PEETERS CONSTRUCT
ActiveSummary
The annual accounts of PEETERS CONSTRUCT for fiscal year 2025 show a net loss of 57% of total assets. The 2025 annual accounts show equity of €26k and a net result of €-16k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency100▲+24
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 8.31 against 1.64 in 2024; short-term debt: 7.5% and cash: 14.1% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
-57.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
90 d early
2023
1 d early
2022
26 d early
2021
2 d late
2020
2 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€26k▼ 38.2%
2024 · €42k
2018: €13k
2019: €14k
2020: €18k
2021: €17k
2022: €28k
2023: €29k
2024: €42k
2018 → 2025
Total assets
€28k▼ 65.8%
2024 · €82k
2018: €92k
2019: €74k
2020: €59k
2021: €53k
2022: €103k
2023: €69k
2024: €82k
2018 → 2025
Net result
€-16k
2024 · €13k
2018: €8k
2019: €8k
2020: €4k
2021: €-603
2022: €9k
2023: €1k
2024: €13k
2018 → 2025
Working capital
€15k▼ 40.2%
2024 · €26k
2018: €-5k
2019: €10k
2020: €17k
2021: €26k
2022: €45k
2023: €28k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€28k▲ 58.2%€29k▲ 5.3%€42k▲ 43.9%€26k▼ 38.2%
Operating result€70-€12k▲ 17,601%€3k▼ 78.3%€20k▲ 650%€-16k
Net result€-603-€9k€1k▼ 83.3%€13k▲ 768%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€10k ▼ 35.0%
Current assets
€17k ▼ 73.4%
Equity and liabilities €28k
Equity
€26k ▼ 38.2%
Debt
€2k ▼ 94.7%
Debt's share of the balance-sheet total falls from 48.8% to 7.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €21k
Cash flow
€-10k▼
2024 · €14k
Current ratio
8.31▲
2024 · 1.64
Debt to equity
0.08▼
2024 · 0.95
ROE
-61.8%▼
2024 · 30.5%
ROA
-57.2%▼
2024 · 15.6%
Interest coverage
-76.56▼
2024 · 251.25
Debt ≤ 1 year
€2k▼
2024 · €40k
Income taxes
€295▼
2024 · €7k
Staff costs
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€28k▼
Fixed assets21/28€16k€10k▼
Intangible fixed assets21€198€0▼
Tangible fixed assets22/27€16k€10k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€16k€10k▼
Current assets29/58€65k€17k▼
Stocks and contracts in progress3€6k€0▼
Stocks30/36€6k€0▼
Amounts receivable within one year40/41€27k€12k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€14k€5k▼
Cash at bank and in hand54/58€30k€4k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€82k€28k▼
Equity10/15€42k€26k▼
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€10k€-6k▼
Amounts payable17/49€40k€2k▼
Amounts payable within one year42/48€40k€2k▼
Trade debts44€14k€640▼
Suppliers440/4€14k€640▼
Advances received on contracts in progress46€1k€0▼
Taxes, remuneration and social security45€10k€1k▼
Taxes450/3€10k€1k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€15k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€9k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€490€655▲
Gross operating margin9900€30k€-8k▼
Operating profit (loss)9901€20k€-16k▼
Financial income75/76B€6€123▲
Recurring financial income75€6€123▲
Financial charges65/66B€84€131▲
Recurring financial charges65€84€131▲
Profit (loss) for the period before taxes9903€20k€-16k▼
Income taxes67/77€7k€295▼
Profit (loss) for the period9904€13k€-16k▼
Profit (loss) for the period to be appropriated9905€13k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-6k▼
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-16k ▼225%
Net result drops to €-16k, the lowest in the series.
30-09
Financial
Liquidity times 5current ratio 8.31
Current ratio from 1.64 to 8.31; short-term debt falls from €40k to €2k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €13k ▲768%
Operating result €20k, net result €13k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Nazylaan(Kok) 18670 KoksijdeGround area
300 m²
Building footprint
133 m²
Volume, LiDAR
1,499 m³
Parcel 38343A0389/00B000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Peeters Construct bvba
since 20052.146.592.380
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38343A0389/00B000 | Flanders | 300 m² | 1 · 133 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KRP Projects
BE 1017.271.068
Dendermonde · Eq €25,829
DAKWERKEN GEEROMS
BE 0784.640.027
Ninove · Eq €25,796
Esano-projects
BE 0772.428.519
Anzegem · Eq €25,789
Wilson Woods
BE 0737.939.871
Brecht · Eq €25,847
Schrijnwerkerij Vervecken Seppe
BE 0795.156.114
Mol · Eq €25,780
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,563 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2005
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.