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ITAM

Active
Private limited companyfounded 20179 yrs activeHeerdweg 48, 9800 Deinze, BelgiumKBO/BCE: BE 0671.862.382

ITAM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €56k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 67% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
76 / 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+91
Solvency76▲+11
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.39 in 2024), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.4%
Return on assets
16.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
8 d early
2024
29 d late
2023
1 d early
2022
6 d early
2021
30 d late
2020
4 d early
2019
3 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€216k▲ 35.3%
2024 · €160k
2018: €27k 2019: €59k 2020: €59k 2021: €112k 2022: €137k 2023: €157k 2024: €160k
2018 → 2025
Total assets
€346k▲ 30.7%
2024 · €265k
2018: €239k 2019: €255k 2020: €241k 2021: €300k 2022: €308k 2023: €308k 2024: €265k
2018 → 2025
Net result
€56k▲ 1,953%
2024 · €3k
2018: €23k 2019: €19k 2020: €2k 2021: €54k 2022: €27k 2023: €21k 2024: €3k
2018 → 2025
Working capital
€-3k▲ 95.1%
2024 · €-64k
2018: €-180k 2019: €-143k 2020: €-141k 2021: €-98k 2022: €-93k 2023: €-65k 2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€112k-€137k▲ 23.0%€157k▲ 14.1%€160k▲ 1.8%€216k▲ 35.3%
Operating result€68k-€37k▼ 45.2%€31k▼ 16.4%€5k▼ 85.1%€85k▲ 1,730%
Net result€54k-€27k▼ 49.4%€21k▼ 22.9%€3k▼ 87.0%€56k▲ 1,953%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €68k€68kNet result 2021: €54k€54kOperating result 2022: €37k€37kNet result 2022: €27k€27kOperating result 2023: €31k€31kNet result 2023: €21k€21kOperating result 2024: €5k€5kNet result 2024: €3k€3kOperating result 2025: €85k€85kNet result 2025: €56k€56k20212022202320242025
The operating result recovers in 2025; 2025 is 1,730% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets €233k▲ 4.0%
Current assets €114k▲ 176%
Equity and liabilities €346k
Equity €216k▲ 35.3%
Debt €130k▲ 23.7%
The debt ratio falls from 39.8% to 37.6%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€115k
2024 · €27k
Cash flow
€86k
2024 · €26k
Solvency
62.4%
2024 · 60.2%
Current ratio
0.97
2024 · 0.39
Quick ratio
0.97
2024 · 0.39
Debt / equity
0.60
2024 · 0.66
ROE
26.1%
2024 · 1.7%
ROA
16.3%
2024 · 1.0%
Interest coverage
192.29
2024 · 469.81
Debt
€130k
2024 · €105k
Debt ≤ 1 year
€117k
2024 · €105k
Debt > 1 year
€14k
Income taxes
€28k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€265k€346k
Fixed assets21/28€224k€233k
Tangible fixed assets22/27€224k€233k
Land and buildings22€110k€103k
Plant, machinery and equipment23€110k€98k
Furniture and vehicles24€4k€32k
Current assets29/58€41k€114k
Amounts receivable within one year40/41€36k€84k
Trade receivables40€34k€82k
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€4k€29k
Deferred charges and accrued income490/1€715€823
Equity and liabilities
Total equity and liabilities10/49€265k€346k
Equity10/15€160k€216k
Contributions10/11€19k€19k=
Reserves13€141k€197k
Tax-exempt reserves132€42€42=
Distributable reserves133€141k€197k
Amounts payable17/49€105k€130k
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€105k€117k
Current portion of amounts payable after more than one year42-€4k
Trade debts44€3k€48k
Suppliers440/4€3k€48k
Taxes, remuneration and social security45€10k€21k
Taxes450/3€8k€21k
Remuneration and social security454/9€2k-
Other amounts payable47/48€92k€44k
Income statement Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€29k
Other operating charges640/8€615€1k
Gross operating margin9900€28k€116k
Operating profit (loss)9901€5k€85k
Financial charges65/66B€59€597
Recurring financial charges65€59€597
Profit (loss) for the period before taxes9903€5k€85k
Income taxes67/77€2k€28k
Profit (loss) for the period9904€3k€56k
Profit (loss) for the period to be appropriated9905€3k€56k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€56k
Profit (loss) brought forward from the previous period14P€2k-
Transfer to equity691/2€5k€56k
To other reserves6921€5k€56k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €56k ▲1953%
Operating result €85k, net result €56k, both a record.
31-12
Financial Equity above €200kEq €216k ▲35.3%
8 profitable years in a row build equity to €216k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €150kEq €157k ▲14.1%
6 profitable years in a row build equity to €157k.
25-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Equity above €100kEq €112k ▲88.3%
4 profitable years in a row build equity to €112k.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €2k ▼87.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heerdweg 489800 Deinze
Ground area
581 m²
Building footprint
218 m²
Volume, LiDAR
842 m³
Parcel 44069A0327/00R000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Elen
Heerdweg 48, 9800 DeinzeBook publishing
since 20172.261.916.670
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44069A0327/00R000 Flanders 581 m² 1 · 218 m² 9.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 5,125 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-02-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.