CHARKAR
ActiveCHARKAR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €125k and a net result of €26k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.89 in 2023; short-term debt: 16.9% and cash: 20.4% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
30 d early
2022
11 d early
2021
2 d late
2020
24 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€125k▲ 8.3%
2023 · €116k
2018: €101k
2019: €100k
2020: €110k
2021: €94k
2022: €101k
2023: €116k
2018 → 2024
Total assets
€153k▼ 1.2%
2023 · €155k
2018: €199k
2019: €170k
2020: €181k
2021: €161k
2022: €166k
2023: €155k
2018 → 2024
Net result
€26k▼ 28.9%
2023 · €36k
2018: €562
2019: €-2k
2020: €10k
2021: €-16k
2022: €27k
2023: €36k
2018 → 2024
Working capital
€5k
2023 · €-4k
2018: €-48k
2019: €-53k
2020: €-36k
2021: €-40k
2022: €-22k
2023: €-4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€110k-€94k▼ 14.2%€101k▲ 7.0%€116k▲ 14.9%€125k▲ 8.3%
Operating result€13k-€-15k€33k€42k▲ 26.0%€32k▼ 22.8%
Net result€10k-€-16k€27k€36k▲ 34.6%€26k▼ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €153k
Fixed assets
€122k▼ 2.5%
Current assets
€31k▲ 3.9%
Equity and liabilities €153k
Equity
€125k▲ 8.3%
Debt
€28k▼ 29.2%
The debt ratio falls from 25.5% to 18.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2023 · €47k
Cash flow
€29k▼
2023 · €42k
Solvency
81.7%▲
2023 · 74.5%
Current ratio
1.21▲
2023 · 0.89
Quick ratio
1.21▲
2023 · 0.89
Debt / equity
0.22▼
2023 · 0.34
ROE
20.4%▼
2023 · 31.1%
ROA
16.7%▼
2023 · 23.2%
Interest coverage
109.51▼
2023 · 158.07
Debt
€28k▼
2023 · €40k
Debt ≤ 1 year
€26k▼
2023 · €34k
Debt > 1 year
€1k▼
2023 · €4k
Income taxes
€6k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€155k€153k▼
Fixed assets21/28€125k€122k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€118k€118k=
Current assets29/58€30k€31k▲
Amounts receivable within one year40/41€739-
Trade receivables40€739-
Cash at bank and in hand54/58€29k€31k▲
Deferred charges and accrued income490/1€443€50▼
Equity and liabilities
Total equity and liabilities10/49€155k€153k▼
Equity10/15€116k€125k▲
Contributions10/11€100k€100k=
Reserves13€16k€25k▲
Non-distributable reserves130/1€699€699=
Reserves not available under the articles1311€699€699=
Distributable reserves133€15k€25k▲
Amounts payable17/49€40k€28k▼
Amounts payable after more than one year17€4k€1k▼
Other amounts payable178/9€4k€1k▼
Amounts payable within one year42/48€34k€26k▼
Current portion of amounts payable after more than one year42€3k€5k▲
Trade debts44€1k€823▼
Suppliers440/4€1k€823▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€25k€19k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€116€184▲
Gross operating margin9900€47k€36k▼
Operating profit (loss)9901€42k€32k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€299€323▲
Recurring financial charges65€299€323▲
Profit (loss) for the period before taxes9903€42k€32k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€36k€26k▼
Profit (loss) for the period to be appropriated9905€36k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€26k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€15k€25k▲
To the legal reserve6920€15k€25k▲
Profit to be distributed694/7€21k€16k▼
Return on contributions (dividend)694€21k€16k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-06
State Gazette act
RestructuringMerger · Accounting effect · Liquidation3 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Liquidation3 facts ▸
- Merger
- Accounting effect, 01/07/2025
- Liquidation, ja
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €36k ▲34.6%
Operating result €42k, net result €36k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Equity above €100kEq €101k ▲7%
Equity rises from €94k to €101k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Weakest financial yearnet €-16k ▼257%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Equity above €100kEq €110k ▲10%
Equity rises from €100k to €110k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 15 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-06-2023
Resigned as Director
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molensteenstraat 33370 BoutersemGround area
1,147 m²
Building footprint
184 m²
Volume, LiDAR
716 m³
Parcel 24714A0278/00A000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Molensteenstraat 3, 3370 Boutersem
since 20072.159.783.093
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24714A0278/00A000 | Flanders | 1,147 m² | 1 · 184 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Acquisitions and mergers
1 transactionTook over:PLAZA
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 40,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.