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CGM DESIGN

Active
Private limited company (pre-2019)founded 200719 yrs activeRue Paul Pastur(FAR) 76, 6240 Farciennes, BelgiumKBO/BCE: BE 0891.694.175
Summary

The computed 12-month bankruptcy probability of CGM DESIGN is 7.8% (elevated). The 2025 annual accounts show negative equity (-€6,351) and a net result of -€19,782. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9042 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch ReportCompare
CGM DESIGNActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320NACE 45421
#8 oldest company in Farciennes, Construction sector1 site
Size
€30,649turnover 2025
Equity
-€6,351
Loss
-€19,782
Financial health
36 Weak Checked score 2025
Bankruptcy chance 12 m
7.8%
Structure
Accounts filed 61 d late
Why 36- Latest accounts 61 days late; 2 of the last 3 late- Loss of €19,782 (FY 2025)- 2 ex-officio strike-offs in the KBO+ Size: turnover €30,649, total assets €27,931Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 58% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 2-69
equity -22.7% of total assets
Liquidity 0-25
short-term debt 122.6% · cash 0.1%
Profitability 0-100
return on assets -70.8%
Bankruptcy probability, 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 3.0%▲ +2.1% vs 12-2024 02-2025: 3.1%▲ +1.6% vs 01-2025 03-2025: 3.1%▲ +0.8% vs 02-2025 04-2025: 3.2%▲ +2.1% vs 03-2025 05-2025: 3.2%▼ -0.2% vs 04-2025 06-2025: 3.0%▼ -6.4% vs 05-2025 07-2025: 3.4%▲ +13.9% vs 06-2025 08-2025: 2.3%▼ -31.0% vs 07-2025 09-2025: 2.3%● 0.0% vs 08-2025 10-2025: 2.3%● 0.0% vs 09-2025 11-2025: 2.3%● 0.0% vs 10-2025 12-2025: 2.3%● 0.0% vs 11-2025 01-2026: 2.4%▲ +2.2% vs 12-2025 02-2026: 2.4%● 0.0% vs 01-2026 03-2026: 2.4%▲ +0.8% vs 02-2026 04-2026: 2.5%▲ +4.0% vs 03-2026 05-2026: 2.4%▼ -2.5% vs 04-2026 06-2026: 2.3%▼ -6.8% vs 05-2026lowest value 07-2026: 2.4%▲ +4.6% vs 06-2026 08-2026: 3.2%▲ +36.4% vs 07-2026 09-2026: 3.4%▲ +6.5% vs 08-2026 10-2026: 7.8%▲ +125% vs 09-2026highest value
  • Size: turnover €30,649, total assets €27,931 lowers the probability for this profile
  • Latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Loss of €19,782 (FY 2025) raises the probability
  • 2 ex-officio strike-offs in the KBO raises the probability
No credit on open account
Liquidity short (current ratio 0.82 against 2.02 in 2024; short-term debt: 122.6% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 50%, liquidity 15%, profitability 93%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €30,649, total assets €27,931
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €19,782 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€6,351
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
15 d early
2023
59 d late
2022
76 d late
2021
28 d late
2020
92 d late
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-compliance×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€19,782
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€6,351 View
  • Caution: Among the weakest 5% on solvencysector median 44.2% · 9,042 companies -22.7% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View

By topic

Financials

Fiscal year
2025
Turnover
€30,649
Loss
-€19,782
Solvency
-22.7%
Turnover▼ 54.0%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 16-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Joinery installationNACE 43320
Founded
29-08-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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