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CHAMI

Active
Private limited companyfounded 2009active for 16 yearsRegenbeekstraat 17, 8800 Roeselare, BelgiumKBO/BCE: BE 0821.476.865
Summary

CHAMI has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €118,660. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 56% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 10-12-2009 Normal situation
Activity
Property management for co-owned buildings (syndics) NACE 68321
Financial year end
31 December
Peppol
Reachable since 05-10-2025

Board and ownership

Board
Shareholders
  • VCM· score 9330-12-2025 annual accounts of VCM

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€509,245
▲ 3.4%
Turnover
≈ €1.2m
estimated
Profit
€118,660
▼ 30.5%
Equity
€2.3m
▲ 5.5%
Total assets
€6.2m
▲ 6.2%
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.33, cash €176,688No registered site in the KBOlowers riskSize: total assets €6.2mFigures for financial year 2025 (filed on 27-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 62=
equity 36.6% of total assets
Liquidity 28=
short-term debt 50.9% · cash 2.8%
Profitability 70+3
return on assets 1.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.33 (0.43 in 2024), below 1. Short-term debt is 50.9% and cash 2.8% of total assets. 63.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 56% of them on solvency, 22% on liquidity, 71% on profitability and 64% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €6.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.33, cash €176,688
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
29 days early
2023
21 days early
2022
31 days early
2021
25 days early
2020
12 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 26 days after the deadline Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00434806.

Annual accounts 2025 filed on 26-08-2026 at the NBB all 16 filings

Turnover
≈ €1.2m
Estimated: probably between €740,000 and €1.5m
Total assets
€6.2m▲ 6.2%
2024 · €5.9m
Net result
€118,660▼ 30.5%
2024 · €170,614
Working capital
-€2.1m▼ 27.1%
2024 · -€1.7m
Multi-year overview
2018 to 2025, 8 financial years
Operating result
€238,151
▼ 23.0% 2025
20182025
Net result
€118,660
▼ 30.5% 2025
highest quarter of the sector
20182025
Equity
€2.3m
▲ 5.5% 2025
highest quarter of the sector
20182025
Total assets
€6.2m
▲ 6.2% 2025
highest quarter of the sector
20182025
Debt
€4.0m
▲ 6.6% 2025
20182025
Working capital
-€2.1m
▼ 27.1% 2025
lowest quarter of the sector
20182025
Solvency
36.6%
▼ 0.2pp 2025
middle half of the sector
20182025
Current ratio
0.33
▼ 0.10 2025
lowest quarter of the sector
20182025
Return on assets (ROA)
1.9%
▼ 1.0pp 2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.09m-€0.3m▲ 246%€0.2m▼ 50.8%€0.2m▲ 14.7%€0.2m▲ 9.8%€0.2m▼ 2.0%€0.3m▲ 56.1%€0.2m▼ 23.0%
Net result€0.03m-€0.3m▲ 828%€0.09mabove the sector's middle half▼ 64.7%€0.1mabove the sector's middle half▲ 10.5%€0.1mabove the sector's middle half▲ 22.8%€0.1mabove the sector's middle half▼ 12.1%€0.2mabove the sector's middle half▲ 61.6%€0.1mabove the sector's middle half▼ 30.5%
Equity€0.8m-€1.1m▲ 29.9%€1.2mabove the sector's middle half▲ 8.1%€1.3mabove the sector's middle half▲ 8.3%€1.4mabove the sector's middle half▲ 9.4%€2.0mabove the sector's middle half▲ 42.9%€2.2mabove the sector's middle half▲ 8.6%€2.3mabove the sector's middle half▲ 5.5%
Total assets€5.0m-€5.1m▲ 0.7%€4.8mabove the sector's middle half▼ 5.6%€4.9mabove the sector's middle half▲ 2.8%€5.0mabove the sector's middle half▲ 1.3%€5.6mabove the sector's middle half▲ 13.0%€5.9mabove the sector's middle half▲ 4.1%€6.2mabove the sector's middle half▲ 6.2%
Debt€4.2m-€4.0m▼ 5.1%€3.6m▼ 9.3%€3.7m▲ 1.0%€3.6m▼ 1.6%€3.7m▲ 1.5%€3.7m▲ 1.7%€4.0m▲ 6.6%
Working capital-€3.8m--€2.9m▲ 23.6%-€2.7mbelow the sector's middle half▲ 6.6%-€2.5mbelow the sector's middle half▲ 7.5%-€2.2mbelow the sector's middle half▲ 10.6%-€2.0mbelow the sector's middle half▲ 11.3%-€1.7mbelow the sector's middle half▲ 15.1%-€2.1mbelow the sector's middle half▼ 27.1%
Solvency16.6%-21.4%▲ 4.8pp24.5%within the sector's middle half▲ 3.1pp25.8%within the sector's middle half▲ 1.3pp27.9%within the sector's middle half▲ 2.1pp35.3%within the sector's middle half▲ 7.4pp36.8%within the sector's middle half▲ 1.5pp36.6%within the sector's middle half▼ 0.2pp
Current ratio0.06-0.06=0.02below the sector's middle half▼ 0.040.13below the sector's middle half▲ 0.100.21below the sector's middle half▲ 0.080.31below the sector's middle half▲ 0.100.43within the sector's middle half▲ 0.120.33below the sector's middle half▼ 0.10
Return on assets (ROA)0.5%-4.9%▲ 4.4pp1.8%within the sector's middle half▼ 3.1pp2.0%within the sector's middle half▲ 0.1pp2.4%within the sector's middle half▲ 0.4pp1.9%within the sector's middle half▼ 0.5pp2.9%within the sector's middle half▲ 1.0pp1.9%within the sector's middle half▼ 1.0pp
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 23% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.2m
Fixed assets €5.2m ▲ 12.4%
Current assets €1.0m ▼ 16.8%
Equity and liabilities €6.2m
Equity €2.3m ▲ 5.5%
Debt €4.0m ▲ 6.6%
Debt's share of the balance-sheet total rises from 63.2% to 63.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€474,137▲
2024 · €469,005
Cash flow
€354,646▲
2024 · €330,190
Debt to equity
1.73▲
2024 · 1.72
ROE
5.2%▼
2024 · 7.9%
Interest coverage
5.83▲
2024 · 5.38
Debt ≤ 1 year
€3.2m▲
2024 · €2.9m
Debt > 1 year
€782,000=
2024 · €782,000
Income taxes
€39,715▼
2024 · €56,874
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€784,175-€835,170
Intangible fixed assets----€81,305
Financial fixed assets---€34,674€0
Depreciation and write-downs of the year€161,400€160,529€158,997€159,576€235,987

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.9m€6.2m▲
Fixed assets21/28€4.6m€5.2m▲
Intangible fixed assets21-€0.07m
Tangible fixed assets22/27€4.6m€5.1m▲
Land and buildings22€3.5m€4.0m▲
Plant, machinery and equipment23€0€0.06m▲
Other tangible fixed assets26€1.1m€1.1m=
Financial fixed assets28€0.04m€0.001m▼
Current assets29/58€1.3m€1.0m▼
Amounts receivable within one year40/41€1.0m€0.9m▼
Trade receivables40€0.1m€0.2m▲
Other amounts receivable41€0.9m€0.6m▼
Current investments50/53€0.1m€0▼
Cash at bank and in hand54/58€0.1m€0.2m▲
Deferred charges and accrued income490/1-€0.001m
Equity and liabilities
Total equity and liabilities10/49€5.9m€6.2m▲
Equity10/15€2.2m€2.3m▲
Contributions10/11€0.8m€0.8m=
Reserves13€1.4m€1.5m▲
Tax-exempt reserves132€0.004m€0.004m=
Distributable reserves133€1.4m€1.5m▲
Investment grants15€0.002m€0.002m=
Amounts payable17/49€3.7m€4.0m▲
Amounts payable after more than one year17€0.8m€0.8m=
Other amounts payable178/9€0.8m€0.8m=
Amounts payable within one year42/48€2.9m€3.2m▲
Trade debts44€0.004m€0.004m▲
Suppliers440/4€0.004m€0.004m▲
Taxes, remuneration and social security45€0.03m€0.03m▲
Taxes450/3€0.03m€0.03m▲
Other amounts payable47/48€2.9m€3.1m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.2m▲
Other operating charges640/8€0.02m€0.04m▲
Gross operating margin9900€0.5m€0.5m▲
Operating profit (loss)9901€0.3m€0.2m▼
Financial income75/76B€0.005m€0.002m▼
Recurring financial income75€0.005m€0.002m▼
Financial charges65/66B€0.09m€0.08m▼
Recurring financial charges65€0.09m€0.08m▼
Profit (loss) for the period before taxes9903€0.2m€0.2m▼
Income taxes67/77€0.06m€0.04m▼
Profit (loss) for the period9904€0.2m€0.1m▼
Profit (loss) for the period to be appropriated9905€0.2m€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.1m▼
Transfer to equity691/2€0.2m€0.1m▼
To other reserves6921€0.2m€0.1m▼

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€17,901€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90,262€161,630€161,907€161,400€160,529€158,997€159,576€235,987▲ 47.9%
Other operating charges640/8---€13,503€21,171€30,132€23,389€35,107▲ 50.1%
Gross operating margin9900€194,126€497,918€325,363€359,188€383,975€387,391€492,395€509,245▲ 3.4%
Operating profit (loss)9901€94,421€326,707€160,725€184,285€202,275€198,262€309,430€238,151▼ 23.0%
Financial income75/76B---€0€0€3,818€5,230€1,575▼ 69.9%
Recurring financial income75-€4,439€61€0€0€3,818€5,230€1,575▼ 69.9%
Financial charges65/66B---€53,818€42,081€59,608€87,171€81,351▼ 6.7%
Recurring financial charges65€67,426€80,665€55,234€53,818€42,081€59,608€87,171€81,351▼ 6.7%
Profit (loss) for the period before taxes9903€26,995€250,481€105,552€130,467€160,194€142,472€227,488€158,375▼ 30.4%
Income taxes67/77--€17,036€32,617€40,048€36,873€56,874€39,715▼ 30.2%
Profit (loss) for the period9904€26,995€250,481€88,516€97,851€120,145€105,599€170,614€118,660▼ 30.5%
Profit (loss) for the period to be appropriated9905€26,995€250,481€88,516€97,851€120,145€105,599€170,614€118,660▼ 30.5%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€5.0m€5.1m€4.8m€4.9m€5.0m€5.6m€5.9m€6.2m▲ 6.2%
Fixed assets21/28€4.8m€4.9m€4.7m€4.6m€4.4m€4.7m€4.6m€5.2m▲ 12.4%
Intangible fixed assets21-------€0.07m-
Tangible fixed assets22/27€4.8m€4.9m€4.7m€4.6m€4.4m€4.7m€4.6m€5.1m▲ 11.7%
Land and buildings22---€3.5m€3.3m€3.7m€3.5m€4.0m▲ 13.5%
Plant, machinery and equipment23---€0.001m€0.001m€422€0€0.06m-
Other tangible fixed assets26---€1.1m€1.1m€1.1m€1.1m€1.1m=
Financial fixed assets28€0.001m€0.001m€0.001m€0.001m€0.001m€0.001m€0.04m€0.001m▼ 97.2%
Current assets29/58€0.2m€0.2m€0.07m€0.4m€0.6m€0.9m€1.3m€1.0m▼ 16.8%
Amounts receivable within one year40/41€0.2m€0.1m€0.03m€0.2m€0.5m€0.6m€1.0m€0.9m▼ 16.1%
Trade receivables40---€0.001m€0.003m€0.01m€0.1m€0.2m▲ 77.8%
Other amounts receivable41---€0.2m€0.4m€0.6m€0.9m€0.6m▼ 29.3%
Current investments50/53-----€0.2m€0.1m€0▼ 100%
Cash at bank and in hand54/58€0.03m€0.06m€0.04m€0.1m€0.1m€0.2m€0.1m€0.2m▲ 46.4%
Deferred charges and accrued income490/1-------€0.001m-
Equity and liabilities
Total equity and liabilities10/49€5.0m€5.1m€4.8m€4.9m€5.0m€5.6m€5.9m€6.2m▲ 6.2%
Equity10/15€0.8m€1.1m€1.2m€1.3m€1.4m€2.0m€2.2m€2.3m▲ 5.5%
Contributions10/11€0.8m€0.8m-€0.8m€0.8m€0.8m€0.8m€0.8m=
Reserves13€0.07m€0.3m€0.4m€0.5m€0.6m€1.2m€1.4m€1.5m▲ 8.5%
Non-distributable reserves130/1---€0.08m€0.08m€0---
Reserves not available under the articles1311---€0.08m€0.08m€0---
Tax-exempt reserves132-----€0.004m€0.004m€0.004m=
Distributable reserves133---€0.4m€0.5m€1.2m€1.4m€1.5m▲ 8.6%
Investment grants15-----€0.002m€0.002m€0.002m=
Amounts payable17/49€4.2m€4.0m€3.6m€3.7m€3.6m€3.7m€3.7m€4.0m▲ 6.6%
Amounts payable after more than one year17€0.2m€0.9m€0.9m€0.8m€0.8m€0.8m€0.8m€0.8m=
Financial debts170/4---€0.02m€0----
Other amounts payable178/9---€0.8m€0.8m€0.8m€0.8m€0.8m=
Amounts payable within one year42/48€4.0m€3.1m€2.8m€2.9m€2.8m€2.9m€2.9m€3.2m▲ 8.3%
Current portion of amounts payable after more than one year42---€0.06m€0----
Trade debts44€0.9m€0.2m€0.008m€0.009m€0.006m€0.02m€0.004m€0.004m▲ 7.2%
Suppliers440/4---€0.009m€0.006m€0.02m€0.004m€0.004m▲ 7.2%
Advances received on contracts in progress46---€0.005m€0----
Taxes, remuneration and social security45---€0.01m€0.02m€0.02m€0.03m€0.03m▲ 9.3%
Taxes450/3---€0.01m€0.02m€0.02m€0.03m€0.03m▲ 9.3%
Other amounts payable47/48---€2.8m€2.8m€2.8m€2.9m€3.1m▲ 8.3%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€26,995€250,481€88,516€97,851€120,145€105,599€170,614€118,660▼ 30.5%
+ Depreciation and write-downs630€90,262€161,630€161,907€161,400€160,529€158,997€159,576€235,987▲ 47.9%
Operating cash flow (approximation)€117,257€412,111€250,423€259,250€280,674€264,595€330,190€354,646▲ 7.4%
Investment in fixed assets (approximation)--€246,237-€3,123€0€7,600-€504,780-€32,826-€809,091▼ 2,365%
Change in cash-€28,537-€19,337€80,657€21,340€12,043-€33,596€55,995-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 544 companies had the same profile as CHAMI has now. Two years later, 93.6% were still going and 0.2% had gone bankrupt.

  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
93.6% was still going
5.9% stopped otherwise
0.2% went bankrupt

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CHAMI itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 544 companies, not a prediction for CHAMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 16 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 26-08-2026 2026-00434806 PDF
31-12-2024 micro format 02-07-2025 2025-00240278 PDF
31-12-2023 micro format 10-07-2024 2024-00249068 PDF
31-12-2022 micro format 30-06-2023 2023-00216790 PDF
31-12-2021 micro format 06-07-2022 2022-20172492 PDF
31-12-2020 micro format 19-07-2021 2021-37300277 PDF
31-12-2019 micro format 06-07-2020 2020-27300133 PDF
31-12-2018 micro format 02-07-2019 2019-27400557 PDF
31-12-2017 micro format 20-06-2018 2018-21700336 PDF
31-12-2016 abbreviated format 26-06-2017 2017-22100498 PDF

Show all 16 filings

Board & ownership

Directors

Directors
1 director, last change in 2024
Chantal Vanrenterghem
Director · since 01-12-2009 · listed in the 2025 annual accounts, filed on 26-08-2026
Current

Owners and capital

Shareholders

1 owner

Owners 1

  • Equity €5.1m Profit of €225,999 in 2025 (profit of €249,509 in 2024) Checked score 93
    32.61%

Capital transactions

Capital over time
  1. 21-02-2024 Converted to unavailable equity
  2. 21-02-2024 Converted to uncalled contributions
  3. 03-08-2023 Capital stated in 2 acts · €768,450 · 186 shares

Articles of association

Board and representation

Daily managementDay-to-day management handles the everyday running of the business without the full board.
The board decides whether the delegates act alone or jointly
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Geboekt op algemene kosten, los van representatie-, reis- en verplaatsingskosten, indien bezoldigd, algemene vergadering (absolute…”

Audit, dissolution and liquidation

Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
“Hernieuwbare termijn van drie jaar, één of meerdere commissarissen”

Articles of association, deed of 21-02-2024 (in Dutch)

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

Acquisitions and mergers

3 transactions
Took over:C&C INVEST
BE 0884.319.702merger by absorption · proposal · Gazette deed of 08-08-2025 (3 acts) · effective 07-05-2025
Received in a demerger part of:VACOMET RECYCLING
BE 0874.800.042partial demerger · proposal · Gazette deed of 03-08-2023 (2 acts)
Received in a demerger part of:VACOMET RECYCLING
BE 0874.800.042partial demerger · proposal · Gazette deed of 31-05-2022 (2 acts) · effective 16-05-2022

Companies at the same address

5 other companies

Connections & network

1 current director
Depth

The network starts from the directors of CHAMI. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
26-08
NBB filing Annual accounts 2025 filedNBB
micro format · 26 days late
2025
08-08
Gazette deed Merger: CHAMI takes over C&C INVEST
Power of attorney6 points ▸
  • General meeting, 03-07-2025
  • Merger, “ondernemingsrechtbank te Gent,afdeling Kortrijk”, 19-05-2025 (deed in Dutch)
  • Merger, “modaliteiten en voorwaarden zoals bepaald in het fusievoorstel, fusie door overneming” (deed in Dutch)
  • Other provision, “ontslag en kwijting bestuurder overgenomen vennootschap, afgelopen boekjaar” (deed in Dutch)
  • Other provision, “voorwerp toereikendheid overnemende vennootschap” (deed in Dutch)
  • Power of attorney, mentioned 2 times in the deed

Open the act in the Belgian Official Gazette

02-07
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days before the deadline
27-05
Gazette deed Merger proposal: CHAMI takes over C&C INVEST
Shareholding · Incorporation · Amendment of the articles7 points ▸
  • Merger, 07-05-2025
  • The company holds all the shares of C&C INVEST
  • Incorporation, 10-12-2009
  • Amendment of the articles
  • Incorporation, 14-10-2006
  • Real estate, “2 a 92 ca, Schoonzicht” (deed in Dutch)
  • Other provision, 21-02-2025

Open the act in the Belgian Official Gazette

2024
31-12
Financial Equity above €2mequity €2.2m ▲8.6%
With a profit in every financial year since 2018, equity grows to €2.2m.
10-07
NBB filing Annual accounts 2023 filedPDF
micro format · 21 days before the deadline
21-02
Gazette deed Demerger: overdragende vennootschap splits off to CHAMI
Appointment: Chantal Vanrenterghem (director) · Capital conversion · Reserve release19 points ▸
  • General meeting, 21-12-2023
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Capital conversion, “eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
  • Reserve release, “opheffen, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Declaration, “geen belangrijke wijzigingen in activa en passiva, sinds datum voorstel tot partiële splitsing tot datum buitengewone algemene vergaderingen” (deed in Dutch)
  • Declaration, “afzien van verslaggeving door bedrijfsrevisor of externe accountant, artikelen 12:62 §1 in fine en 12:65 eerste en tweede lid van het Wetboek van vennootschappe…” (deed in Dutch)
  • Declaration, “afzien van toepassing artikelen 12:61, 12:62 en 12:64, Wetboek van vennootschappen en verenigingen” (deed in Dutch)
  • Declaration, “ontslag van integrale lezing van voorstel” (deed in Dutch)
  • Declaration, “ontvangst afschrift voorstel tot partiële splitsing, meer dan een maand voor huidige vergadering” (deed in Dutch)
  • Auditor report, 492.447,57 EUR
  • Declaration, “ontslag van integrale lezing van verslagen, instemming met alle gegevens en besluiten” (deed in Dutch)
  • Declaration, “ontvangst afschrift verslagen” (deed in Dutch)
  • The act holds 7 more points.

Open the act in the Belgian Official Gazette

2023
03-08
Gazette deed Demerger proposal: VACOMET RECYCLING splits off to CHAMI
Incorporation · Capital · Capital conversion15 points ▸
  • Demerger, “partiële splitsing, inbreng van een deel van het vermogen” (deed in Dutch)
  • Incorporation, 15-06-2005
  • Incorporation, 10-12-2009
  • Other provision, “twee te onderscheiden activiteiten, bedrijfstak onroerend en bedrijfstak recyclage door andere entiteit beheerd” (deed in Dutch)
  • Capital, €20,460
  • Capital conversion, “beschikbaar maken voorafgaandelijk aan partiële splitsing”, 20460 (deed in Dutch)
  • Capital, €768,450
  • Capital conversion, “beschikbaar maken”, EUR (deed in Dutch)
  • Share issue, “3 per 25”, 25 (deed in Dutch)
  • Other provision, “opleg” (deed in Dutch)
  • Other provision, 01-01-2023, “winstdeelname 90 nieuwe aandelen” (deed in Dutch)
  • Accounting effect, 01-01-2023
  • The act holds 3 more points.

Open the act in the Belgian Official Gazette

30-06
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days before the deadline
2022
06-07
NBB filing Annual accounts 2021 filedPDF
micro format · 25 days before the deadline
31-05
Gazette deed Demerger proposal: VACOMET RECYCLING splits off to CHAMI
Capital · Accounting effect11 points ▸
  • Demerger, “partiele splitsing door inbreng van een deel van het vermogen”, EUR (deed in Dutch)
  • Other provision, “te onderscheiden activiteiten overdragende vennootschap, beheer van een onroerend vermogen” (deed in Dutch)
  • Capital, €20,460
  • Other provision, “beschikbaarmaking onbeschikbaar vermogen voor partiele splitsing”, EUR (deed in Dutch)
  • Capital, €768,450
  • Accounting effect, 01-01-2022
  • Other provision, “bijzondere rechten en andere effecten”, 100 (deed in Dutch)
  • Other provision, “af te splitsen activa- en passivabestanddelen per 2021-12-31”, EUR (deed in Dutch)
  • Other provision, “samenstelling beschikbaar gemaakt vermogen BV VACOMET RECYCLING”, EUR (deed in Dutch)
  • Other provision, “tenlasteneming financiele gevolgen geschillen,waarborg,fiscale en sociale controles”, 31-12-2021 (deed in Dutch)
  • Other provision, “samenstelling overgedragen netto actief”, EUR (deed in Dutch)

Open the act in the Belgian Official Gazette

2021
19-07
NBB filing Annual accounts 2020 filedPDF
micro format · 12 days before the deadline
Show earlier events
2020
06-07
NBB filing Annual accounts 2019 filedPDF
micro format · 25 days before the deadline
2019
31-12
Financial Highest result from 2018 to 2025net €250,481 ▲828%
The operating result of €326,707 and the net result of €250,481 are both a record.
31-12
Financial Equity above €1mequity €1.1m ▲29.9%
With a profit in every financial year since 2018, equity grows to €1.1m.
02-07
NBB filing Annual accounts 2018 filedPDF
micro format · 29 days before the deadline
2018
20-06
NBB filing Annual accounts 2017 filedPDF
micro format · 41 days before the deadline
2017
26-06
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 35 days before the deadline
2009
29-12
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

CHAMI was incorporated on 10 December 2009.1 Total assets rose from €5.0m in 2018 to €6.2m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name CHAMI in Dutch
Enterprise number 0821.476.865
Legal form Private limited company
Status Active, normale toestand
Founded 10-12-2009
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-02-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, eenvoudige beslissing van het bestuursorgaan naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in…”
deed of 21-02-2024 (in Dutch)

Registered office and establishments

Registered office Regenbeekstraat 17, 8800 Roeselare, Belgium

Activities

NACEBEL 2025
68321 Property management for co-owned buildings (syndics) main activity
Codes under NACEBEL 2008
68321 Real estate activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle immobillaire operaties of ermee verband houdende verrichtingen, met name, de aankoop, de verkoop, ruiling, het laten bouwen, huren…”
14 activities
  1. Alle immobillaire operaties of ermee verband houdende verrichtingen, met name, de aankoop, de verkoop, ruiling, het laten bouwen, huren, verhuren, ter beschikking stellen van gebouwen en gronden, de omvorming of ombouwing en valorisatie van onroerende goederen, in voorkomend geval bij middel van lotissering, verkaveling, nieuwbouw, heropbouw of verbouwing, alle activiteiten van makelaar in onroerende goederen
  2. Het beheer van alle roerende en onroerende goederen, onder meer het opstellen van huurcontracten opmaken van plaatsbeschrijving, inventariseren van meubilair, het vervullen van functie van syndicus in een flatgebouw, het opmaken van schattingen en expertises opmaken van projecten, bouwbegeleiding, enzovoort, zonder dat deze opsomming beperkend weze
  3. Het verstrekken van juridisch, financieel- en beleggingsadvies en alle vormen van vermogensbeheer
  4. Het verlenen van commercieel advies betreffende de marketing van producten van productie of dienstverlenende ondernemingen
  5. Het verlenen van administratief en managementadvies betreffende het bestuur van diverse ondernemingen in de meest mime zin van het woord
  6. De aanneming en coördinatie van alle openbare en private bouwwerken
  7. De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen, in het kort tussenpersoon in de handel
  8. De vennootschap mag optreden als bestuurder van andere vennootschappen
  9. Het verwerven van licenties, brevetten octrooien, alle zakelijke rechten op know how en ontwikkelde procédés
  10. Het beheren van een onroerend patrimonium en het valoriseren van dit patrimonium door het stellen van, alle bestuursdaden ondermeer aankoop, verkoop, verhuren, in huur nemen, ruilen, oprichting, laten uitvoeren van bouwwerken, dit alles in de ruimste zin
  11. Het beheren van een roerend patrimonium inzonderheid van het verwerven en verhandelen van effecten, de participatie in andere vennootschappen en/of ondernemingen, het stellen van zakelijk of persoonlijke waarborgen in het voordeel van derden of ondernemingen waarin zij belangen bezit als mede-eigenaar, vennoot, schuldeiser of op andere wijze
  12. Het beheren van bedrijfsruimtes en het valoriseren ervan door het stellen van alle bestuursdaden ondermeer oprichting, aankoop, verkoop, ruilen, laten uitvoeren van bouwwerken en het ter beschikking stellen ervan, dit alles in de ruimst mogelijke zin
  13. De vennootschap kan in het algemeen alle commerciële, industriële, financiële, roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar maatschappelijk doel of welke van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken
  14. De vennootschap handelt voor eigen rekening, in consignatie, in commissie, als tussenpersoon of als vertegenwoordiger
deed of 27-05-2025 (in Dutch)

Invoicing and payment

VAT number BE 0821.476.865
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0821476865
Other Peppol ID 9925:BE0821476865
Registered 05-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Saturday of June at 11:00
deed of 21-02-2024 (in Dutch)

Environmental permits

4 applications in Flanders since 2024 · 1 granted · 1 refused · 1 under review
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen; Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies
Under reviewsubmitted 06-07-2026authority: Ledegemproject 2026083726
Bouwen of herbouwen
Granted on 26-10-2026submitted 10-06-2026authority: Ledegemproject 2026073240
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies
Discontinued on 18-06-2026submitted 05-06-2026authority: Ledegemproject 2026071135
Bouwen of herbouwen
Refused on 17-10-2024submitted 04-06-2024authority: Provincie West-Vlaanderenproject 2024080203

Source: Omgevingsloket Vlaanderen.

Sites & property

Location
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1.3 ha
Building footprint
373 m²
Building volume
2,427 m³
Cadastral parcel Region Area Buildings Height / floors
36017A0230/00H000 Flanders 1.3 ha 1 · 373 m² 7.0 m · 2