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CHALINVEST

Active
Private limited companyfounded 1991active for 35 yearsLippenslaan 144, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0443.985.628

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CHALINVEST has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,561 and a net result of -€26,032. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 27% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

KBO
Status
Active since 24-04-1991 Normal situation
Legal form
Private limited company
Registered office
Lippenslaan 144, 8300 Knokke-Heist
Activity
Retail trade NACE 47714and 5 others
Establishment unit
2.053.076.660 8300 Knokke-Heist, since 25-06-1991
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Van Gheluwe ChantalDirector
Shareholders

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€32,387
▼ 64.3%
Turnover
≈ €160,000
estimated
Loss
€26,032
Equity
€28,561
▼ 47.7%
Total assets
€423,324
▼ 5.8%
Staff
1.2 FTE
▼ 7.7%
2025 accounts filed 31 days before the deadline
Filed on 30-06-2026at the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)Loss of €26,032 (financial year 2025)lowers riskSize: total assets €423,324Founded in 1991Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 18% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 32-5
equity 6.7% of total assets
Liquidity 19+2
short-term debt 59.5% · cash 0.2%
Profitability 11-53
return on assets -6.1%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.1%▼ -0.2 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.25 in 2024), below the usual 1.5. Short-term debt is 59.5% and cash 0.2% of total assets. 93.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 18% on liquidity, 18% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €26,032 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €423,324
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
30 days early
2022
38 days early
2021
29 days late
2020
36 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €29,960 in 2024 -€26,032 View
  • Caution: Lower net result than 91% of companies in retail tradesector median €5,089 · 22,707 companies -€26,032 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Documents

Annual accounts at the NBB

All 34 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CHALINVEST

What is the company number of CHALINVEST?
The company number of CHALINVEST is 0443.985.628. The VAT number is the same number with BE in front: BE 0443.985.628.
Where is CHALINVEST based?
The registered office is at Lippenslaan 144, 8300 Knokke-Heist.Company details
What does CHALINVEST do?
According to the KBO register, the main activity is retail trade (NACE 47714).
What is the legal form of CHALINVEST?
The legal form of CHALINVEST is Private limited company (BV).
When was CHALINVEST founded?
CHALINVEST was founded on 24-04-1991.
Is CHALINVEST still active?
Yes, CHALINVEST is an active enterprise in the KBO register.
How many employees does CHALINVEST have?
CHALINVEST had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CHALINVEST?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €32,387 and 51 comparable companies (NACE 477). It probably lies between €84,000 and €280,000.
Is CHALINVEST profitable?
In financial year 2025, CHALINVEST made a loss of €26,032.
Where can I find the annual accounts of CHALINVEST?
CHALINVEST filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CHALINVEST due?
CHALINVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as CHALINVEST: retail trade (NACE 47714). They are comparable in size and age: total assets between €337,000 and €550,000, founded between 1992 and 2001.

CompanyTotal assetsGross margin
CHALINVEST Knokke-Heist€423,324€32,387
CODIVA Gent€336,984€30,211
FAMICA Erpe-Mere€517,383€42,177
TABOU Knokke-Heist€432,696€59,422
CHLOE FASHION Izegem€549,517€48,347
AMEYE LINGERIE Deerlijk€372,017€60,740
LADY-LOOK Edegem€412,260€51,998
Full comparison

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