Elander
ActiveElander has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €910k and a net result of €462k. Equity is growing by ~94% per year across the filed fiscal years. Its solvency ranks better than 92% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days only on tighter terms
Liquidity ample (current ratio 14.11 against 5.92 in 2024), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
47.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
30 d early
2023
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€910k▲ 103%
2024 · €448k
2023: €68k
2024: €448k
2023 → 2025
Total assets
€979k▲ 83.6%
2024 · €533k
2023: €135k
2024: €533k
2023 → 2025
Net result
€462k▲ 21.8%
2024 · €379k
2023: €63k
2024: €379k
2023 → 2025
Working capital
€882k▲ 109%
2024 · €421k
2023: €52k
2024: €421k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€448k▲ 557%€910k▲ 103%
Operating result€80k-€462k▲ 479%€626k▲ 35.6%
Net result€63k-€379k▲ 501%€462k▲ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 36% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €979k
Fixed assets
€29k▲ 13.0%
Current assets
€949k▲ 87.2%
Equity and liabilities €979k
Equity
€910k▲ 103%
Debt
€69k▼ 19.3%
The debt ratio falls from 16.1% to 7.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€632k▲
2024 · €466k
Cash flow
€468k▲
2024 · €383k
Solvency
92.9%▲
2024 · 83.9%
Current ratio
14.11▲
2024 · 5.92
Quick ratio
14.11▲
2024 · 5.92
Debt / equity
0.08▼
2024 · 0.19
ROE
50.8%▼
2024 · 84.8%
ROA
47.2%▼
2024 · 71.1%
Interest coverage
21.21▼
2024 · 41.14
Debt
€69k▼
2024 · €86k
Debt ≤ 1 year
€67k▼
2024 · €86k
Income taxes
€154k▲
2024 · €113k
Staff costs
€18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€979k▲
Fixed assets21/28€26k€29k▲
Tangible fixed assets22/27€26k€29k▲
Land and buildings22€7k€15k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€507k€949k▲
Amounts receivable within one year40/41€72k€80k▲
Trade receivables40€63k€70k▲
Other amounts receivable41€9k€10k▲
Current investments50/53€383k€609k▲
Cash at bank and in hand54/58€50k€257k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€533k€979k▲
Equity10/15€448k€910k▲
Contributions10/11€5k€5k=
Reserves13€443k€443k=
Distributable reserves133€443k€443k=
Profit (loss) carried forward14-€462k
Amounts payable17/49€86k€69k▼
Amounts payable within one year42/48€86k€67k▼
Trade debts44€2k€938▼
Suppliers440/4€2k€938▼
Taxes, remuneration and social security45€48k€39k▼
Taxes450/3€48k€38k▼
Remuneration and social security454/9-€548
Other amounts payable47/48€37k€27k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62-€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€64€66▲
Gross operating margin9900€466k€649k▲
Operating profit (loss)9901€462k€626k▲
Financial income75/76B€42k€20k▼
Recurring financial income75€42k€20k▼
Financial charges65/66B€11k€30k▲
Recurring financial charges65€11k€30k▲
Profit (loss) for the period before taxes9903€492k€616k▲
Income taxes67/77€113k€154k▲
Profit (loss) for the period9904€379k€462k▲
Profit (loss) for the period to be appropriated9905€379k€462k▲
Appropriation of the result
Profit (loss) to be appropriated9906€379k€462k▲
Transfer to equity691/2€379k-
To other reserves6921€379k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €462k ▲21.8%
Operating result €626k, net result €462k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.11
Current ratio from 5.92 to 14.11; short-term debt falls from €86k to €67k.
31-12
Financial
Equity above €500kEq €910k ▲103%
3 profitable years in a row build equity to €910k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.92
Current ratio from 1.78 to 5.92.
31-12
Financial
Equity above €200kEq €448k ▲557%
2 profitable years in a row build equity to €448k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Losgatstraat 131750 LennikGround area
5,949 m²
Building footprint
152 m²
Volume, LiDAR
1,294 m³
Parcel 23022B0206/00F000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Elander
since 20232.351.749.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23022B0206/00F000 | Flanders | 5,949 m² | 1 · 152 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500V6CB61461ECB12
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PATIO
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TASE RESEARCH
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Sint-Genesius-Rode · Eq €908k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,318. 8,995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.