Check.
ActiveSummary
Check. has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €634k and a net result of €531k. Its solvency ranks better than 67% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency97▲+60
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 0.01 in 2024; short-term debt: 28.1% and cash: 21.9% of total assets), and 28.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
60.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€634k▲ 517%
2024 · €103k
Total assets
€883k▲ 2.9%
2024 · €858k
Net result
€531k
2024 · €-147k
Working capital
€598k
2024 · €-152k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€-126k-€674k
Net result€-147k-€531k
Equity€103k-€634k▲ 517%
Total assets€858k-€883k▲ 2.9%
Debt€755k-€248k▼ 67.1%
Working capital€-152k-€598k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €674k after a loss of €126k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €883k
Fixed assets
€36k ▼ 95.8%
Current assets
€847k ▲ 105,147%
Equity and liabilities €883k
Equity
€634k ▲ 517%
Debt
€248k ▼ 67.1%
Debt's share of the balance-sheet total falls from 88.0% to 28.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€681k▲
2024 · €-2k
Cash flow
€538k▲
2024 · €-24k
Current ratio
3.41▲
2024 · 0.01
Debt to equity
0.39▼
2024 · 7.34
ROE
83.8%▲
2024 · -143.0%
ROA
60.2%▲
2024 · -17.1%
Interest coverage
28.88▲
2024 · -0.11
Debt ≤ 1 year
€248k▲
2024 · €153k
Income taxes
€121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €532k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €123k | €7k | ▼ 94.4% |
| Other operating charges640/8 | €4k | €7k | ▲ 72.5% |
| Gross operating margin9900 | €1k | €687k | ▲ 51,658% |
| Operating profit (loss)9901 | €-126k | €674k | ▲ 637% |
| Financial income75/76B | - | €3k | - |
| Recurring financial income75 | - | €3k | - |
| Financial charges65/66B | €22k | €24k | ▲ 9.3% |
| Recurring financial charges65 | €22k | €24k | ▲ 9.3% |
| Profit (loss) for the period before taxes9903 | €-147k | €653k | ▲ 544% |
| Income taxes67/77 | - | €121k | - |
| Profit (loss) for the period9904 | €-147k | €531k | ▲ 461% |
| Profit (loss) for the period to be appropriated9905 | €-147k | €531k | ▲ 461% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €858k | €883k | ▲ 2.9% |
| Fixed assets21/28 | €857k | €36k | ▼ 95.8% |
| Tangible fixed assets22/27 | €857k | €36k | ▼ 95.8% |
| Land and buildings22 | €834k | - | - |
| Furniture and vehicles24 | €23k | €36k | ▲ 55.0% |
| Current assets29/58 | €805 | €847k | ▲ 105,147% |
| Amounts receivable within one year40/41 | €255 | €2k | ▲ 799% |
| Trade receivables40 | - | €2k | - |
| Other amounts receivable41 | €255 | - | - |
| Current investments50/53 | - | €651k | - |
| Cash at bank and in hand54/58 | €550 | €194k | ▲ 35,101% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €858k | €883k | ▲ 2.9% |
| Equity10/15 | €103k | €634k | ▲ 517% |
| Contributions10/11 | €250k | €250k | = |
| Reserves13 | - | €384k | - |
| Distributable reserves133 | - | €384k | - |
| Profit (loss) carried forward14 | €-147k | - | - |
| Amounts payable17/49 | €755k | €248k | ▼ 67.1% |
| Amounts payable after more than one year17 | €599k | - | - |
| Financial debts170/4 | €599k | - | - |
| Amounts payable within one year42/48 | €153k | €248k | ▲ 62.4% |
| Current portion of amounts payable after more than one year42 | €34k | - | - |
| Trade debts44 | €419 | €2k | ▲ 313% |
| Suppliers440/4 | €419 | €2k | ▲ 313% |
| Taxes, remuneration and social security45 | €1k | €125k | ▲ 8,729% |
| Taxes450/3 | €1k | €125k | ▲ 8,729% |
| Other amounts payable47/48 | €117k | €122k | ▲ 4.1% |
| Accrued charges and deferred income492/3 | €3k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-147k | €531k | ▲ 461% |
| + Depreciation and write-downs630 | €123k | €7k | ▼ 94.4% |
| Operating cash flow (approximation) | €-24k | €538k | ▲ 2,341% |
| Investment in fixed assets (approximation) | - | €814k | - |
| Change in cash | - | €193k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €531k
Net result €531k after one loss-making year.
31-12
Financial
Liquidity times 648current ratio 3.41
Current ratio from 0.01 to 3.41.
31-12
Financial
Equity above €500kEq €634k ▲517%
Equity rises from €103k to €634k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2023
Ground area
1,572 m²
Building footprint
286 m²
Volume, LiDAR
1,191 m³
Parcel 45055D0007/00X003, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Check.
since 20232.348.438.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055D0007/00X003 | Flanders | 1,572 m² | 1 · 286 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANDIVER
BE 0436.453.973
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MIERMANS
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B. DETREMBLEUR & PARTNERS
BE 0464.810.340
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CLADRIMMO
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 32,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.