Skip to content

LAY

Active Public limited companyfounded 1989active for 36 yearsEugène Ysayelaan 105, 1070 AnderlechtKBO/BCE: BE 0439.073.369

Lifetime

19 annual accounts with figures on one time axis, 35 filings since 1990
peak €197,045 (2015)
€153,040▲ 3.8%
peak €59,382 (2015)
€34,463▼ 0.2%
peak €423,102 (2018)
€264,257▼ 3.1%
€76,986▲ 159%
peak 3.1 FTE (2012)
-not published
Board5 names since 2011
4 directors and 3 others
Documentsfilings and deeds
20-03-202641 days before the deadline
2025micro format
Dividend €42,857Debts from €29,733 to €76,986

Key points

from the 2025 annual accounts

Equity

€264,257 ▼ 3.1%
272,6512024+34,463Profit-42,857Dividend264,2572025

LAY paid out €42,857 in dividends. That is 124% of the 2025 profit.

Turnover

≈ €510,000 estimated

The micro format states no turnover.

Investments

€10,680 4.3 × depreciation
202320242025

Green is investment, beige is depreciation.

Liquidity

4.31 was 8.76 in 2024

Short-term debts rose from €29,733 to €76,393.

Filings

35 annual accounts 36 filings since 1990
deadline1990200020102020

The 2016 accounts came 5 days late. The other nine of the last ten were filed on time.

Position in the sector

€264,257

More equity than 89% of companies in building services and landscaping. Sector median €46,081 · 6,154 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,386 companies had the same profile as LAY has now. Each dot stands for 79 companies, two years later.

93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,386 companies, not a prediction for LAY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Director
Director,
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0439073369
1 director appointed, 1 resignation, 4 reappointments Resignation: (managing director) · Reappointments: , , and · Permanent representative: · General meeting of 17-03-2023 · Gazette deed
2 directors appointed, 1 resignation, 2 reappointments Resignation: · Appointments: and · Permanent representative: · Gazette deed
Registered office clause: avenue Eugène Isaye 105 - Bte 6 à 1070 Bruxelles Gazette deed
All 50 events

Comparable companies

same main activity, similar in size and age
Company
LAY Anderlecht €341,243 €153,040 77.4% -
NETTO - CLEAN Anderlecht €294,598 €116,622 92.5% -
AAA SERVICES Anderlecht €266,405 €103,411 85.9% -
ALPHA CLEAN Brussels €233,434 €125,316 30.2% 2
ERIMAS Uccle €272,605 €97,748 24.8% -
E.B.N. Evere €347,947 €85,320 53.3% -
J.M.C. CLEANER Wavre €406,583 €142,587 77.5% -

These companies have the same main activity as LAY: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €233,000 and €407,000, founded between 1987 and 1994.

Official details

Source: KBO
Status
Active since 12-12-1989Normal situation
Activity
Other building cleaning and industrial cleaningNACE 81220
Joint committee
121Cleaning · annual accounts 30-09-2022
Establishment unit
2.046.258.5501070 Anderlecht, since 28-12-1989
Financial year end
30 September
Peppol
Reachable since 07-11-2025
Company details

Annual accounts to 30-09-2025

€341,243▲ 12.9%
Employeeson 30-09-2025
2=
Filing
Filed on 20-03-2026, 41 days before the end of the filing period
Financials

Insights on LAY

LAY files the micro format. That format states no turnover. The gross margin fell from €159,917 in 2007 to €153,040 in 2025.

In March 2024, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LAY

What is the company number of LAY?
The company number of LAY is 0439.073.369. The VAT number is the same number with BE in front: BE 0439.073.369.
Where is LAY based?
The registered office is at Eugène Ysayelaan 105, 1070 Anderlecht.Company details
What does LAY do?
According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
What is the legal form of LAY?
LAY is a public limited company (NV).
When was LAY founded?
LAY was founded on 12-12-1989.
Is LAY still active?
Yes, LAY is an active enterprise in the KBO register.
How many employees does LAY have?
LAY had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LAY fall under?
In its 30-09-2022 annual accounts, LAY states joint committee 121 (Cleaning).
What is the turnover of LAY?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €153,040 and 36 comparable companies (NACE 812). It probably lies between €300,000 and €890,000.
Is LAY profitable?
In financial year 2025, LAY made a profit of €34,463.
Where can I find the annual accounts of LAY?
LAY filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LAY due?
LAY must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.