Chamonix
ActiveChamonix has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €266k and a net result of €36k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 5897 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-15
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.78 against 5.94 in 2023), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
47 d early
2022
39 d early
2021
44 d early
2020
44 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€266k▲ 4.5%
2023 · €254k
2018: €97k
2019: €102k
2020: €150k
2021: €184k
2022: €227k
2023: €254k
2018 → 2024
Total assets
€307k▲ 1.7%
2023 · €302k
2018: €123k
2019: €123k
2020: €179k
2021: €207k
2022: €275k
2023: €302k
2018 → 2024
Net result
€36k▼ 14.5%
2023 · €42k
2018: €19k
2019: €5k
2020: €48k
2021: €33k
2022: €45k
2023: €42k
2018 → 2024
Working capital
€240k▲ 8.5%
2023 · €222k
2018: €87k
2019: €94k
2020: €139k
2021: €174k
2022: €192k
2023: €222k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€150k-€184k▲ 22.2%€227k▲ 23.7%€254k▲ 12.1%€266k▲ 4.5%
Operating result€69k-€50k▼ 27.8%€67k▲ 35.7%€63k▼ 6.8%€57k▼ 8.6%
Net result€48k-€33k▼ 30.7%€45k▲ 34.9%€42k▼ 7.1%€36k▼ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €307k
Fixed assets
€25k▼ 29.1%
Current assets
€282k▲ 5.8%
Equity and liabilities €307k
Equity
€266k▲ 4.5%
Debt
€42k▼ 13.1%
The debt ratio falls from 15.9% to 13.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€68k▼
2023 · €73k
Cash flow
€46k▼
2023 · €52k
Solvency
86.4%▲
2023 · 84.1%
Current ratio
6.78▲
2023 · 5.94
Quick ratio
6.78▲
2023 · 5.94
Debt / equity
0.16▼
2023 · 0.19
ROE
13.5%▼
2023 · 16.4%
ROA
11.6%▼
2023 · 13.8%
Interest coverage
71.12▲
2023 · 44.61
Debt
€42k▼
2023 · €48k
Debt ≤ 1 year
€42k▼
2023 · €45k
Income taxes
€21k▲
2023 · €20k
Staff costs
€109k▼
2023 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€302k€307k▲
Fixed assets21/28€36k€25k▼
Tangible fixed assets22/27€36k€25k▼
Plant, machinery and equipment23€827€656▼
Furniture and vehicles24€35k€25k▼
Current assets29/58€267k€282k▲
Amounts receivable within one year40/41€29k€22k▼
Trade receivables40€18k€19k▲
Other amounts receivable41€11k€3k▼
Cash at bank and in hand54/58€234k€253k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€302k€307k▲
Equity10/15€254k€266k▲
Contributions10/11€19k€19k=
Reserves13€201k€213k▲
Distributable reserves133€201k€213k▲
Profit (loss) carried forward14€35k€35k=
Amounts payable17/49€48k€42k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€45k€42k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€14k€24k▲
Accrued charges and deferred income492/3€77€79▲
Income statement
Code20232024
Remuneration, social security and pensions62€119k€109k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€2k€15k▲
Gross operating margin9900€194k€191k▼
Operating profit (loss)9901€63k€57k▼
Financial income75/76B€410€508▲
Recurring financial income75€410€508▲
Financial charges65/66B€2k€952▼
Recurring financial charges65€2k€952▼
Profit (loss) for the period before taxes9903€61k€57k▼
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€42k€36k▼
Profit (loss) for the period to be appropriated9905€42k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€70k▼
Profit (loss) brought forward from the previous period14P€36k€35k▼
Transfer from equity791/2€13k€24k▲
Transfer to equity691/2€42k€36k▼
To other reserves6921€42k€36k▼
Profit to be distributed694/7€14k€24k▲
Return on contributions (dividend)694€14k€24k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €227k ▲23.7%
5 profitable years in a row build equity to €227k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €48k ▲957%
Operating result €69k, net result €48k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲47.2%
3 profitable years in a row build equity to €150k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼76.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲4.7%
2 profitable years in a row build equity to €102k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 212 days late
2016
10-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broedersweg 259041 GentGround area
351 m²
Building footprint
119 m²
Volume, LiDAR
505 m³
Parcel 44051B1118/00Y000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHAMONIX
since 19962.075.771.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1118/00Y000 | Flanders | 351 m² | 1 · 119 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,944 companies in sector 81220 we hold annual accounts for 2,378. 1,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1996
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.