Equity
-€10,685
Debts exceed assets in financial year 2025.
Hébé
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €12,707 (2025)
€12,707▲ €15,894
Resultlowest -€11,614 (2024)
-€9,071▲ €2,542
Equitypeak -€1,614 (2024)
-€10,685▼ €9,071
Debts
€397,981▲ 11.6%
Staffpeak 0.5 FTE (2024)
-not published
Board1 name since 2023
1 directorCHAFER Camille Aurélien
Documentsfilings and deeds
20-08-202620 days late
2025abbreviated format
Gross margin from -€3,187 to €12,707Loss of €9,071Equity from -€1,614 to -€10,685Cash from €16,099 to €640
Key points
from the 2025 annual accountsLosses
-€20,685 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €62,000 estimated
The accounts state no turnover.
Debts
€397,981 103% of the balance sheet
Suppliers 0%Taxes and wages 2%Other 98%
Of this, €397,581 falls due within a year.
Starting capital
€10,000 10,000 shares
Position in the sector
-2.8%
Lower solvency than 95% of companies in financial services. Sector median 50.8% · 6,697 companies.
2025 accounts filed 20 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6697 sector peers (2025).
NBB · sector comparisonPosition among 6697 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
20 days late
2024
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 2 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CHAFER Camille Aurélien 5,100 sharesdeed of 23-08-2023
- ROUX Anne-Charlotte Andréa Huguette 4,900 sharesdeed of 23-08-2023
Recent changes
Incorporation
Founding capital of €10,000, 10,000 shares · Founders: CHAFER Camille Aurélien and ROUX Anne-Charlotte Andréa Huguette · Appointment: CHAFER Camille Aurélien (director) · published on 23-08-2023 · Gazette deed
First establishment
Rue Guerbion 2, Tournai
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Hébé Tournai | €387,296 | €12,707 | -2.8% | - |
| CDB Financial Consulting Merchtem | €433,174 | €15,675 | 1.3% | - |
| LES 4 FANTASTIQUES Lens (Hainaut) | €503,387 | €9,534 | 17.2% | - |
| Julius Mattone Berlare | €298,393 | €10,747 | 10.4% | - |
| Drak Invest International Antwerp | €271,663 | €12,918 | 99.6% | - |
| Vato Invest Eeklo | €365,520 | €14,963 | 15.1% | - |
| TANGRAM Blegny | €563,879 | €12,329 | 40.5% | - |
These companies have the same main activity as Hébé: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €272,000 and €564,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 09-08-2023Normal situation
- Activity
- Activities of holding companiesNACE 64210and 1 other
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.351.768.0677542 Tournai, since 09-08-2023
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on Hébé
Hébé is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€10,685) and a net result of -€9,071.
Its solvency ranks better than 5% of 6,697 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Hébé
- What is the company number of Hébé?
- The company number of Hébé is 0804.668.745. The VAT number is the same number with BE in front: BE 0804.668.745.
- Where is Hébé based?
- The registered office is at Rue Guerbion 2, 7542 Tournai.Company details
- What does Hébé do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of Hébé?
- Hébé is a private limited company (BV).
- When was Hébé founded?
- Hébé was founded on 09-08-2023.
- Is Hébé still active?
- Yes, Hébé is an active enterprise in the KBO register.
- How many employees does Hébé have?
- Hébé had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does Hébé fall under?
- In its 2025 annual accounts, Hébé states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of Hébé?
- The turnover in financial year 2025 is ≈ €62,000. This figure is estimated from the gross margin of €12,707 and 54 comparable companies (NACE 64210). It probably lies between €31,000 and €110,000. It is a rough estimate.
- Is Hébé profitable?
- In financial year 2025, Hébé made a loss of €9,071.
- Where can I find the annual accounts of Hébé?
- Hébé filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Hébé due?
- Hébé must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date
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