YVHre
ActiveYVHre has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €-5k. Equity is shrinking by ~53.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 25% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+8
Solvency28▼-4
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.32 against 0.86 in 2024; short-term debt: 35.4% and cash: 1.3% of total assets), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.2%
Return on assets
-2.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 14038 sector peers (2025).
NBB · sector comparisonPosition among 14038 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
94 d early
2024
58 d early
2023
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 45.4%
2024 · €12k
2023: €19k
2024: €12k
2023 → 2025
Total assets
€199k▲ 15.3%
2024 · €173k
2023: €186k
2024: €173k
2023 → 2025
Net result
€-5k▲ 38.4%
2024 · €-7k
2023: €17k
2024: €-7k
2023 → 2025
Working capital
€-48k▼ 892%
2024 · €-5k
2023: €4k
2024: €-5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€12k▼ 38.2%€6k▼ 45.4%
Operating result€24k-€-2k€677
Net result€17k-€-7k€-5k▲ 38.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €677 after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€177k▲ 22.6%
Current assets
€23k▼ 21.4%
Equity and liabilities €199k
Equity
€6k▼ 45.4%
Debt
€193k▲ 19.8%
The debt ratio rises from 93.2% to 96.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €963
Cash flow
€-491▲
2024 · €-4k
Solvency
3.2%▼
2024 · 6.8%
Current ratio
0.32▼
2024 · 0.86
Quick ratio
0.32▼
2024 · 0.86
Debt / equity
29.96▲
2024 · 13.65
ROE
-69.9%▼
2024 · -61.9%
ROA
-2.3%▲
2024 · -4.2%
Interest coverage
0.91▲
2024 · 0.18
Debt
€193k▲
2024 · €161k
Debt ≤ 1 year
€71k▲
2024 · €34k
Debt > 1 year
€122k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€199k▲
Fixed assets21/28€144k€177k▲
Tangible fixed assets22/27€114k€147k▲
Land and buildings22€114k€147k▲
Furniture and vehicles24€553€72▼
Financial fixed assets28€30k€30k=
Current assets29/58€29k€23k▼
Amounts receivable within one year40/41€27k€20k▼
Trade receivables40€7k-
Other amounts receivable41€20k€20k=
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€173k€199k▲
Equity10/15€12k€6k▼
Contributions10/11€2k€2k=
Reserves13€10k€4k▼
Distributable reserves133€10k€4k▼
Amounts payable17/49€161k€193k▲
Amounts payable after more than one year17€128k€122k▼
Financial debts170/4€128k€122k▼
Amounts payable within one year42/48€34k€71k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€525€540▲
Suppliers440/4€525€540▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€23k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€62€62=
Gross operating margin9900€1k€5k▲
Operating profit (loss)9901€-2k€677▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-7k€-5k▲
Profit (loss) for the period9904€-7k€-5k▲
Profit (loss) for the period to be appropriated9905€-7k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-5k▼
Profit (loss) brought forward from the previous period14P€17k-
Transfer from equity791/2-€5k
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼143%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikensstraat 163520 ZonhovenGround area
1.3 ha
Building footprint
932 m²
Volume, LiDAR
9,596 m³
2 parcels, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YVHre
since 20222.338.400.873
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021E0657/00X000 | Flanders | 1.2 ha | 1 · 775 m² | 13.9 m · 4 fl. |
| 71066B0897/00P000 | Flanders | 960 m² | 1 · 156 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0455.103.412
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 2,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.