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B&S KITCHEN

Active
Private limited companyfounded 20232 yrs activeStenebrugstraat 33, 1741 Ternat, BelgiumKBO/BCE: BE 1000.475.420

The computed 12-month bankruptcy probability of B&S KITCHEN is 2.2% (moderate). The 2025 annual accounts show equity of €26k and a net result of €11k. Its solvency ranks better than 65% of 27358 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
93 / 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+33
Growth52
Stability82
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.48 in 2024), and 39.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.2%
Return on assets
26.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
10 d early
2024
6 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€26k▲ 76.6%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€44k▲ 2.2%
2024 · €43k
2024: €43k
2024 → 2025
Net result
€11k▼ 4.1%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€23k▲ 74.2%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€15k-€26k▲ 76.6%
Operating result€12k-€12k▲ 3.3%
Net result€12k-€11k▼ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10kOperating result 2024: €12k€12kNet result 2024: €12k€12kOperating result 2025: €12k€12kNet result 2025: €11k€11k20242025
The operating result rises in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets €3k▲ 95.1%
Current assets €40k▼ 1.5%
Equity and liabilities €44k
Equity €26k▲ 76.6%
Debt €17k▼ 37.6%
The debt ratio falls from 65.1% to 39.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k
2024 · €12k
Cash flow
€12k
2024 · €12k
Solvency
60.2%
2024 · 34.9%
Current ratio
2.33
2024 · 1.48
Quick ratio
2.33
2024 · 1.48
Debt / equity
0.66
2024 · 1.87
ROE
43.4%
2024 · 79.9%
ROA
26.1%
2024 · 27.9%
Interest coverage
182.51
2024 · 219.11
Debt
€17k
2024 · €28k
Debt ≤ 1 year
€17k
2024 · €28k
Income taxes
€864
Staff costs
€76k
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€43k€44k
Fixed assets21/28€2k€3k
Tangible fixed assets22/27€2k€3k
Furniture and vehicles24€2k€3k
Financial fixed assets28€65€65=
Current assets29/58€41k€40k
Amounts receivable within one year40/41€24k€26k
Trade receivables40€19k€23k
Other amounts receivable41€5k€3k
Cash at bank and in hand54/58€17k€14k
Deferred charges and accrued income490/1€119-
Equity and liabilities
Total equity and liabilities10/49€43k€44k
Equity10/15€15k€26k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€23k
Amounts payable17/49€28k€17k
Amounts payable within one year42/48€28k€17k
Trade debts44€18k€6k
Suppliers440/4€18k€6k
Taxes, remuneration and social security45€2k€2k
Taxes450/3-€566
Remuneration and social security454/9€2k€1k
Other amounts payable47/48€7k€10k
Income statement Code20242025
Remuneration, social security and pensions62€20k€76k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94€665
Other operating charges640/8€580€305
Non-recurring operating charges66A€318-
Gross operating margin9900€33k€89k
Operating profit (loss)9901€12k€12k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€55€71
Recurring financial charges65€55€71
Profit (loss) for the period before taxes9903€12k€12k
Income taxes67/77-€864
Profit (loss) for the period9904€12k€11k
Profit (loss) for the period to be appropriated9905€12k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€12k€23k
Profit (loss) brought forward from the previous period14P-€12k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
06-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stenebrugstraat 331741 Ternat
Ground area
663 m²
Building footprint
99 m²
Volume, LiDAR
697 m³
Parcel 23091B0436/00T003, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BS KITCHEN
Stenebrugstraat 33, 1741 TernatGeneral construction of buildings
since 20232.351.997.602
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23091B0436/00T003 Flanders 663 m² 1 · 99 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 6,556 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-09-2023
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.