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SEBY CONSTRUCT

Active
Private limited companyfounded 2023active for 2 yearsItterbeekse Laan 459, 1070 Anderlecht, BelgiumKBO/BCE: BE 1003.412.144
Summary

The computed 12-month bankruptcy probability of SEBY CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €18,239 and a net result of €37,201. Its solvency ranks better than 46% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-12-2023 Normal situation
Activity
Other specialised construction activities NACE 43990and 4 others
Establishment unit
2.353.820.707 1070 Anderlecht, since 01-01-2024
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Annual accounts 2025
Gross margin
€51,637
Turnover
≈ €260,000
estimated
Profit
€37,201
Equity
€18,239
Total assets
€42,295
▲ 153%
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskFounded in 20231 change of registered office in 24 monthsSize: total assets €42,295lowers riskFigures for financial year 2025 (filed on 04-09-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 68+68
equity 43.1% of total assets
Liquidity 22+22
short-term debt 56.9% · cash 1.4%
Profitability 100+100
return on assets 88.0%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 01-2025: 2.0%lowest value 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.5 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.8%▲ +0.3 percentage points vs 05-2025 07-2025: 5.3%▲ +2.5 percentage points vs 06-2025 08-2025: 5.3%● unchanged vs 07-2025 09-2025: 5.9%▲ +0.6 percentage points vs 08-2025 10-2025: 5.9%● unchanged vs 09-2025 11-2025: 5.9%● unchanged vs 10-2025 12-2025: 6.1%▲ +0.2 percentage points vs 11-2025 01-2026: 6.1%● unchanged vs 12-2025 02-2026: 6.1%● unchanged vs 01-2026 03-2026: 6.0%▼ -0.1 percentage points vs 02-2026 04-2026: 6.8%▲ +0.8 percentage points vs 03-2026 05-2026: 7.3%▲ +0.5 percentage points vs 04-2026 06-2026: 7.4%▲ +0.1 percentage points vs 05-2026 07-2026: 7.2%▼ -0.2 percentage points vs 06-2026 08-2026: 7.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 3.3%▼ -4.2 percentage points vs 08-2026 10-2026: 3.3%● unchanged vs 09-2026 11-2026: 3.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (0.4 in 2024), above the usual 1.5. Short-term debt is 56.9% and cash 1.4% of total assets. However, 56.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 13% on liquidity, 92% on profitability and 96% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 04-09-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €42,295
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
26 days late
2024
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 19 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €20,462 in 2024 €37,201 View
  • Positive: Higher net result than 80% of companies in specialised constructionsector median €10,221 · 34,941 companies €37,201 View

Recent changes

  1. · Gazette deed Registered office moved from Schaerbeek to AnderlechtNew seat: Avenue d'Itterbeek 459 à 1070 Anderlecht · Previous seat: Boulevard Lambermont 30 bte 2 à 1030 Schaerbeek
  2. · Gazette deed IncorporationStarting capital €1,500 · Appointment: BOAGHE Valentin (director)
All 6 events

Comparable companies

These companies have the same main activity as SEBY CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €37,800 and €51,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
SEBY CONSTRUCT Anderlecht€42,295€51,637
HELB CONSULT Sint-Jans-Molenbeek€50,961€43,004
RVM Renovatie Vanelderen Sint-Truiden€37,794€57,830
AdamZ Construct Charleroi€47,568€47,127
D&R KRAANWERKEN Hamont-Achel€42,366€47,505
GIJZELE Oosterzele€49,120€57,676
CHEMICONFORME Flémalle€41,607€68,182
Full comparison

Key facts about SEBY CONSTRUCT

What is the company number of SEBY CONSTRUCT?
The company number of SEBY CONSTRUCT is 1003.412.144. The VAT number is the same number with BE in front: BE 1003.412.144.
Where is SEBY CONSTRUCT based?
The registered office is at Itterbeekse Laan 459, 1070 Anderlecht.Company details
What does SEBY CONSTRUCT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of SEBY CONSTRUCT?
The legal form of SEBY CONSTRUCT is Private limited company (BV).
When was SEBY CONSTRUCT founded?
SEBY CONSTRUCT was founded on 14-12-2023.
Is SEBY CONSTRUCT still active?
Yes, SEBY CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of SEBY CONSTRUCT?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €51,637 and 68 comparable companies (NACE 43990). It probably lies between €200,000 and €540,000.Financials
Is SEBY CONSTRUCT profitable?
In financial year 2025, SEBY CONSTRUCT made a profit of €37,201.
Where can I find the annual accounts of SEBY CONSTRUCT?
SEBY CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEBY CONSTRUCT due?
SEBY CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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