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BH & PARTNERS

Active
Private limited companyfounded 200619 yrs activeResearchdreef 12, 1070 Anderlecht, BelgiumKBO/BCE: BE 0885.975.927

BH & PARTNERS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €256k and a net result of €58k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
83 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+8
Solvency81▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.13 in 2023; short-term debt: 44.2% and cash: 63.7% of total assets), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
1 d late
2023
34 d late
2022
25 d late
2021
18 d early
2020
20 d early
2019
7 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€256k▲ 10.7%
2023 · €232k
2018: €120k 2019: €154k 2020: €175k 2021: €261k 2022: €201k 2023: €232k
2018 → 2024
Total assets
€460k▲ 5.9%
2023 · €434k
2018: €267k 2019: €339k 2020: €382k 2021: €370k 2022: €421k 2023: €434k
2018 → 2024
Net result
€58k▲ 97.4%
2023 · €30k
2018: €66k 2019: €53k 2020: €43k 2021: €86k 2022: €54k 2023: €30k
2018 → 2024
Working capital
€244k▲ 6.6%
2023 · €229k
2018: €115k 2019: €153k 2020: €163k 2021: €255k 2022: €198k 2023: €229k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€175k-€261k▲ 49.1%€201k▼ 23.0%€232k▲ 15.2%€256k▲ 10.7%
Operating result€80k-€105k▲ 31.2%€79k▼ 25.0%€53k▼ 33.1%€94k▲ 78.5%
Net result€43k-€86k▲ 102%€54k▼ 36.8%€30k▼ 45.6%€58k▲ 97.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2020: €80k€80kNet result 2020: €43k€43kOperating result 2021: €105k€105kNet result 2021: €86k€86kOperating result 2022: €79k€79kNet result 2022: €54k€54kOperating result 2023: €53k€53kNet result 2023: €30k€30kOperating result 2024: €94k€94kNet result 2024: €58k€58k20202021202220232024
The operating result recovers in 2024; 2024 is 78% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €460k
Fixed assets €13k▲ 341%
Current assets €447k▲ 3.7%
Equity and liabilities €460k
Equity €256k▲ 10.7%
Debt €203k▲ 0.5%
The debt ratio falls from 46.6% to 44.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€95k
2023 · €53k
Cash flow
€59k
2023 · €30k
Solvency
55.8%
2023 · 53.4%
Current ratio
2.20
2023 · 2.13
Quick ratio
2.20
2023 · 2.13
Debt / equity
0.79
2023 · 0.87
ROE
22.8%
2023 · 12.8%
ROA
12.7%
2023 · 6.8%
Interest coverage
12.00
2023 · 23.45
Debt
€203k
2023 · €202k
Debt ≤ 1 year
€203k
2023 · €202k
Income taxes
€28k
2023 · €21k
Staff costs
€133k
2023 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€434k€460k
Fixed assets21/28€3k€13k
Intangible fixed assets21-€2k
Tangible fixed assets22/27€1k€1k
Plant, machinery and equipment23-€737
Furniture and vehicles24€1k€728
Other tangible fixed assets26-€0
Financial fixed assets28€2k€9k
Current assets29/58€431k€447k
Amounts receivable within one year40/41€132k€146k
Trade receivables40€130k€143k
Other amounts receivable41€2k€4k
Cash at bank and in hand54/58€297k€293k
Deferred charges and accrued income490/1€2k€8k
Equity and liabilities
Total equity and liabilities10/49€434k€460k
Equity10/15€232k€256k
Contributions10/11€30k€30k=
Reserves13€200k€225k
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€197k€222k
Profit (loss) carried forward14€2k€2k
Amounts payable17/49€202k€203k
Amounts payable within one year42/48€202k€203k
Trade debts44€21k€43k
Suppliers440/4€21k€43k
Taxes, remuneration and social security45€98k€30k
Taxes450/3€82k€25k
Remuneration and social security454/9€17k€5k
Other amounts payable47/48€83k€130k
Income statement Code20232024
Remuneration, social security and pensions62€176k€133k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€1k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€8k
Other operating charges640/8€3k€4k
Gross operating margin9900€236k€240k
Operating profit (loss)9901€53k€94k
Financial income75/76B€0€568
Recurring financial income75€0€568
Financial charges65/66B€2k€8k
Recurring financial charges65€2k€8k
Profit (loss) for the period before taxes9903€50k€86k
Income taxes67/77€21k€28k
Profit (loss) for the period9904€30k€58k
Profit (loss) for the period to be appropriated9905€30k€58k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€60k
Profit (loss) brought forward from the previous period14P€1k€2k
Transfer from equity791/2-€34k
Transfer to equity691/2€29k€58k
To other reserves6921€29k€58k
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
01-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
03-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial Weakest financial yearnet €30k ▼45.6%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
13-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €86k ▲102%
Operating result €105k, net result €86k, both a record.
31-12
Financial Equity above €200kEq €261k ▲49.1%
4 profitable years in a row build equity to €261k.
11-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial Equity above €150kEq €154k ▲27.9%
2 profitable years in a row build equity to €154k.
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
29-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2009
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Researchdreef 121070 Anderlecht
Ground area
3,562 m²
Building footprint
1,170 m²
Volume, LiDAR
13,845 m³
2 parcels, Brussels, Wallonia · tallest building 22.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
BH & PARTNERS
Researchdreef 12, 1070 AnderlechtCertified accountants and tax accountants
since 20092.177.743.634
Avenue des Aubépines 48, 7090 Braine-le-Comte
Certified accountants and tax accountants
since 20242.361.190.628
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21307F0170/00A003 Brussels 2,276 m² 1 · 1,024 m² 22.9 m · 5 fl.
55302C0724/00D000 Wallonia 1,286 m² 1 · 146 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,828 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-12-2006
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.