LADY-LOOK
ActiveLADY-LOOK has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €8k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-19
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.75 against 11.06 in 2024), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
1 d early
2023
23 d late
2022
31 d late
2021
31 d late
2020
11 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€292k▲ 2.8%
2024 · €284k
2018: €181k
2019: €185k
2020: €210k
2021: €215k
2022: €234k
2023: €266k
2024: €284k
2018 → 2025
Total assets
€412k▲ 1.2%
2024 · €407k
2018: €284k
2019: €387k
2020: €390k
2021: €404k
2022: €380k
2023: €401k
2024: €407k
2018 → 2025
Net result
€8k▼ 57.3%
2024 · €18k
2018: €9k
2019: €4k
2020: €25k
2021: €31k
2022: €19k
2023: €32k
2024: €18k
2018 → 2025
Working capital
€280k▲ 13.2%
2024 · €248k
2018: €174k
2019: €155k
2020: €176k
2021: €192k
2022: €217k
2023: €213k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€234k▲ 8.9%€266k▲ 13.4%€284k▲ 6.9%€292k▲ 2.8%
Operating result€44k-€29k▼ 34.5%€46k▲ 59.3%€23k▼ 50.7%€10k▼ 55.3%
Net result€31k-€19k▼ 37.5%€32k▲ 64.7%€18k▼ 41.5%€8k▼ 57.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€100k▼ 25.9%
Current assets
€312k▲ 14.7%
Equity and liabilities €412k
Equity
€292k▲ 2.8%
Debt
€120k▼ 2.3%
The debt ratio falls from 30.2% to 29.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▼
2024 · €57k
Cash flow
€43k▼
2024 · €52k
Solvency
70.9%▲
2024 · 69.8%
Current ratio
9.75▼
2024 · 11.06
Quick ratio
5.93▼
2024 · 6.24
Debt / equity
0.41▼
2024 · 0.43
ROE
2.7%▼
2024 · 6.5%
ROA
1.9%▼
2024 · 4.5%
Interest coverage
18.01▲
2024 · 14.77
Debt
€120k▼
2024 · €123k
Debt ≤ 1 year
€32k▲
2024 · €25k
Debt > 1 year
€88k▼
2024 · €98k
Income taxes
€4k▼
2024 · €6k
Staff costs
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€407k€412k▲
Fixed assets21/28€135k€100k▼
Tangible fixed assets22/27€135k€100k▼
Land and buildings22€27k€20k▼
Plant, machinery and equipment23€69k€53k▼
Furniture and vehicles24€40k€27k▼
Current assets29/58€272k€312k▲
Stocks and contracts in progress3€119k€123k▲
Stocks30/36€119k€123k▲
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€50€250▲
Other amounts receivable41€8k€12k▲
Current investments50/53€53k€53k▲
Cash at bank and in hand54/58€89k€123k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€407k€412k▲
Equity10/15€284k€292k▲
Contributions10/11€63k€63k=
Reserves13€204k€212k▲
Tax-exempt reserves132€5k€5k=
Distributable reserves133€198k€206k▲
Profit (loss) carried forward14€18k€18k=
Amounts payable17/49€123k€120k▼
Amounts payable after more than one year17€98k€88k▼
Financial debts170/4€98k€88k▼
Amounts payable within one year42/48€25k€32k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€237€8k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€971€933▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€63k€52k▼
Operating profit (loss)9901€23k€10k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€24k€12k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€18k€8k▼
Profit (loss) for the period to be appropriated9905€18k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€26k▼
Profit (loss) brought forward from the previous period14P€18k€18k=
Transfer to equity691/2€18k€8k▼
To other reserves6921€18k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2018net €32k ▲64.7%
Operating result €46k, net result €32k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.68
Current ratio from 4.17 to 8.68; short-term debt falls from €61k to €28k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Equity above €200kEq €210k ▲13.3%
3 profitable years in a row build equity to €210k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €4k ▼56.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 10/B2650 EdegemGround area
396 m²
Building footprint
151 m²
Volume, LiDAR
1,496 m³
Parcel 11472C0319/00K002, Flanders · tallest building 15.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Strijdersstraat 10/B, 2650 Edegem
since 20002.099.919.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0319/00K002 | Flanders | 396 m² | 1 · 151 m² | 15.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 45 companies in sector 46422 we hold annual accounts for 24. 12 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2000
Fiscal year end31-12
Activities, NACEBEL
46422Wholesale trade
47714Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.