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Hébé

Active
Private limited company·Activiteiten van holdings· 2 yrs active
Rue Guerbion(MSA) 2 ·7542 Tournai, Belgium
BE 0804.668.745
Watch Print / PDF
Age2 yrs
Staff (FTE)0.5
Real estate1 parcel · 2,529 m²

Summary

Conclusion

the dossier summarised in one paragraph

Hébé is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-2k) and a net result of €-12k. Its solvency ranks better than 7% of 673 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 673 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

Equity€-2k
Net result€-12k
Total assets€355k
Solvency-0.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -0.5% 44.8%
better than 7% of 673 sector peers
Net result €-12k €50k
better than 24% of 672 sector peers
Equity €-2k €1.35M
better than 8% of 673 sector peers
Gross operating margin €-3k €42k
better than 16% of 368 sector peers
Staff costs €11k €196k
higher than 11% of 163 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€-12k
Cash flown/a
Staff costs€11k
Income taxes-
Dividends-
Total assets€355k
Equity€-2k
Debt€357k
of which ≤ 1y€357k
of which > 1y-
Working capitaln/a
Employees (FTE)0.5
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency-0.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-3.3%
ROE719.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€355k
Fixed assets 21/28€5k
Financial fixed assets 28€5k
Current assets 29/58€350k
Amounts receivable within one year 40/41€334k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€355k
Equity 10/15€-2k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€357k
Amounts payable within one year 42/48€357k
Trade debts payable within one year 44€236
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-15k
Financial income 75€5k
Financial charges 65€1k
Result before taxes 9903€-12k
Net result for the period 9904€-12k
Result to be appropriated 9905€-12k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location
Hébé
Rue Guerbion(MSA) 2, 7542 TournaiHoldings
since 20232.351.768.067
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,529 m²
Buildings1
Building footprint656 m²
Volume (LiDAR)3,505 m³
Tallest building8.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57056A0577/00F000 Wallonia 2,529 m² 1 · 656 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency44Growth50Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 44
Growth 50
Stability 67

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AI due-diligence brief

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van holdings64210Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameFR Hébé
Registered office
Rue Guerbion(MSA) 2
7542 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.