Chantraine Group
ActiveSummary
Chantraine Group has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €12k. Its solvency ranks better than 63% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability95▼-5
Solvency72▼-24
Growth52
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 2.45 in 2023; short-term debt: 52.6% and cash: 75.3% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.4%
Return on assets
20.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€27k▲ 77.3%
2023 · €15k
2023: €15k
2024: €27k▲ +77.3% vs 2023
2023 → 2024
Total assets
€56k▲ 164%
2023 · €21k
2023: €21k
2024: €56k▲ +164% vs 2023
2023 → 2024
Net result
€12k▼ 14.0%
2023 · €13k
2023: €13k
2024: €12k▼ -14.0% vs 2023
2023 → 2024
Working capital
€26k▲ 188%
2023 · €9k
2023: €9k
2024: €26k▲ +188% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€15k-€27k▲ 77.3%
2023: €15k
2024: €27k▲ +77.3% vs 2023
Operating result€17k-€14k▼ 14.2%
2023: €17k
2024: €14k▼ -14.2% vs 2023
Net result€13k-€12k▼ 14.0%
2023: €13k
2024: €12k▼ -14.0% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56k
Fixed assets
€422 ▼ 92.8%
Current assets
€56k ▲ 263%
Equity and liabilities €56k
Equity
€27k ▲ 77.3%
Debt
€29k ▲ 373%
Debt's share of the balance-sheet total rises from 29.4% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2023 · €17k
Cash flow
€12k▼
2023 · €13k
Current ratio
1.89▼
2023 · 2.45
Debt to equity
1.11▲
2023 · 0.42
ROE
43.6%▼
2023 · 90.0%
ROA
20.7%▼
2023 · 63.5%
Interest coverage
92.00▼
2023 · 341.49
Debt ≤ 1 year
€29k▲
2023 · €6k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€21k€56k▲
Fixed assets21/28€6k€422▼
Tangible fixed assets22/27€6k€422▼
Furniture and vehicles24€645€422▼
Assets under construction and advance payments27€5k€0▼
Current assets29/58€15k€56k▲
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€4k€1k▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€3k€42k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€21k€56k▲
Equity10/15€15k€27k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€13k€25k▲
Amounts payable17/49€6k€29k▲
Amounts payable within one year42/48€6k€29k▲
Trade debts44€384€12k▲
Suppliers440/4€384€12k▲
Taxes, remuneration and social security45€6k€17k▲
Taxes450/3€6k€17k▲
Other amounts payable47/48-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24€223▲
Other operating charges640/8€418€1k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€20k€16k▼
Operating profit (loss)9901€17k€14k▼
Financial income75/76B€117€355▲
Recurring financial income75€117€355▲
Financial charges65/66B€49€160▲
Recurring financial charges65€49€160▲
Profit (loss) for the period before taxes9903€17k€15k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€13k€12k▼
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€25k▲
Profit (loss) brought forward from the previous period14P-€13k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24 | €223 | ▲ 836% |
| Other operating charges640/8 | €418 | €1k | ▲ 165% |
| Non-recurring operating charges66A | €2k | €0 | ▼ 100% |
| Gross operating margin9900 | €20k | €16k | ▼ 19.2% |
| Operating profit (loss)9901 | €17k | €14k | ▼ 14.2% |
| Financial income75/76B | €117 | €355 | ▲ 204% |
| Recurring financial income75 | €117 | €355 | ▲ 204% |
| Financial charges65/66B | €49 | €160 | ▲ 223% |
| Recurring financial charges65 | €49 | €160 | ▲ 223% |
| Profit (loss) for the period before taxes9903 | €17k | €15k | ▼ 13.4% |
| Income taxes67/77 | €3k | €3k | ▼ 10.8% |
| Profit (loss) for the period9904 | €13k | €12k | ▼ 14.0% |
| Profit (loss) for the period to be appropriated9905 | €13k | €12k | ▼ 14.0% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €21k | €56k | ▲ 164% |
| Fixed assets21/28 | €6k | €422 | ▼ 92.8% |
| Tangible fixed assets22/27 | €6k | €422 | ▼ 92.8% |
| Furniture and vehicles24 | €645 | €422 | ▼ 34.6% |
| Assets under construction and advance payments27 | €5k | €0 | ▼ 100% |
| Current assets29/58 | €15k | €56k | ▲ 263% |
| Amounts receivable within one year40/41 | €10k | €7k | ▼ 28.3% |
| Trade receivables40 | €4k | €1k | ▼ 70.0% |
| Other amounts receivable41 | €6k | €6k | ▲ 0.4% |
| Cash at bank and in hand54/58 | €3k | €42k | ▲ 1,559% |
| Deferred charges and accrued income490/1 | €3k | €6k | ▲ 120% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €21k | €56k | ▲ 164% |
| Equity10/15 | €15k | €27k | ▲ 77.3% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €13k | €25k | ▲ 86.0% |
| Amounts payable17/49 | €6k | €29k | ▲ 373% |
| Amounts payable within one year42/48 | €6k | €29k | ▲ 373% |
| Trade debts44 | €384 | €12k | ▲ 3,010% |
| Suppliers440/4 | €384 | €12k | ▲ 3,010% |
| Taxes, remuneration and social security45 | €6k | €17k | ▲ 183% |
| Taxes450/3 | €6k | €17k | ▲ 183% |
| Other amounts payable47/48 | - | €1k | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €12k | ▼ 14.0% |
| + Depreciation and write-downs630 | €24 | €223 | ▲ 836% |
| Operating cash flow (approximation) | €13k | €12k | ▼ 12.5% |
| Investment in fixed assets (approximation) | - | €5k | - |
| Change in cash | - | €40k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Ground area
396 m²
Building footprint
97 m²
Volume, LiDAR
511 m³
Parcel 92108B0383/00N004, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chantraine Group
since 20232.361.626.633
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92108B0383/00N004 | Wallonia | 396 m² | 1 · 97 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
47120Other non-specialised retail sale
59111Production of cinema films
68322Real estate appraisal on a fee or contract basis
73110Advertising agencies
Contact
E-mail
matthias@chantraine-group.be
Phone
+32497739875
Scores and ratios are computed by Checked and are not a credit decision.