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CFJML

Active
Private limited companyfounded 2021active for 4 yearsRue des Mineurs 12, 4000 Liège, BelgiumKBO/BCE: BE 0778.797.855
Summary

The computed 12-month bankruptcy probability of CFJML is 1.9% (moderate). The 2025 annual accounts show equity of €107,884 and a net result of -€4,846. Equity has been growing by about 12% per year since 2022. Its solvency ranks better than 25% of 10,818 sector peers (NACE 70, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 17-12-2021 Normal situation
Activity
Activities of head offices NACE 70100and 3 others
Establishment unit
2.325.198.084 4000 Liège, since 01-01-2022
Financial year end
31 December
Peppol
Reachable since 03-01-2026

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
€132,878
▲ 38.2%
Turnover
≈ €220,000
estimated
Loss
€4,846
Equity
€107,884
▼ 4.3%
Total assets
€471,691
▲ 46.4%
Employees on 31-12-2025
4
Score breakdownraises riskFounded in 20211 change of registered office in 24 monthsSize: 2.8 FTE, total assets €471,691lowers riskFigures for financial year 2025 (filed on 09-07-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 36% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 48-12
equity 22.9% of total assets
Liquidity 30-1
short-term debt 59.9% · cash 9.0%
Profitability 67+33
return on assets -1.0%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.0%● unchanged vs 01-2025lowest value 03-2025: 1.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.8%▲ +0.7 percentage points vs 07-2025 09-2025: 1.7%▼ -0.1 percentage points vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 2.0%● unchanged vs 08-2026highest value 10-2026: 1.9%▼ -0.1 percentage points vs 09-2026 11-2026: 1.9%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.02 (1.47 in 2024), below the usual 1.5. Short-term debt is 59.9% and cash 9% of total assets. 77.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 39% of them on solvency, 27% on liquidity, 48% on profitability and 32% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 09-07-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: 2.8 FTE, total assets €471,691
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10818 sector peers (2025).
NBB · sector comparison
Position among 10818 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
22 days early
2024
2 days early
2023
29 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 9 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 09-07-2026 at the NBB all 4 filings

Turnover
≈ €220,000
Estimated: probably between €170,000 and €280,000
Total assets
€471,691▲ 46.4%
2024 · €322,193
Net result
-€4,846
2024 · €121
Working capital
€6,029▼ 92.2%
2024 · €77,359
Multi-year overview
2022 to 2025, 4 financial years
Operating result
€5,366
▼ 25.8% 2025
20222025
Net result
-€4,846
2025
lowest quarter of the sector
20222025
Equity
€107,884
▼ 4.3% 2025
middle half of the sector
20222025
Total assets
€471,691
▲ 46.4% 2025
middle half of the sector
20222025
Debt
€363,807
▲ 73.7% 2025
20222025
Working capital
€6,029
▼ 92.2% 2025
middle half of the sector
20222025
Solvency
22.9%
▼ 12.1pp 2025
lowest quarter of the sector
20222025
Current ratio
1.02
▼ 0.45 2025
middle half of the sector
20222025
Return on assets (ROA)
-1.0%
▼ 1.1pp 2025
lowest quarter of the sector
20222025
Staff (FTE)
2.8
2025
highest quarter of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€23,742-€126,585▲ 433%€7,235▼ 94.3%€5,366▼ 25.8%
Net result€11,814within the sector's middle half-€80,794above the sector's middle half▲ 584%€121below the sector's middle half▼ 99.9%-€4,846below the sector's middle half
Equity€31,814within the sector's middle half-€112,609within the sector's middle half▲ 254%€112,730within the sector's middle half▲ 0.1%€107,884within the sector's middle half▼ 4.3%
Total assets€148,713within the sector's middle half-€245,780within the sector's middle half▲ 65.3%€322,193within the sector's middle half▲ 31.1%€471,691within the sector's middle half▲ 46.4%
Debt€116,899-€133,171▲ 13.9%€209,463▲ 57.3%€363,807▲ 73.7%
Working capital€4,528within the sector's middle half-€78,304within the sector's middle half▲ 17×€77,359within the sector's middle half▼ 1.2%€6,029within the sector's middle half▼ 92.2%
Solvency21.4%below the sector's middle half-45.8%within the sector's middle half▲ 24.4pp35.0%within the sector's middle half▼ 10.8pp22.9%below the sector's middle half▼ 12.1pp
Current ratio1.07within the sector's middle half-1.82within the sector's middle half▲ 0.751.47within the sector's middle half▼ 0.351.02within the sector's middle half▼ 0.45
Return on assets (ROA)7.9%within the sector's middle half-32.9%above the sector's middle half▲ 24.9pp0.0%below the sector's middle half▼ 32.8pp-1.0%below the sector's middle half▼ 1.1pp
Staff (FTE)2.8above the sector's middle half
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 26% lower than in 2024 and the lowest since 2022. It is the second fall in a row.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471,691
Fixed assets €183,206 ▲ 132%
Current assets €288,485 ▲ 18.7%
Equity and liabilities €471,691
Equity €107,884 ▼ 4.3%
Debt €363,807 ▲ 73.7%
Debt's share of the balance-sheet total rises from 65.0% to 77.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,771▲
2024 · €15,397
Cash flow
€12,559▲
2024 · €8,283
Quick ratio
0.30▲
2024 · 0.28
Debt to equity
3.37▲
2024 · 1.86
ROE
-4.5%▼
2024 · 0.1%
Interest coverage
8.02▲
2024 · 1.83
Debt ≤ 1 year
€282,456▲
2024 · €165,700
Debt > 1 year
€81,351▲
2024 · €43,763
Income taxes
€7,372▲
2024 · -€1,213
Staff costs
€107,132▲
2024 · €80,143
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-2025
Employees at the balance-sheet date4
full-time2
part-time2
in full-time equivalents2.8
Average over the year, in full-time equivalents2.8
On a permanent contract3
Joined3
Left2

Source: social balance sheet in the 2025 annual accounts

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€34,006€6,593€15,161€116,256
Intangible fixed assets€57,985€0--
Financial fixed assets€1,600--€7,800
Depreciation and write-downs of the year€10,524€17,526€8,162€17,405

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€322,193€471,691▲
Fixed assets21/28€79,134€183,206▲
Intangible fixed assets21€40,107€34,791▼
Tangible fixed assets22/27€37,427€139,015▲
Land and buildings22€7,244€87,921▲
Plant, machinery and equipment23€17,989€51,094▲
Furniture and vehicles24€12,194€0▼
Financial fixed assets28€1,600€9,400▲
Current assets29/58€243,059€288,485▲
Stocks and contracts in progress3€196,445€203,917▲
Stocks30/36€196,445€203,917▲
Amounts receivable within one year40/41€22,264€37,341▲
Trade receivables40€18,850€37,341▲
Other amounts receivable41€3,414-
Cash at bank and in hand54/58€18,668€42,568▲
Deferred charges and accrued income490/1€5,682€4,659▼
Equity and liabilities
Total equity and liabilities10/49€322,193€471,691▲
Equity10/15€112,730€107,884▼
Contributions10/11€20,000€20,000=
Reserves13-€80,000
Distributable reserves133-€80,000
Profit (loss) carried forward14€92,730€7,884▼
Amounts payable17/49€209,463€363,807▲
Amounts payable after more than one year17€43,763€81,351▲
Financial debts170/4€43,763€81,351▲
Amounts payable within one year42/48€165,700€282,456▲
Current portion of amounts payable after more than one year42€29,402€38,737▲
Trade debts44€80,470€191,525▲
Suppliers440/4€80,470€191,525▲
Taxes, remuneration and social security45€55,828€46,919▼
Taxes450/3€42,446€27,129▼
Remuneration and social security454/9€13,382€19,790▲
Other amounts payable47/48-€5,275
Income statement Code20242025
Remuneration, social security and pensions62€80,143€107,132▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,162€17,405▲
Other operating charges640/8€601€400▼
Non-recurring operating charges66A-€2,575
Gross operating margin9900€96,141€132,878▲
Operating profit (loss)9901€7,235€5,366▼
Financial income75/76B€73€0▼
Recurring financial income75€73€0▼
Financial charges65/66B€8,400€2,840▼
Recurring financial charges65€8,400€2,840▼
Profit (loss) for the period before taxes9903-€1,092€2,526▲
Income taxes67/77-€1,213€7,372▲
Profit (loss) for the period9904€121-€4,846▼
Profit (loss) for the period to be appropriated9905€121-€4,846▼
Appropriation of the result
Profit (loss) to be appropriated9906€92,730€87,884▼
Profit (loss) brought forward from the previous period14P€92,609€92,730▲
Transfer to equity691/2-€80,000
To other reserves6921-€80,000
Social balance sheet
Average headcount (FTE)9087-2.8

The notes to these accounts have 16 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.

Line2022202320242025Change
Remuneration, social security and pensions62€24,215€65,481€80,143€107,132▲ 33.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,524€17,526€8,162€17,405▲ 113%
Other operating charges640/8€754€513€601€400▼ 33.4%
Non-recurring operating charges66A---€2,575-
Gross operating margin9900€59,235€210,105€96,141€132,878▲ 38.2%
Operating profit (loss)9901€23,742€126,585€7,235€5,366▼ 25.8%
Financial income75/76B€750€3€73€0▼ 100%
Recurring financial income75€750€3€73€0▼ 100%
Non-recurring financial income76B€750----
Financial charges65/66B€7,353€13,624€8,400€2,840▼ 66.2%
Recurring financial charges65€7,353€13,624€8,400€2,840▼ 66.2%
Profit (loss) for the period before taxes9903€17,139€112,964-€1,092€2,526-
Income taxes67/77€5,325€32,170-€1,213€7,372-
Profit (loss) for the period9904€11,814€80,794€121-€4,846-
Profit (loss) for the period to be appropriated9905€11,814€80,794€121-€4,846-
Line2022202320242025Change
Assets
Total assets20/58€148,713€245,780€322,193€471,691▲ 46.4%
Fixed assets21/28€83,067€72,134€79,134€183,206▲ 132%
Intangible fixed assets21€51,704€43,007€40,107€34,791▼ 13.3%
Tangible fixed assets22/27€29,763€27,527€37,427€139,015▲ 271%
Land and buildings22€9,282€7,754€7,244€87,921▲ 12×
Plant, machinery and equipment23€3,104€4,388€17,989€51,094▲ 184%
Furniture and vehicles24€17,377€15,386€12,194€0▼ 100%
Financial fixed assets28€1,600€1,600€1,600€9,400▲ 488%
Current assets29/58€65,646€173,646€243,059€288,485▲ 18.7%
Stocks and contracts in progress3€27,565€121,162€196,445€203,917▲ 3.8%
Stocks30/36€27,565€121,162€196,445€203,917▲ 3.8%
Amounts receivable within one year40/41€0€11,478€22,264€37,341▲ 67.7%
Trade receivables40-€0€18,850€37,341▲ 98.1%
Other amounts receivable41€0€11,478€3,414--
Cash at bank and in hand54/58€37,081€39,112€18,668€42,568▲ 128%
Deferred charges and accrued income490/1€1,000€1,895€5,682€4,659▼ 18.0%
Equity and liabilities
Total equity and liabilities10/49€148,713€245,780€322,193€471,691▲ 46.4%
Equity10/15€31,814€112,609€112,730€107,884▼ 4.3%
Contributions10/11€20,000€20,000€20,000€20,000=
Reserves13---€80,000-
Distributable reserves133---€80,000-
Profit (loss) carried forward14€11,814€92,609€92,730€7,884▼ 91.5%
Amounts payable17/49€116,899€133,171€209,463€363,807▲ 73.7%
Amounts payable after more than one year17€55,780€37,829€43,763€81,351▲ 85.9%
Financial debts170/4€55,780€37,829€43,763€81,351▲ 85.9%
Amounts payable within one year42/48€61,119€95,342€165,700€282,456▲ 70.5%
Current portion of amounts payable after more than one year42€17,698€19,252€29,402€38,737▲ 31.7%
Trade debts44€6,627€19,257€80,470€191,525▲ 138%
Suppliers440/4€6,627€13,138€80,470€191,525▲ 138%
Bills of exchange payable441-€6,119---
Taxes, remuneration and social security45€23,999€56,833€55,828€46,919▼ 16.0%
Taxes450/3€19,415€48,455€42,446€27,129▼ 36.1%
Remuneration and social security454/9€4,584€8,378€13,382€19,790▲ 47.9%
Other amounts payable47/48€12,795€0-€5,275-
Line2022202320242025Change
Profit (loss) for the period9904€11,814€80,794€121-€4,846-
+ Depreciation and write-downs630€10,524€17,526€8,162€17,405▲ 113%
Operating cash flow (approximation)€22,338€98,321€8,283€12,559▲ 51.6%
Investment in fixed assets (approximation)--€6,593-€15,162-€121,477▼ 701%
Change in cash-€2,030-€20,444€23,900-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 1,271 companies had the same profile as CFJML has now. Two years later, 93.5% were still going and 4.1% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
93.5% was still going
2.0% stopped otherwise
4.1% went bankrupt

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CFJML itself: 1.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,271 companies, not a prediction for CFJML. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 09-07-2026 2026-00277769 PDF
31-12-2024 micro format 29-07-2025 2025-00330745 PDF
31-12-2023 micro format 29-08-2024 2024-00395359 PDF
31-12-2022 micro format 31-08-2023 2023-00386158 PDF

Board & ownership

Directors

Directors
2 directors
FERRANTE Clélia
Director · in office according to the act of 07-07-2026 · listed in the 2023 annual accounts, filed on 29-08-2024
Current
LOUIS Jean-Marie Louis
Director · in office according to the act of 07-07-2026 · listed in the 2023 annual accounts, filed on 29-08-2024
Current

Owners and capital

Capital transactions

Capital over time
  1. 17-07-2026 Capital stated in the deed · 400 shares
  2. 07-07-2026 Capital increase of €15,000 · 300 new shares · in cash

Mandate history

2 people, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
FERRANTE Clélia
  • Director, since before 07-07-2026
LOUIS Jean-Marie Louis
  • Director, since before 07-07-2026
See the board, name and registered office on a given date →

Articles of association

Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Plus étendus prévus CSA, unanimité voix exprimées ou représentées”

Articles of association, deed of 17-07-2026 (in French)

Network & group

CFJML shares no director with another company.

Companies at the same address

4 other companies

Connections & network

2 current directors
Depth

The network starts from the directors of CFJML. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
17-07
Gazette deed Amendment of the articles
Capital3 points ▸
  • General meeting, 24-06-2026
  • Amendment of the articles
  • Capital

Open the act in the Belgian Official Gazette

09-07
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 22 days before the deadline
07-07
Gazette deed Registered office moved within Liège
Capital increase of €15,000 · Reappointments: FERRANTE Clélia (director) and LOUIS Jean-Marie Louis (director) · Declaration21 points ▸
  • General meeting, 24-06-2026
  • Declaration, “statutes unmodified, Les statuts n'ont pas été modifiés à ce jour” (deed in French)
  • General meeting, “Dispense de rapports, apport en numéraire et tous les actionnaires présents” (deed in French)
  • Declaration, “no immediate payment, aucun versement ne doit encore être effectué sur les actions au moment de la souscription” (deed in French)
  • Declaration, “no statutory capital account, Ces apports ne seront pas inscrits sur un compte de capitaux statutairement indisponible” (deed in French)
  • Capital contribution, €15,000
  • General meeting, “rapport nommé structure organisationnelle annexé à l'acte, Rapport préalable” (deed in French)
  • Purpose change
  • Amendment of the articles
  • Other provision, “convention de management et de trésorerie, conventions approuvées” (deed in French)
  • Other provision, “convention de rémunération, conventions approuvées” (deed in French), mentioned 2 times in the deed
  • Other provision, “convention réglementée, conventions approuvées” (deed in French)
  • The act holds 9 more points.

Open the act in the Belgian Official Gazette

2025
31-12
Financial Weakest financial yearnet -€4,846
The net result drops to -€4,846, the lowest from 2022 to 2025.
29-07
NBB filing Annual accounts 2024 filedPDF
micro format · 2 days before the deadline
2024
29-08
NBB filing Annual accounts 2023 filedPDF
micro format · 29 days late
2023
31-12
Financial Highest result from 2022 to 2025net €80,794 ▲584%
The operating result of €126,585 and the net result of €80,794 are both a record.
31-12
Financial Equity above €100,000equity €112,609 ▲254%
With a profit in every financial year since 2022, equity grows to €112,609.
31-08
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days late
2021
21-12
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

CFJML was incorporated on 17 December 2021 as a private limited company.1 The registered office was moved to Liège in 2026.2 In 2026 the capital was increased by €15,000.2 Total assets rose from €148,713 in 2022 to €471,691 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-07-2026
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name CFJML in French
Enterprise number 0778.797.855
LEI code 9845000D56F5AESB8B93 live in the LEI register
Legal form Private limited company
Status Active, normale toestand
Founded 17-12-2021
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-07-2026 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, transfert en tout autre endroit du Royaume sur approbation de l'assemblée générale à l'unanimité”
deed of 17-07-2026 (in French)

Registered office and establishments

Registered office Rue des Mineurs 12, 4000 Liège, Belgium
Establishment unit MAISON LOUIS, Rue des Mineurs 12, 4000 Liège since 01-01-2022 · unit number 2.325.198.084
E-mail cf@maison-louis.beLiège

Activities

NACEBEL 2025
VAT activities
70100 Activities of head offices main activity
68201 Renting and operating of own or leased residential real estate, excluding social housing
70200 Business and other management consultancy
Social security (RSZ) activities
47770 Retail sale of watches and jewellery main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La détention, la gestion, l’administration, la valorisation et l’exploitation de biens immobiliers ou mobiliers, propres ou pris en…”
23 activities
  1. La détention, la gestion, l’administration, la valorisation et l’exploitation de biens immobiliers ou mobiliers, propres ou pris en location, en belgique ou à l’étrangers, à titre patrimonial.
  2. Dans ce cadre, la société peut notamment :
  3. • Donner en location ou en sous-location, y compris sous forme de location meublée, tout ou partie de ces biens ;
  4. • Mettre ces biens à disposition de ses filiales, de tiers ou de ses dirigeants, à des fins professionnelles, corporatives ou résidentielles ;
  5. • Exploiter ou mettre à disposition une infrastructure d’accueil à vocation professionnelle, corporative ou privée, comprenant des espaces d’hébergement temporaire, de réunion, de séminaire, de formation, de télétravail ou d’évènementiel ;
  6. Fournir, à titre accessoire, non autonome et indissociable de l’occupation des lieux, des services de support à l’usage professionnel des infrastructures, incluant notamment :
  7. • l’intendance, l’entretien et la logistique des locaux ;
  8. • la fourniture de denrées alimentaires, de boissons, de collations, de repas simples non élaborés ou de petits-déjeuners, destinés aux occupants, utilisateurs, collaborateurs, clients ou partenaires, dans le cadre de réunions, séjours professionnels, évènements ou activités internes ;
  9. • l’organisation matérielle de repas de travail, de séminaires ou d’évènements professionnels, sans exploitation d’un service de restauration commerciale autonome.
  10. Ces prestations alimentaires constituent des charges accessoires liées à l’exploitation et à la mise à disposition des infrastructures et ne constituent ni une activité de restauration ouverte au public, ni l’exploitation d’un établissement hôtelier ou horeca soumis à un accès à la profession.
  11. La prise de participation, directe ou indirecte, dans toutes sociétés, entreprises ou groupements, belges ou étrangers, quel que soit leur objet ou leur forme juridique.
  12. Elle exercera, à ce titre, un rôle de holding animatrice, en assurant pour le compte de ses filiales des prestations de services supports ou spécialisés, notamment dans les domaines suivants :
  13. • Définition de la stratégie générale, orientation et pilotage du développement ;
  14. • Support administratif, commercial, marketing, communication, infrastructures partagées ;
  15. • Création, conception, développement ;
  16. • Organisation, assurance et contrôle qualité (notamment via le Comité Qualité Interne) ;
  17. • Gestion des ressources humaines, recrutement, formation continue ;
  18. • Pilotage financier, gestion de trésorerie et financement des filiales.
  19. • Ces services seront rendus selon des conventions intragroupe formalisées.
  20. Lors de la signature de conventions, la société s’interdit de représenter simultanément les deux parties à une même convention lorsqu’elle intervient comme cocontractante. Chaque partie doit être représentée par des personnes distinctes, afin de respecter les exigences d’indépendance et de pleine concurrence ;
  21. Lorsque la filiale exerce une activité soumise à des obligations professionnelles spécifiques (activité régulée), le mandat exercé par la holding se limite strictement aux fonctions autorisées et exclut toute décision sur des matières soumises à habilitation individuelle.
  22. Fournir des prestations ponctuelles de conseil, formation ou support méthodologique à des tiers extérieurs au groupe ;
  23. Percevoir des droits d’exploitation ou de reproduction sur ses référentiels internes, outils ou méthodes.
deed of 07-07-2026 (in French)

Invoicing and payment

VAT number BE 0778.797.855
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0778797855
Registered 03-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of April at 18:00
deed of 17-07-2026 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
251 m²
Building footprint
146 m²
Building volume
2,633 m³
Cadastral parcel Region Area Buildings Height / floors
62810C1276/00D000 Wallonia 251 m² 1 · 146 m² 20.0 m · 6