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
2016
14-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Reselt 27a3650 Dilsen-Stokkem
Ground area
750 m²
Building footprint
145 m²
Volume, LiDAR
986 m³
Parcel 72032B1953/00H000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72032B1953/00H000 Flanders 750 m² 1 · 145 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 2,740 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2009
Fiscal year end30-06
Trade name NL Chiptuning Benelux
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
43211General electrical installation work
43212Electrical installation work in industrial facilities
43320Joinery installation
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.