Equity
€318,388 ▲ 35.6%
Equity rose in 2025 from €234,736 to €318,388.
CHIAMALO
Lifetime
8 annual accounts with figures on one time axispeak €216,004 (2018)
€127,023▼ 18.4%
lowest -€5,551 (2022)
€83,652▼ 21.1%
peak €318,388 (2025)
€318,388▲ 35.6%
€16,811▼ 35.9%
Board2 names since 2021
2 directorsBONSIGNORE Giacomino and 1 other
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Gross margin from €155,723 to €127,023Equity from €234,736 to €318,388Debts from €26,222 to €16,811Cash from €86,113 to €253,001
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The micro format states no turnover.
Investments
€6,291 1.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
22.08 was 9.70 in 2024
Short-term debts fell from €26,103 to €14,713.
Filings
8 annual accounts 1 late
The 2018 accounts came 29 days late. The other seven were filed on time.
Position in the sector
95.0%
Higher solvency than 94% of companies in advertising and market research. Sector median 53.3% · 8,603 companies.
Checked score
98
Excellent
Financially stronger than 84% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 22.08, cash €253,001
Equity €318,388 (95.0% of total assets)
Sector: Advertising, market research and public relations activities (NACE 73)
Size: total assets €335,199
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 97% on liquidity, 76% on profitability and 78% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as CHIAMALO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CHIAMALO itself is lower: < 0.1% within 12 months. It rests on far more data about CHIAMALO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CHIAMALO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 22.08 (9.7 in 2024), above the usual 1.5. Short-term debt is 4.4% and cash 75.5% of total assets. 5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
44 days early
2024
15 days early
2023
7 days early
2022
35 days early
2021
52 days early
2020
36 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0673778331
Reappointments: BONSIGNORE Giacomino (director) and GALAND Martine (director)
General meeting of 28-11-2023 · Gazette deed
Incorporation
published on 05-04-2017 · Gazette deed
First establishment
Rue de la Cornette 4, Burdinne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHIAMALO Burdinne | €335,199 | €127,023 | 95.0% | - |
| UMSUKA Merchtem | €319,103 | €126,302 | 36.6% | - |
| SPYKE Merchtem | €316,479 | €119,737 | 22.3% | - |
| ITAM Deinze | €346,464 | €115,789 | 62.4% | - |
| International Consulting & Management Expertise Brussels | €342,310 | €107,888 | 44.4% | - |
| COGNISANT Herzele | €296,428 | €119,820 | 51.0% | - |
| BULLE MÉDIA Brussels | €349,617 | €113,433 | 29.4% | - |
These companies have the same main activity as CHIAMALO: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €296,000 and €350,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 03-04-2017Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 2 others
- Establishment unit
- 2.263.269.9204210 Burdinne, since 03-04-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €335,199▲ 28.4%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on CHIAMALO
CHIAMALO files the micro format. That format states no turnover. The gross margin fell from €216,004 in 2018 to €127,023 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHIAMALO
- What is the company number of CHIAMALO?
- The company number of CHIAMALO is 0673.778.331. The VAT number is the same number with BE in front: BE 0673.778.331.
- Where is CHIAMALO based?
- The registered office is at Rue de la Cornette 4, 4210 Burdinne.Company details
- What does CHIAMALO do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of CHIAMALO?
- CHIAMALO is a private limited company (BV).
- When was CHIAMALO founded?
- CHIAMALO was founded on 03-04-2017.
- Is CHIAMALO still active?
- Yes, CHIAMALO is an active enterprise in the KBO register.
- What is the turnover of CHIAMALO?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €127,023 and 38 comparable companies (NACE 73). It probably lies between €180,000 and €470,000.Financials
- Is CHIAMALO profitable?
- In financial year 2025, CHIAMALO made a profit of €83,652.
- Where can I find the annual accounts of CHIAMALO?
- CHIAMALO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHIAMALO due?
- CHIAMALO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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