CLPose
ActiveSummary
The annual accounts of CLPose for fiscal year 2025 show a net loss of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €3,054 and a net result of -€5,696. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 28254 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency37▼-17
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.11 against 1.38 in 2024; short-term debt: 87.9% and cash: 20.8% of total assets), and 87.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-22.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 28254 sector peers (2025).
NBB · sector comparisonPosition among 28254 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
28 d late
2022
26 d late
2021
28 d late
2020
28 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3,054▼ 65.1%
2024 · €8,750
Total assets
€25,310▼ 15.5%
2024 · €29,969
Net result
-€5,696
2024 · €17,637
Working capital
€2,405▼ 70.3%
2024 · €8,101
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,507▼ 17.3%-€297▲ 95.4%-€8,787▼ 2,860%€14,539-€6,066
Net result-€5,450below the sector's middle half▼ 15.4%€413below the sector's middle half-€8,603below the sector's middle half€17,637within the sector's middle half-€5,696below the sector's middle half
Equity-€697below the sector's middle half-€284below the sector's middle half▲ 59.3%-€8,887below the sector's middle half▼ 3,032%€8,750below the sector's middle half€3,054below the sector's middle half▼ 65.1%
Total assets€17,443below the sector's middle half▼ 19.2%€25,563below the sector's middle half▲ 46.5%€18,523below the sector's middle half▼ 27.5%€29,969below the sector's middle half▲ 61.8%€25,310below the sector's middle half▼ 15.5%
Debt€18,141▲ 7.7%€25,847▲ 42.5%€27,410▲ 6.0%€21,219▼ 22.6%€22,256▲ 4.9%
Working capital-€1,346below the sector's middle half▲ 59.9%-€933below the sector's middle half▲ 30.7%-€9,536below the sector's middle half▼ 923%€8,101within the sector's middle half€2,405below the sector's middle half▼ 70.3%
Solvency-4.0%below the sector's middle half▼ 26.0pp-1.1%below the sector's middle half▲ 2.9pp-48.0%below the sector's middle half▼ 46.9pp29.2%within the sector's middle half▲ 77.2pp12.1%below the sector's middle half▼ 17.1pp
Current ratio0.93below the sector's middle half▲ 0.120.96below the sector's middle half▲ 0.040.65below the sector's middle half▼ 0.311.38within the sector's middle half▲ 0.731.11within the sector's middle half▼ 0.27
Return on assets (ROA)-31.2%below the sector's middle half▼ 9.4pp1.6%within the sector's middle half▲ 32.9pp-46.4%below the sector's middle half▼ 48.1pp58.9%above the sector's middle half▲ 105.3pp-22.5%below the sector's middle half▼ 81.4pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,066 after €14,539 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25,310
Fixed assets
€649 =
Current assets
€24,662 ▼ 15.9%
Equity and liabilities €25,310
Equity
€3,054 ▼ 65.1%
Debt
€22,256 ▲ 4.9%
Debt's share of the balance-sheet total rises from 70.8% to 87.9%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
0.86▼
2024 · 1.38
Debt to equity
7.29▲
2024 · 2.43
ROE
-186.5%▼
2024 · 201.6%
Debt ≤ 1 year
€22,256▲
2024 · €21,219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,458 | - | - | - | - | - |
| Other operating charges640/8 | - | €738 | €4,894 | €656 | €638 | ▼ 2.8% |
| Gross operating margin9900 | €1,793 | €441 | -€3,893 | €15,196 | -€5,428 | ▼ 136% |
| Operating profit (loss)9901 | -€6,507 | -€297 | -€8,787 | €14,539 | -€6,066 | ▼ 142% |
| Financial income75/76B | - | €762 | €250 | €3,164 | €434 | ▼ 86.3% |
| Recurring financial income75 | €1,195 | €762 | €250 | €3,164 | €434 | ▼ 86.3% |
| Financial charges65/66B | - | €52 | €66 | €66 | €63 | ▼ 4.7% |
| Recurring financial charges65 | €138 | €52 | €66 | €66 | €63 | ▼ 4.7% |
| Profit (loss) for the period before taxes9903 | -€5,450 | €413 | -€8,603 | €17,637 | -€5,696 | ▼ 132% |
| Profit (loss) for the period9904 | -€5,450 | €413 | -€8,603 | €17,637 | -€5,696 | ▼ 132% |
| Profit (loss) for the period to be appropriated9905 | -€5,450 | €413 | -€8,603 | €17,637 | -€5,696 | ▼ 132% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,443 | €25,563 | €18,523 | €29,969 | €25,310 | ▼ 15.5% |
| Fixed assets21/28 | €649 | €649 | €649 | €649 | €649 | = |
| Financial fixed assets28 | €649 | €649 | €649 | €649 | €649 | = |
| Current assets29/58 | €16,795 | €24,914 | €17,874 | €29,320 | €24,662 | ▼ 15.9% |
| Stocks and contracts in progress3 | - | - | - | - | €5,600 | - |
| Stocks30/36 | - | - | - | - | €5,600 | - |
| Amounts receivable within one year40/41 | €11,256 | €18,350 | €13,985 | €25,386 | €13,794 | ▼ 45.7% |
| Trade receivables40 | - | €17,736 | €13,304 | €25,032 | €13,243 | ▼ 47.1% |
| Other amounts receivable41 | - | €615 | €681 | €354 | €552 | ▲ 55.9% |
| Cash at bank and in hand54/58 | €5,539 | €6,564 | €3,889 | €3,934 | €5,267 | ▲ 33.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,443 | €25,563 | €18,523 | €29,969 | €25,310 | ▼ 15.5% |
| Equity10/15 | -€697 | -€284 | -€8,887 | €8,750 | €3,054 | ▼ 65.1% |
| Contributions10/11 | - | €8,200 | €8,200 | €8,200 | €8,200 | = |
| Outside capital11 | - | - | - | - | €8,200 | - |
| Share premium1100/10 | - | - | - | - | €8,200 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€10,757 | -€10,344 | -€18,947 | -€1,310 | -€7,006 | ▼ 435% |
| Amounts payable17/49 | €18,141 | €25,847 | €27,410 | €21,219 | €22,256 | ▲ 4.9% |
| Amounts payable within one year42/48 | €18,141 | €25,847 | €27,410 | €21,219 | €22,256 | ▲ 4.9% |
| Trade debts44 | €4,979 | €4,630 | €2,953 | €666 | €86 | ▼ 87.1% |
| Suppliers440/4 | - | €4,630 | €2,953 | €666 | €86 | ▼ 87.1% |
| Advances received on contracts in progress46 | - | - | €3,800 | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €1,047 | - | - |
| Taxes450/3 | - | - | - | €1,047 | - | - |
| Other amounts payable47/48 | - | €21,217 | €20,656 | €19,506 | €22,170 | ▲ 13.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,450 | €413 | -€8,603 | €17,637 | -€5,696 | ▼ 132% |
| + Depreciation and write-downs630 | €7,458 | - | - | - | - | - |
| Operating cash flow (approximation) | €2,008 | €413 | -€8,603 | €17,637 | -€5,696 | ▼ 132% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,025 | -€2,675 | €45 | €1,333 | ▲ 2,831% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial
Back to profitnet €17,637
Net result €17,637 after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.65 to 1.38; short-term debt falls from €27,410 to €21,219.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet -€8,603
Net result drops to -€8,603, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
30-06
Financial
Back to profitnet €413
Net result €413 after 3 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2010
Ground area
378 m²
Building footprint
84 m²
Volume, LiDAR
336 m³
Parcel 62016A0398/00Y002, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chaussée de Hannut(Biers) 422, 4460 Grâce-Hollogne
since 20102.193.691.820
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62016A0398/00Y002 | Wallonia | 378 m² | 1 · 84 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 2,125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-08-2010
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0828747016
Also
9925:BE0828747016
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.