CHDM
ActiveSummary
CHDM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,914 and a net result of €27,557. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+5
Solvency71▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.32 in 2024; short-term debt: 12.8% and cash: 31.7% of total assets), but 53.5% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
2 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€195,914▲ 16.4%
2024 · €168,357
Total assets
€421,529▲ 0.4%
2024 · €420,057
Net result
€27,557▲ 164%
2024 · €10,457
Working capital
€89,872▲ 36.0%
2024 · €66,063
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,832▼ 59.4%€15,907▼ 23.6%€6,431▼ 59.6%€16,439▲ 156%€40,176▲ 144%
Net result€12,002within the sector's middle half▼ 67.0%€8,994within the sector's middle half▼ 25.1%€3,204within the sector's middle half▼ 64.4%€10,457within the sector's middle half▲ 226%€27,557within the sector's middle half▲ 164%
Equity€182,352within the sector's middle half▲ 7.0%€191,346within the sector's middle half▲ 4.9%€194,550within the sector's middle half▲ 1.7%€168,357within the sector's middle half▼ 13.5%€195,914within the sector's middle half▲ 16.4%
Total assets€479,816within the sector's middle half▲ 1.5%€454,468within the sector's middle half▼ 5.3%€485,916within the sector's middle half▲ 6.9%€420,057within the sector's middle half▼ 13.6%€421,529within the sector's middle half▲ 0.4%
Debt€297,464▼ 1.7%€263,122▼ 11.5%€291,366▲ 10.7%€251,701▼ 13.6%€225,615▼ 10.4%
Working capital€129,496above the sector's middle half▲ 3.5%€111,464within the sector's middle half▼ 13.9%€78,023within the sector's middle half▼ 30.0%€66,063within the sector's middle half▼ 15.3%€89,872within the sector's middle half▲ 36.0%
Solvency38.0%within the sector's middle half▲ 2.0pp42.1%within the sector's middle half▲ 4.1pp40.0%within the sector's middle half▼ 2.1pp40.1%within the sector's middle half=46.5%within the sector's middle half▲ 6.4pp
Current ratio2.81above the sector's middle half▲ 0.422.85within the sector's middle half▲ 0.031.72within the sector's middle half▼ 1.122.32within the sector's middle half▲ 0.602.67within the sector's middle half▲ 0.35
Return on assets (ROA)2.5%within the sector's middle half▼ 5.2pp2.0%within the sector's middle half▼ 0.5pp0.7%within the sector's middle half▼ 1.3pp2.5%within the sector's middle half▲ 1.8pp6.5%within the sector's middle half▲ 4.0pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421,529
Fixed assets
€277,877 ▼ 8.6%
Current assets
€143,652 ▲ 23.9%
Equity and liabilities €421,529
Equity
€195,914 ▲ 16.4%
Debt
€225,615 ▼ 10.4%
Debt's share of the balance-sheet total falls from 59.9% to 53.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70,820▲
2024 · €43,208
Cash flow
€58,201▲
2024 · €37,225
Debt to equity
1.15▼
2024 · 1.50
ROE
14.1%▲
2024 · 6.2%
Interest coverage
26.61▲
2024 · 14.80
Debt ≤ 1 year
€53,781▲
2024 · €49,909
Debt > 1 year
€118,990▼
2024 · €136,346
Income taxes
€9,957▲
2024 · €3,064
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,241 | €25,104 | €23,714 | €26,768 | €30,644 | ▲ 14.5% |
| Other operating charges640/8 | - | €3,127 | €2,994 | €2,024 | €2,260 | ▲ 11.7% |
| Gross operating margin9900 | €53,918 | €44,138 | €33,138 | €45,231 | €73,080 | ▲ 61.6% |
| Operating profit (loss)9901 | €20,832 | €15,907 | €6,431 | €16,439 | €40,176 | ▲ 144% |
| Financial charges65/66B | - | €3,650 | €3,226 | €2,919 | €2,662 | ▼ 8.8% |
| Recurring financial charges65 | €4,076 | €3,650 | €3,226 | €2,919 | €2,662 | ▼ 8.8% |
| Profit (loss) for the period before taxes9903 | €16,757 | €12,256 | €3,204 | €13,520 | €37,515 | ▲ 177% |
| Income taxes67/77 | €4,755 | €3,262 | €0 | €3,064 | €9,957 | ▲ 225% |
| Profit (loss) for the period9904 | €12,002 | €8,994 | €3,204 | €10,457 | €27,557 | ▲ 164% |
| Profit (loss) for the period to be appropriated9905 | €12,002 | €8,994 | €3,204 | €10,457 | €27,557 | ▲ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €479,816 | €454,468 | €485,916 | €420,057 | €421,529 | ▲ 0.4% |
| Fixed assets21/28 | €278,950 | €282,595 | €300,246 | €304,086 | €277,877 | ▼ 8.6% |
| Intangible fixed assets21 | €0 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €278,949 | €282,595 | €300,246 | €304,086 | €277,877 | ▼ 8.6% |
| Land and buildings22 | - | €253,069 | €293,357 | €267,352 | €249,666 | ▼ 6.6% |
| Furniture and vehicles24 | - | €4,908 | €6,889 | €36,734 | €28,211 | ▼ 23.2% |
| Leasing and similar rights25 | - | €0 | - | - | - | - |
| Assets under construction and advance payments27 | - | €24,617 | €0 | - | - | - |
| Current assets29/58 | €200,867 | €171,873 | €185,670 | €115,971 | €143,652 | ▲ 23.9% |
| Amounts receivable within one year40/41 | €8,655 | €6,958 | €80,539 | €8,235 | €8,544 | ▲ 3.8% |
| Trade receivables40 | - | €6,958 | €80,329 | €8,235 | €4,000 | ▼ 51.4% |
| Other amounts receivable41 | - | - | €210 | €0 | €4,544 | - |
| Cash at bank and in hand54/58 | €190,097 | €162,839 | €102,968 | €105,293 | €133,576 | ▲ 26.9% |
| Deferred charges and accrued income490/1 | - | €2,077 | €2,164 | €2,443 | €1,532 | ▼ 37.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €479,816 | €454,468 | €485,916 | €420,057 | €421,529 | ▲ 0.4% |
| Equity10/15 | €182,352 | €191,346 | €194,550 | €168,357 | €195,914 | ▲ 16.4% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €169,952 | €178,946 | €182,150 | €155,957 | €183,514 | ▲ 17.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €177,086 | €180,290 | €154,097 | €181,654 | ▲ 17.9% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €297,464 | €263,122 | €291,366 | €251,701 | €225,615 | ▼ 10.4% |
| Amounts payable after more than one year17 | €189,053 | €170,140 | €153,396 | €136,346 | €118,990 | ▼ 12.7% |
| Financial debts170/4 | - | €170,140 | €153,396 | €136,346 | €118,990 | ▼ 12.7% |
| Amounts payable within one year42/48 | €71,370 | €60,409 | €107,647 | €49,909 | €53,781 | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | - | €18,913 | €16,743 | €17,050 | €17,355 | ▲ 1.8% |
| Trade debts44 | €500 | €2,909 | €10,222 | €1,003 | €1,331 | ▲ 32.7% |
| Suppliers440/4 | - | €2,909 | €10,222 | €1,003 | €1,331 | ▲ 32.7% |
| Taxes, remuneration and social security45 | - | €5,033 | €3,180 | €8,809 | €15,594 | ▲ 77.0% |
| Taxes450/3 | - | €5,033 | €3,180 | €8,809 | €15,594 | ▲ 77.0% |
| Other amounts payable47/48 | - | €33,554 | €77,501 | €23,046 | €19,500 | ▼ 15.4% |
| Accrued charges and deferred income492/3 | - | €32,573 | €30,323 | €65,446 | €52,844 | ▼ 19.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,002 | €8,994 | €3,204 | €10,457 | €27,557 | ▲ 164% |
| + Depreciation and write-downs630 | €30,241 | €25,104 | €23,714 | €26,768 | €30,644 | ▲ 14.5% |
| Operating cash flow (approximation) | €42,243 | €34,098 | €26,918 | €37,225 | €58,201 | ▲ 56.4% |
| Investment in fixed assets (approximation) | - | -€28,749 | -€41,365 | -€30,608 | -€4,435 | ▲ 85.5% |
| Change in cash | - | -€27,258 | -€59,871 | €2,325 | €28,283 | ▲ 1,116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
State Gazette act
Registered office · Other addressesRegistered-office move2 facts ▸
State Gazette act
Registered office · Other addresses
Registered-office move2 facts ▸
- Registered-office move, Oude Bellegemsestraat 1, 8510 ROLLEGEM
- Board meeting, 28/02/2026
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €3,204 ▼64.4%
Net result drops to €3,204, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €150,000Eq €170,351 ▲27.1%
2 profitable years in a row build equity to €170,351.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Ground area
1.7 ha
Building footprint
306 m²
Volume, LiDAR
1,508 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHDM
since 20172.263.901.608
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0380/00F000 | Flanders | 1.7 ha | 1 · 240 m² | 8.4 m · 2 fl. |
| 34005C1101/00C000 | Flanders | 140 m² | 1 · 66 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,394. 999 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2017
Fiscal year end31-03
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0674870372
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.