CFP
ActiveSummary
The computed 12-month bankruptcy probability of CFP is 2.0% (moderate). The 2025 annual accounts show equity of €61k and a net result of €72. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 92% of 7058 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69=
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 14.48 against 3.04 in 2024; short-term debt: 6.2% and cash: 77% of total assets), and 6.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
5 d late
2023
4 d early
2022
18 d late
2021
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€61k▲ 0.1%
2024 · €61k
Total assets
€65k▼ 24.7%
2024 · €86k
Net result
€72▼ 23.9%
2024 · €94
Working capital
€54k▲ 4.3%
2024 · €51k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€43k-€51k▲ 16.7%€2k▼ 96.5%€1k▼ 41.8%€585▼ 42.8%
Net result€33k-€39k▲ 18.6%€368▼ 99.1%€94▼ 74.5%€72▼ 23.9%
Equity€36k-€75k▲ 109%€61k▼ 19.5%€61k▲ 0.2%€61k▲ 0.1%
Total assets€64k-€111k▲ 74.8%€99k▼ 10.7%€86k▼ 13.6%€65k▼ 24.7%
Debt€28k-€36k▲ 30.7%€39k▲ 7.5%€25k▼ 35.0%€4k▼ 84.3%
Working capital€35k-€75k▲ 116%€59k▼ 21.5%€51k▼ 12.6%€54k▲ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 43% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€7k ▼ 23.2%
Current assets
€58k ▼ 24.9%
Equity and liabilities €65k
Equity
€61k ▲ 0.1%
Debt
€4k ▼ 84.3%
Debt's share of the balance-sheet total falls from 29.4% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €2k
Cash flow
€3k▲
2024 · €1k
Current ratio
14.48▲
2024 · 3.04
Debt to equity
0.07▼
2024 · 0.42
ROE
0.1%▼
2024 · 0.2%
ROA
0.1%▲
2024 · 0.1%
Interest coverage
85.32▲
2024 · 6.69
Debt ≤ 1 year
€4k▼
2024 · €25k
Income taxes
€481▼
2024 · €569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €565 | €1k | €3k | ▲ 117% |
| Other operating charges640/8 | €1k | €520 | €285 | €2k | €620 | ▼ 68.2% |
| Non-recurring operating charges66A | - | €146 | - | - | - | - |
| Gross operating margin9900 | €45k | €52k | €3k | €4k | €4k | ▼ 3.4% |
| Operating profit (loss)9901 | €43k | €51k | €2k | €1k | €585 | ▼ 42.8% |
| Financial income75/76B | - | - | - | - | €10 | - |
| Recurring financial income75 | - | - | - | - | €10 | - |
| Financial charges65/66B | €2k | €1k | €726 | €360 | €42 | ▼ 88.3% |
| Recurring financial charges65 | €2k | €1k | €726 | €360 | €42 | ▼ 88.3% |
| Profit (loss) for the period before taxes9903 | €42k | €50k | €1k | €663 | €553 | ▼ 16.6% |
| Income taxes67/77 | €9k | €10k | €663 | €569 | €481 | ▼ 15.4% |
| Profit (loss) for the period9904 | €33k | €39k | €368 | €94 | €72 | ▼ 23.9% |
| Profit (loss) for the period to be appropriated9905 | €33k | €39k | €368 | €94 | €72 | ▼ 23.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64k | €111k | €99k | €86k | €65k | ▼ 24.7% |
| Formation expenses20 | €1k | - | - | - | - | - |
| Fixed assets21/28 | €150 | €150 | €2k | €9k | €7k | ▼ 23.2% |
| Tangible fixed assets22/27 | - | - | €2k | €9k | €7k | ▼ 23.6% |
| Furniture and vehicles24 | - | - | €2k | €9k | €7k | ▼ 23.6% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €62k | €111k | €98k | €77k | €58k | ▼ 24.9% |
| Amounts receivable within one year40/41 | €58k | €65k | €28k | €53k | €7k | ▼ 86.4% |
| Trade receivables40 | €58k | €57k | €12k | €38k | €7k | ▼ 80.8% |
| Other amounts receivable41 | €155 | €8k | €16k | €16k | - | - |
| Cash at bank and in hand54/58 | €4k | €47k | €70k | €23k | €50k | ▲ 118% |
| Deferred charges and accrued income490/1 | - | - | - | €526 | €600 | ▲ 14.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64k | €111k | €99k | €86k | €65k | ▼ 24.7% |
| Equity10/15 | €36k | €75k | €61k | €61k | €61k | ▲ 0.1% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | - | €300 | - | - | - | - |
| Non-distributable reserves130/1 | - | €300 | - | - | - | - |
| Reserves not available under the articles1311 | - | €300 | - | - | - | - |
| Profit (loss) carried forward14 | €33k | €72k | €58k | €58k | €58k | ▲ 0.1% |
| Amounts payable17/49 | €28k | €36k | €39k | €25k | €4k | ▼ 84.3% |
| Amounts payable within one year42/48 | €28k | €36k | €39k | €25k | €4k | ▼ 84.3% |
| Trade debts44 | €23 | €988 | €12k | €6k | €1k | ▼ 75.9% |
| Suppliers440/4 | €23 | €988 | €12k | €6k | €1k | ▼ 75.9% |
| Taxes, remuneration and social security45 | €18k | €28k | €8k | €8k | €2k | ▼ 75.7% |
| Taxes450/3 | €15k | €26k | €8k | €8k | €2k | ▼ 75.7% |
| Remuneration and social security454/9 | €2k | €2k | - | - | - | - |
| Other amounts payable47/48 | €10k | €7k | €19k | €12k | €645 | ▼ 94.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €39k | €368 | €94 | €72 | ▼ 23.9% |
| + Depreciation and write-downs630 | - | €1k | €565 | €1k | €3k | ▲ 117% |
| Operating cash flow (approximation) | €33k | €40k | €934 | €1k | €3k | ▲ 108% |
| Investment in fixed assets (approximation) | - | €-1k | €-2k | €-9k | €-880 | ▲ 90.1% |
| Change in cash | - | €43k | €23k | €-47k | €27k | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €72 ▼23.9%
Net result drops to €72, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 14.48
Current ratio from 3.04 to 14.48; short-term debt falls from €25k to €4k.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2021net €39k ▲18.6%
Operating result €51k, net result €39k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Ground area
138 m²
Building footprint
81 m²
Volume, LiDAR
1,064 m³
Parcel 21806F0052/00X007, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CFP
since 20202.308.061.451
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0052/00X007 | Brussels | 138 m² | 1 · 81 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Contact
E-mail
petitch@hotmail.com
Phone
+32486358018
Scores and ratios are computed by Checked and are not a credit decision.