ChartMill
ActiveSummary
ChartMill has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,288 and a net result of €23,083. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 35% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- 2.6 FTE
- Equity
- €78,288
- Profit
- €23,083
Why 93lowers riskLiquidity: current ratio 1.77, cash €130,636Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €186,499Equity €78,288 (42.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 37% on solvency, 55% on liquidity, 21% on profitability and 76% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 9 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €23,083
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00457593.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €48,352 after a loss of €28,377 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €123,306 | €222,749 | €249,802 | €246,367 | €257,722 | ▲ 4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €126 | €468 | €468 | €343 | ▼ 26.8% |
| Other operating charges640/8 | - | - | - | €568 | €569 | €616 | €748 | €544 | ▼ 27.3% |
| Gross operating margin9900 | €101,502 | €93,243 | €233,728 | €215,741 | €165,856 | €152,951 | €219,207 | €306,960 | ▲ 40.0% |
| Operating profit (loss)9901 | €34,283 | €6,328 | €148,067 | €91,867 | -€57,588 | -€97,936 | -€28,377 | €48,352 | - |
| Financial income75/76B | - | - | - | €12,128 | €11,737 | €0 | €3,214 | €3,635 | ▲ 13.1% |
| Recurring financial income75 | €167 | €74 | €1 | €12,128 | €11,737 | €0 | €3,214 | €3,635 | ▲ 13.1% |
| Financial charges65/66B | - | - | - | €3,888 | €2,896 | €11,542 | €9,472 | €28,552 | ▲ 201% |
| Recurring financial charges65 | €2,195 | €1,620 | €6,192 | €3,888 | €2,896 | €11,542 | €9,472 | €28,552 | ▲ 201% |
| Profit (loss) for the period before taxes9903 | €32,255 | €4,781 | €141,876 | €100,107 | -€48,748 | -€109,478 | -€34,635 | €23,436 | - |
| Income taxes67/77 | €13,269 | €3,525 | €53,672 | €25,070 | -€2,140 | €203 | €365 | €352 | ▼ 3.5% |
| Profit (loss) for the period9904 | €18,986 | €1,256 | €88,204 | €75,037 | -€46,608 | -€109,680 | -€35,000 | €23,083 | - |
| Profit (loss) for the period to be appropriated9905 | €18,986 | €1,256 | €88,204 | €75,037 | -€46,608 | -€109,680 | -€35,000 | €23,083 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €139,693 | €130,833 | €242,985 | €348,721 | €269,127 | €210,882 | €179,537 | €186,499 | ▲ 3.9% |
| Fixed assets21/28 | €6,000 | €6,000 | €6,000 | €6,000 | €7,279 | €6,811 | €6,343 | €6,000 | ▼ 5.4% |
| Tangible fixed assets22/27 | - | - | - | - | €1,279 | €811 | €343 | - | - |
| Plant, machinery and equipment23 | - | - | - | - | €1,279 | €811 | €343 | - | - |
| Financial fixed assets28 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Current assets29/58 | €133,693 | €124,833 | €236,985 | €342,721 | €261,848 | €204,071 | €173,195 | €180,499 | ▲ 4.2% |
| Amounts receivable within one year40/41 | €12,256 | €23,739 | - | €15,895 | €19,843 | €24,637 | €12,378 | €23,469 | ▲ 89.6% |
| Trade receivables40 | - | - | - | - | - | - | - | €14,551 | - |
| Other amounts receivable41 | - | - | - | €15,895 | €19,843 | €24,637 | €12,378 | €8,918 | ▼ 28.0% |
| Current investments50/53 | €77,051 | €20,021 | €50,000 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €27,649 | €58,356 | €167,403 | €286,583 | €221,251 | €144,703 | €134,396 | €130,636 | ▼ 2.8% |
| Deferred charges and accrued income490/1 | - | - | - | €40,243 | €20,753 | €34,731 | €26,421 | €26,395 | ▼ 0.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €139,693 | €130,833 | €242,985 | €348,721 | €269,127 | €210,882 | €179,537 | €186,499 | ▲ 3.9% |
| Equity10/15 | €97,995 | €99,252 | €187,456 | €262,493 | €199,885 | €90,204 | €55,204 | €78,288 | ▲ 41.8% |
| Contributions10/11 | €31,500 | €31,500 | €31,500 | €31,500 | €31,500 | €31,500 | €31,500 | €31,500 | = |
| Reserves13 | €65,150 | €67,150 | €155,150 | €230,150 | €214,150 | €214,150 | €214,150 | €214,150 | = |
| Non-distributable reserves130/1 | - | - | - | €3,150 | €3,150 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €3,150 | €3,150 | - | - | - | - |
| Distributable reserves133 | - | - | - | €227,000 | €211,000 | €214,150 | €214,150 | €214,150 | = |
| Profit (loss) carried forward14 | €1,345 | €602 | €806 | €843 | -€45,765 | -€155,446 | -€190,446 | -€167,362 | ▲ 12.1% |
| Amounts payable17/49 | €41,698 | €31,581 | €55,529 | €86,228 | €69,242 | €120,678 | €124,333 | €108,211 | ▼ 13.0% |
| Amounts payable within one year42/48 | €41,183 | €31,527 | €55,529 | €84,525 | €67,185 | €118,792 | €122,331 | €102,125 | ▼ 16.5% |
| Trade debts44 | €3,384 | €11,893 | €3,869 | €10,406 | €15,324 | €28,549 | €33,968 | €10,318 | ▼ 69.6% |
| Suppliers440/4 | - | - | - | €10,406 | €15,324 | €28,549 | €33,968 | €10,318 | ▼ 69.6% |
| Taxes, remuneration and social security45 | - | - | - | €45,830 | €29,650 | €43,249 | €39,897 | €43,341 | ▲ 8.6% |
| Taxes450/3 | - | - | - | €30,607 | €2,823 | €3,441 | €3,566 | €3,456 | ▼ 3.1% |
| Remuneration and social security454/9 | - | - | - | €15,223 | €26,827 | €39,808 | €36,331 | €39,885 | ▲ 9.8% |
| Other amounts payable47/48 | - | - | - | €28,289 | €22,211 | €46,994 | €48,466 | €48,466 | = |
| Accrued charges and deferred income492/3 | - | - | - | €1,703 | €2,057 | €1,886 | €2,002 | €6,086 | ▲ 204% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,986 | €1,256 | €88,204 | €75,037 | -€46,608 | -€109,680 | -€35,000 | €23,083 | - |
| + Depreciation and write-downs630 | - | - | - | - | €126 | €468 | €468 | €343 | ▼ 26.8% |
| Operating cash flow (approximation) | €18,986 | €1,256 | €88,204 | €75,037 | -€46,483 | -€109,212 | -€34,531 | €23,426 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,405 | €0 | €0 | €0 | - |
| Change in cash | - | €30,707 | €109,047 | €119,180 | -€65,332 | -€76,549 | -€10,307 | -€3,761 | ▲ 63.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00457593 |
| 31-12-2024 | micro format | 27-08-2025 | 2025-00433122 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00438077 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00386985 |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20355707 |
| 31-12-2020 | abbreviated format | 30-07-2021 | 2021-44600180 |
| 31-12-2019 | abbreviated format | 18-05-2020 | 2020-12300515 |
| 31-12-2018 | abbreviated format | 05-06-2019 | 2019-16300102 |
| 31-12-2017 | abbreviated format | 14-06-2018 | 2018-18400067 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VANDYCKE,Dirk Hendrik Jozef Walter |
|
| DE TURCK,Kristoff |
|
| RAEMDONCK,Peter René Coralie |
|
Owners and capital
Capital and shareholders
- 30-01-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
30-01
Gazette deed
Resignations: VANDYCKE,Dirk Hendrik Jozef Walter, DE TURCK,Kristoff and RAEMDONCK,Peter René CoralieReappointment: VANDYCKE,Dirk Hendrik Jozef Walter (director) · Capital conversion · Amendment of the articles13 facts ▸
- General meeting, 27-12-2023
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen en rechtsvorm besloten vennootschap behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “vormen en meerderheden van statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekening en beschikbaar maken voor uitkering” (deed in Dutch)
- Amendment of the articles
- Capital
- Director resignation, VANDYCKE,Dirk Hendrik Jozef Walter (director)
- Director resignation, DE TURCK,Kristoff (director)
- Director resignation, RAEMDONCK,Peter René Coralie (director)
- Director reappointment, VANDYCKE,Dirk Hendrik Jozef Walter (director)
- Other provision, “kwijting ontslagnemende zaakvoerder(s), uitoefening bestuursmandaat” (deed in Dutch)
- Registered office clause, “9100 Sint-Niklaas,Van Naemenstraat 33, vermelding gewest volstaat” (deed in Dutch)
- +1 further fact in this act
Show earlier events
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46447B0498/00A005 | Flanders | 392 m² | 1 · 83 m² | 10.7 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Mensen te leren beleggen en investeren en hierbij te ondersteunen in de ruimste zin van het woord; Het uitbouwen en runnen van een…” (deed in Dutch)
19 activities (deed in Dutch)
- Mensen te leren beleggen en investeren en hierbij te ondersteunen in de ruimste zin van het woord.
- Het uitbouwen en runnen van een adviesbureau voor de nijverheids- en dienstensector met inbegrip van alle activiteiten die daarbij dienstig zijn of nuttig kunnen worden, o.a.:
- Het verstrekken van bedrijfsadvies en/of het verzekeren van management voor het opstarten en opvolgen van het beleid in de meest diverse sektoren uit de nijverheid en dienstensector (o.a. alle werkzaamheden op het gebied van management consult, personeelsbeleid, financieel beleid, public relations service, marketing, publiciteit en promotie, organisatie, regie en uitwerking van publicitaire shows, promotiecampagnes en publicitaire edities, folders en catalogi, organisaties van meetings, recepties, beurzen en congressen, vertegenwoordiging en animatie op beroepsbeurzen en salons, het helpen ontwikkelen en organiseren van een “missie”, businessplans en een image-building voor de klanten en adviesverlening van allerlei aard).
- Het verschaffen van de nodige middelen, in de meest uitgebreide betekenis van het woord om een degelijk zakelijk beleid te verzekeren.
- Het ter beschikking stellen van gebouwen, terreinen, installaties, apparatuur, organisatie, personeel en diensten voor bedrijven, maatschappijen en personen die hierom verzoeken.
- Meer bepaald alle apparatuur en diensten leveren die verband hebben met informatica met inbegrip van de handel in zowel hard- als software.
- Aan- en verkoop, import en export van alle goederen in de meest ruime zin.
- Het selecteren, aanwerven, opleiden van aangepast personeel.
- Het verzorgen, verwerken en opvolgen van het secretariaatsgebeuren, administratief, financieel en sociaal beheer van ondernemingen.
- Het optreden van tussenpersoon in de handel.
- Voor eigen rekening als voor rekening van derden: een patrimonium bestaande uit zowel roerende als onroerende goederen te verwerven, te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden. Aldus mag de vennootschap verwerven, door inschrijving of aankoop en beheren; aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten vennootschappen. Tevens mag de vennootschap aankopen, verkopen, oprichten, in huur geven en nemen, leasen, onderhouden, verbeteren, veranderen en verfraaien; alle onroerende goederen, zowel gebouwde als ongebouwde, in België als in het buitenland.
- Het beheer, de instandhouding en valorisatie van een roerend en onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen, zoals het onderhoud, de ontwikkeling, de verfraaiing en de verhuring van deze goederen, alsmede zich borg stellen voor het goede verloop van de verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
- Optreden als bemiddelaar inzake verwerving van vastgoed, financiering en verzekering in het kader van voormelde activiteiten.
- Het bevorderen van de oprichting van vennootschappen door inbreng, participatie of investering.
- Het waarnemen van alle bestuursopdrachten, het uitoefenen van mandaten en functies welke rechtstreeks of onrechtstreeks met haar voorwerp verband houden.
- Het toestaan van leningen, het stellen van zekerheden alsmede alle borgstellingen aan derden tegen vergoeding.
- Het sociaal doel breidt zich ook uit tot alle hierop aansluitende producten en activiteiten.
- De vennootschap kan de uitbating van een of meerdere vestigingen of de vertegenwoordiging van één of meerdere producten/merken/diensten in franchising of in gelijk welke andere vorm uitbesteden aan derden.
- De vennootschap mag in België en in het buitenland alle commerciële, industriële, financiële, roerende en onroerende verrichtingen doen die rechtstreeks of onrechtstreeks in verband staan met haar vennootschappelijk voorwerp.
- Name clauseThe name the company operates under according to its articles.
- ChartMill
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, iedere verandering wordt door zorgen bestuursorgaan bekendgemaakt in bijlage Belgisch Staatsblad” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, één of meer bestuurders” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Saturday of May at 14:00