Equity
€634,367 ▲ 517%
Equity rose in 2025 from €102,868 to €634,367.
Check.
Overview
Lifetime
2 annual accounts with figures on one time axispeak €687,120 (2025)
€687,120▲ 518×
lowest -€147,132 (2024)
€531,499▲ €678,631
peak €634,367 (2025)
€634,367▲ 517%
€248,401▼ 67.1%
Board2 names since 2023
2 directorsDEVOS Sarah Mauricette Ghislaine and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €1,328 to €687,120Back to profit: €531,499Equity from €102,868 to €634,367Debts from €755,248 to €248,401Cash from €550 to €193,543
Key points
from the 2025 annual accountsLiquidity
3.41 was 0.01 in 2024
Short-term debts rose from €152,955 to €248,401.
Position in the sector
€531,499
Higher net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
2025 accounts filed 28 days after the deadline
Checked score
97
Excellent
Financially stronger than 77% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -1.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.41, cash €193,543
Size: total assets €882,768
Figures for financial year 2025 (filed on 29-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 58% on liquidity, 84% on profitability and 99% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as Check. has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of Check. itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for Check.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.41 (0.01 in 2024), above the usual 1.5. Short-term debt is 28.1% and cash 21.9% of total assets. 28.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANDOORNE Didier Marie Frans founderdeed of 26-07-2023
- DEVOS Sarah Mauricette Ghislaine founderdeed of 26-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804234918
Capital increase of €245,000 to €250,000
Capital from €5,000 to €250,000 · Gazette deed
First establishment
Waregemseweg (W.) 147, Wortegem-Petegem
Incorporation
Founding capital of €5,000, 100 shares · Founders: VANDOORNE Didier Marie Frans and DEVOS Sarah Mauricette Ghislaine · Appointments: VANDOORNE Didier Marie Frans (statutory director) and DEVOS Sarah Mauricette Ghislaine (statutory director) · published on 26-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Check. Wortegem-Petegem | €882,768 | €687,120 | 71.9% | - |
| FLOWHR Zele | €836,115 | €720,342 | 44.1% | 4.5 |
| HVLMan Knokke-Heist | €801,868 | €660,164 | 62.6% | - |
| Elander Lennik | €978,868 | €649,492 | 92.9% | - |
| ALEZAN INC Auderghem | €827,842 | €614,014 | 77.6% | - |
| Select-Beopledd Antwerp | €827,143 | €808,228 | 17.4% | 7.2 |
| Student Academy Management Braine-l'Alleud | €900,422 | €630,345 | 74.4% | 2 |
These companies have the same main activity as Check.: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €802,000 and €979,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 24-07-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.348.438.1959790 Wortegem-Petegem, since 01-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- €687,120▲ 518×
- ≈ €980,000estimated
- €531,499
- €634,367▲ 517%
- €882,768▲ 2.9%
- Filing
- Filed on 28-08-2026
Insights on Check.
Check. has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €634,367 and a net result of €531,499, with €532,161 of non-recurring income.
Its solvency ranks better than 68% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-08-2026, 28 days late€687,120
▲ 518×
€673,684
▲ €799,254
€531,499
▲ €678,631
€598,426
▲ €750,577
71.9%
▲ 59.9 percentage points
3.41
▲ 3.40
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €980,000. Estimated: probably between €820,000 and €1.7m.
Balance sheet
balance sheet total €882,768 on 31-12-2025What the company ownsHow it is paid for
in euro
in €m
Position in the sector
71.9%
Higher than 68% of 39,364 companies in 2025.
3.41
Higher than 67% of 38,048 companies in 2025.
60.2%
Higher than 91% of 38,520 companies in 2025.
Check.
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
882,768 | 858,116 | |
21/28 |
35,941 | 857,312 | |
22/27 |
35,941 | 857,312 | |
22 |
- | 834,119 | |
24 |
35,941 | 23,192 | |
29/58 |
846,827 | 805 | |
40/41 |
2,290 | 255 | |
40 |
2,290 | - | |
41 |
- | 255 | |
50/53 |
650,994 | - | |
54/58 |
193,543 | 550 | |
| Balance sheet: equity and liabilities | |||
10/49 |
882,768 | 858,116 | |
10/15 |
634,367 | 102,868 | |
10/11 |
250,000 | 250,000 | |
13 |
384,367 | - | |
133 |
384,367 | - | |
14 |
- | -147,132 | |
17/49 |
248,401 | 755,248 | |
17 |
- | 599,001 | |
170/4 |
- | 599,001 | |
42/48 |
248,401 | 152,955 | |
42 |
- | 33,834 | |
44 |
1,733 | 419 | |
440/4 |
1,733 | 419 | |
45 |
124,579 | 1,411 | |
450/3 |
124,579 | 1,411 | |
47/48 |
122,089 | 117,291 | |
492/3 |
- | 3,292 | |
| Income statement | |||
76A |
532,161 | - | |
9900 |
687,120 | 1,328 | |
630 |
6,906 | 123,112 | |
640/8 |
6,530 | 3,785 | |
9901 |
673,684 | -125,570 | |
75/76B |
2,863 | - | |
75 |
2,863 | - | |
65/66B |
23,565 | 21,562 | |
65 |
23,565 | 21,562 | |
9903 |
652,982 | -147,132 | |
67/77 |
121,482 | - | |
9904 |
531,499 | -147,132 | |
9905 |
531,499 | -147,132 | |
| Appropriation of the result | |||
9906 |
384,367 | -147,132 | |
14P |
-147,132 | - | |
691/2 |
384,367 | - | |
6920 |
384,367 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00445609.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 680,590 | -2,458 | ||
| 538,406 | -24,020 | ||
| -814,464 | 980,424 | ||
| 192,993 | - | ||
| 598,426 | -152,151 | ||
| 71.9% | 12.0% | ||
| 3.41 | 0.01 | ||
| 0.39 | 7.34 | ||
| 83.8% | -143.0% | ||
| 60.2% | -17.1% | ||
| 28.88 | -0.11 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 |
|---|---|---|
| Mortgages, amount registered | - | €27,500 |
| - | €689,700 | |
| Carrying value of the mortgaged assets | - | €799,240 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €980,424 |
| €6,906 | €123,112 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Check.
The operating result for 2025 is a profit of €673,684, after a loss of €125,570 in 2024.
Debt's share of the balance-sheet total falls from 88.0% to 28.1%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationStatutory director
since 20-07-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 28-08-2026
Statutory director
since 20-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 28-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 26-07-2023
Mandates through the years
2 names, the dashed line is todayDEVOS Sarah Mauricette Ghislaine
Statutory director
Statutory director
VANDOORNE Didier Marie Frans
Statutory director
Statutory director
Board
Mandates as a list
- DEVOS Sarah Mauricette Ghislaine
- Statutory director, from 20-07-2023 to date
- VANDOORNE Didier Marie Frans
- Statutory director, from 20-07-2023 to date
Control
This company
Check.
Equity €634,367
Profit €531,499 in 2025
Capital
- Contribution
- €250,000
- Shares
- 100
- Contribution per share
- €2,500
- Equity per share
- €6,344 in 2025
- Source
- deed of 16-04-2024
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-07-2023 (in Dutch)
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 directordeed of 26-07-2023 (in Dutch)
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Tegen dezelfde prijs, voorwaarden en modaliteiten waartegen betreffende aandeelhouder(s) hun aandelen overdragen aan kandidaat-koper…”deed of 16-04-2024 (in Dutch)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 14:00deed of 26-07-2023 (in Dutch)
Shareholders
At incorporation
deed of 26-07-2023 ↗
Capital transactions
Capital over time
- 16-04-2024 Capital increase of €245,000 · to €250,000 · no new shares · “zonder uitgifte van nieuwe aandelen”
- 26-07-2023 Incorporation · €5,000 · 100 shares
Network & group
No group
Check. has no parent and no holdings in its annual accounts.
Board mandates elsewhere
1 board mandateBoard mandates of Check.Check. sits on their board1
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Archie
via DEVOS Sarah Mauricette Ghislaine · Director (not named in the articles) · deed of 01-10-2025
Founded in 2025
→
Timeline
Timeline
9 events since 2023Capital
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days late
2025
Back to profit net €531,499 The net result is €531,499, after one loss-making year.
Liquidity more than 648 times current ratio 3.41 The current ratio rises from 0.01 to 3.41.
Equity above €500,000 equity €634,367 ▲517% Equity rises from €102,868 to €634,367.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804234918
Annual accounts 2024 filed PDFmicro format · 36 days before the deadline
2024
Capital increase of €245,000 to €250,000Capital from €5,000 to €250,0002 points ▸
- Amendment of the articles, article 5
- Capital increase, €245,000
- The deed holds 5 more points.
2023
First establishment Waregemseweg (W.) 147, Wortegem-Petegem
IncorporationFounding capital of €5,000, 100 shares · Founders: VANDOORNE Didier Marie Frans and DEVOS Sarah Mauricette Ghislaine · Appointments: VANDOORNE Didier Marie Frans (statutory director) and DEVOS Sarah Mauricette Ghislaine (statutory director) · published on 26-07-20235 points ▸
- Founder, VANDOORNE Didier Marie Frans
- Founder, DEVOS Sarah Mauricette Ghislaine
- Founding capital, €5,000, 100 shares
- Director appointment, VANDOORNE Didier Marie Frans (statutory director)
- Director appointment, DEVOS Sarah Mauricette Ghislaine (statutory director)
- The deed holds 2 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0804.234.918
- VAT number
- BE 0804.234.918
- Peppol ID
- 0208:0804234918
- Other Peppol ID
- 9925:BE0804234918
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 14:00deed of 26-07-2023 (in Dutch)
- Peppol
- Reachable since 27-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Check. in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-07-2023 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak…”deed of 26-07-2023 (in Dutch)
18 activities
- Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van management, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
- Alle vormen van sales- en marketing diensten en management;
- Alle vormen van managementdiensten en hulp aan het bedrijfsleven en de overheid;
- Het verlenen van adviezen op het gebied van bedrijfsvoering en beheer;
- De commerciële en technische dienstverlening in de meest ruime zin van het woord;
- Het verlenen van adviezen, consultancy, engineering, opleidingen, verkoop, trainingen, coaching, studies, lezingen en dit op alle gebieden in de ruimste zin van het woord
- Het publiceren van artikels in tijdschriften, op het web en zo meer, de publicatie van boeken en algemene informatie en al zijn toepassingen in de meest ruime zin;
- Werken met agenten / werken als agent, tussenpersoon in de handel, commissionair;
- Markt- en opinieonderzoekbureau, het onderzoek naar de omvang van de markt voor bepaalde producten, de ontvangst en bekendheid van producten en koopgewoonten, met het oog op verkoopbevordering en ontwikkeling van nieuwe producten;
- Het optreden als tussenpersoon in de handel van eender welke producten en goederen;
- De aan- en verkoop, in- en uitvoer, handelsbemiddeling, commissiehandel en vertegenwoordiging van algemene goederen of specifieke goederen en materialen;
- Het opnemen van mandaten als zaakvoerder, bestuurder en/of vereffenaar en het vertegenwoordigen van bedrijven;
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen;
- Het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in, rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm, in dit kader kan zij zich ook borg stellen en alle handels- en financiële operaties verrichten behalve diegene die wettelijk voorbehouden zijn aan kredietinstellingen. De vennootschap kan zich zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van vermogens van roerende en onroerende goederen, het aankopen, verkopen, ruilen, doen bouwen, doen verbouwen, onderhouden, verhuren, huren en verkavelen van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen. Zijn uitdrukkelijk uitgesloten alle handelingen en activiteiten onderworpen aan een voorafgaandelijke goedkeuring of vergunning van de Commissie voor het Bank- en Financiewezen of andere overheidsinstanties.
- De vennootschap kan overgaan tot alle handelsverrichtingen, nijverheidsverrichtingen, financiële en onroerende verrichtingen zo voor eigen rekening als voor rekening van derden, die van aard zijn de verwezenlijking van haar voorwerp rechtstreeks of onrechtstreeks te bevorderen en dit zowel in België als in het buitenland.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Waregemseweg (W.) 147 registered office 9790 Wortegem-Petegem | 01-08-2023 | 2.348.438.195 |
Buildings and parcels at the address
- Ground area
- 1,572 m²
- Buildings
- 286 m²
- Volume, LiDAR
- 1,191 m³
- Tallest building
- 11.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 45055D0007/00X003 | 1,572 m² | 1 · 286 m² | 11.0 m · 1 |