TABOU
ActiveSummary
TABOU has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €342,100 and a net result of €31,701. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 225 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability78▲+2
Solvency100▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.79 in 2025; short-term debt: 15.5% and cash: 2.1% of total assets), and 20.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
79.1%
Return on assets
7.3%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
40 d early
2025
39 d early
2024
38 d early
2023
46 d early
2022
42 d early
2021
41 d early
2020
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€342,100▲ 10.2%
2025 · €310,399
Total assets
€432,696▲ 0.5%
2025 · €430,431
Net result
€31,701▲ 32.6%
2025 · €23,914
Working capital
€62,034▲ 13.1%
2025 · €54,840
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€49,512▼ 16.6%€46,444▼ 6.2%€48,699▲ 4.9%€40,859▼ 16.1%€51,735▲ 26.6%
Net result€28,194above the sector's middle half▼ 22.7%€30,766above the sector's middle half▲ 9.1%€27,176above the sector's middle half▼ 11.7%€23,914above the sector's middle half▼ 12.0%€31,701▲ 32.6%
Equity€247,223above the sector's middle half▲ 12.9%€277,989above the sector's middle half▲ 12.4%€305,165above the sector's middle half▲ 9.8%€310,399above the sector's middle half▲ 1.7%€342,100▲ 10.2%
Total assets€461,074above the sector's middle half▼ 0.4%€461,241above the sector's middle half=€449,198above the sector's middle half▼ 2.6%€430,431above the sector's middle half▼ 4.2%€432,696▲ 0.5%
Debt€213,851▼ 12.4%€183,252▼ 14.3%€144,033▼ 21.4%€120,032▼ 16.7%€90,596▼ 24.5%
Working capital€65,175▲ 13.3%€63,969▼ 1.9%€72,256▲ 13.0%€54,840▼ 24.1%€62,034▲ 13.1%
Solvency53.6%within the sector's middle half▲ 6.3pp60.3%within the sector's middle half▲ 6.7pp67.9%above the sector's middle half▲ 7.7pp72.1%above the sector's middle half▲ 4.2pp79.1%▲ 6.9pp
Staff (FTE)11=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 27% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €432,026
Fixed assets
€302,957 ▼ 0.7%
Current assets
€129,069 ▲ 3.7%
Equity and liabilities €432,696
Equity
€342,100 ▲ 10.2%
Debt
€90,596 ▼ 24.5%
Debt's share of the balance-sheet total falls from 27.9% to 20.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54,713▲
2025 · €43,853
Cash flow
€34,679▲
2025 · €26,908
Current ratio
1.93▲
2025 · 1.79
Quick ratio
0.15▲
2025 · 0.04
Debt to equity
0.26▼
2025 · 0.39
ROE
9.3%▲
2025 · 7.7%
ROA
7.3%▲
2025 · 5.6%
Interest coverage
10.28▲
2025 · 7.32
Debt ≤ 1 year
€67,035▼
2025 · €69,596
Debt > 1 year
€23,561▼
2025 · €50,436
Income taxes
€14,940▲
2025 · €11,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2,161 | €2,252 | €964 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,824 | €6,126 | €6,434 | €2,994 | €2,978 | ▼ 0.5% |
| Other operating charges640/8 | €3,937 | €4,004 | €4,178 | €4,575 | €4,709 | ▲ 2.9% |
| Gross operating margin9900 | €61,434 | €58,826 | €60,275 | €48,428 | €59,422 | ▲ 22.7% |
| Operating profit (loss)9901 | €49,512 | €46,444 | €48,699 | €40,859 | €51,735 | ▲ 26.6% |
| Financial income75/76B | €2,419 | €9,763 | €250 | €647 | €227 | ▼ 64.9% |
| Recurring financial income75 | €419 | €9,763 | €250 | €647 | €227 | ▼ 64.9% |
| Non-recurring financial income76B | €2,000 | - | - | - | - | - |
| Financial charges65/66B | €10,412 | €9,301 | €7,877 | €5,991 | €5,321 | ▼ 11.2% |
| Recurring financial charges65 | €10,412 | €9,301 | €7,877 | €5,991 | €5,321 | ▼ 11.2% |
| Profit (loss) for the period before taxes9903 | €41,519 | €46,906 | €41,072 | €35,515 | €46,641 | ▲ 31.3% |
| Income taxes67/77 | €13,325 | €16,140 | €13,896 | €11,601 | €14,940 | ▲ 28.8% |
| Profit (loss) for the period9904 | €28,194 | €30,766 | €27,176 | €23,914 | €31,701 | ▲ 32.6% |
| Profit (loss) for the period to be appropriated9905 | €28,194 | €30,766 | €27,176 | €23,914 | €31,701 | ▲ 32.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €461,074 | €461,241 | €449,198 | €430,431 | €432,696 | ▲ 0.5% |
| Formation expenses20 | - | - | €1,266 | €968 | €670 | ▼ 30.8% |
| Fixed assets21/28 | €306,357 | €313,939 | €307,505 | €305,027 | €302,957 | ▼ 0.7% |
| Tangible fixed assets22/27 | €306,357 | €313,939 | €307,505 | €305,027 | €302,957 | ▼ 0.7% |
| Land and buildings22 | €297,017 | €297,017 | €297,017 | €297,017 | €297,017 | = |
| Plant, machinery and equipment23 | €3,069 | €13,661 | €10,488 | €8,010 | €5,940 | ▼ 25.8% |
| Furniture and vehicles24 | €6,271 | €3,261 | - | - | - | - |
| Current assets29/58 | €154,717 | €147,302 | €140,427 | €124,436 | €129,069 | ▲ 3.7% |
| Stocks and contracts in progress3 | €135,929 | €136,240 | €134,593 | €121,723 | €118,754 | ▼ 2.4% |
| Stocks30/36 | €135,929 | €136,240 | €134,593 | €121,723 | €118,754 | ▼ 2.4% |
| Amounts receivable within one year40/41 | - | €63 | - | €240 | €139 | ▼ 42.1% |
| Other amounts receivable41 | - | €63 | - | €240 | €139 | ▼ 42.1% |
| Cash at bank and in hand54/58 | €17,864 | €9,994 | €4,834 | €1,365 | €9,200 | ▲ 574% |
| Deferred charges and accrued income490/1 | €924 | €1,005 | €1,000 | €1,108 | €976 | ▼ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €461,074 | €461,241 | €449,198 | €430,431 | €432,696 | ▲ 0.5% |
| Equity10/15 | €247,223 | €277,989 | €305,165 | €310,399 | €342,100 | ▲ 10.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €141,284 | €172,050 | €199,226 | €204,460 | €236,161 | ▲ 15.5% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €139,425 | €170,191 | €197,367 | €202,601 | €234,302 | ▲ 15.6% |
| Profit (loss) carried forward14 | €87,347 | €87,347 | €87,347 | €87,347 | €87,347 | = |
| Amounts payable17/49 | €213,851 | €183,252 | €144,033 | €120,032 | €90,596 | ▼ 24.5% |
| Amounts payable after more than one year17 | €124,309 | €99,919 | €75,862 | €50,436 | €23,561 | ▼ 53.3% |
| Financial debts170/4 | €124,309 | €99,919 | €75,862 | €50,436 | €23,561 | ▼ 53.3% |
| Amounts payable within one year42/48 | €89,542 | €83,333 | €68,171 | €69,596 | €67,035 | ▼ 3.7% |
| Current portion of amounts payable after more than one year42 | €32,846 | €32,389 | €24,057 | €27,132 | €29,833 | ▲ 10.0% |
| Financial debts43 | - | - | - | €1,867 | - | - |
| Credit institutions430/8 | - | - | - | €1,867 | - | - |
| Trade debts44 | €36,374 | €29,423 | €27,204 | €24,124 | €28,152 | ▲ 16.7% |
| Suppliers440/4 | €36,374 | €29,423 | €27,204 | €24,124 | €28,152 | ▲ 16.7% |
| Taxes, remuneration and social security45 | €5,772 | €8,555 | €14,819 | €4,429 | €4,974 | ▲ 12.3% |
| Taxes450/3 | €5,772 | €8,555 | €14,819 | €4,429 | €4,974 | ▲ 12.3% |
| Other amounts payable47/48 | €14,550 | €12,966 | €2,091 | €12,044 | €4,076 | ▼ 66.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,194 | €30,766 | €27,176 | €23,914 | €31,701 | ▲ 32.6% |
| + Depreciation and write-downs630 | €5,824 | €6,126 | €6,434 | €2,994 | €2,978 | ▼ 0.5% |
| Operating cash flow (approximation) | €34,018 | €36,892 | €33,610 | €26,908 | €34,679 | ▲ 28.9% |
| Investment in fixed assets (approximation) | - | -€13,708 | €0 | -€516 | -€908 | ▼ 76.0% |
| Change in cash | - | -€7,870 | -€5,160 | -€3,469 | €7,835 | ▲ 326% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €36,462 ▲65.9%
Operating result €59,339, net result €36,462, both a record.
31-03
Financial
Equity above €200,000Eq €219,029 ▲20%
3 profitable years in a row build equity to €219,029.
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €21,979 ▼17.3%
Net result drops to €21,979, the lowest in the series; recovery starts the following year.
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1997
Ground area
130 m²
Building footprint
107 m²
Volume, LiDAR
2,702 m³
Parcel 31336H0050/00_000, Flanders · tallest building 28.9 m, ±9 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TABOU
since 19972.083.337.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336H0050/00_000 | Flanders | 130 m² | 1 · 107 m² | 28.9 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICQUE
BE 0806.476.509
Beernem · Eq €341,936
PENSAERT-VAN DE VYVER
BE 0869.697.050
Merelbeke-Melle · Eq €340,707
RIVALI
BE 0428.523.927
Roeselare · Eq €352,013
SIDEVO
BE 0540.893.972
Geraardsbergen · Eq €355,207
STEHIL
BE 0450.096.628
Opwijk · Eq €326,693
Of 519 companies in sector 47714 we hold annual accounts for 264. 207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-1997
Fiscal year end31-03
Activities, NACEBEL 2025
47714Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461456813
Also
9925:BE0461456813
Registered
17-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.