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CFDA

Active Private limited companyfounded 2020active for 6 yearsde Broquevillelaan 257, 1200 Woluwe-Saint-LambertKBO/BCE: BE 0750.646.277

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €187,991 (2021)
€129,585▼ 6.8%
peak €135,289 (2021)
€88,999▼ 15.6%
peak €252,883 (2023)
€42,358▼ 73.3%
€191,684▲ 125%
Board1 name since 2020
Documentsfilings and deeds
19-05-202673 days before the deadline
2025micro format
Dividend €205,000Equity from €158,359 to €42,358Debts from €85,019 to €191,684

Key points

from the 2025 annual accounts

Equity

€42,358 from €252,883 in 2023

Equity fell by 83% in 2 years.

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Debts

€191,684 82% of the balance sheet
Suppliers 2%Taxes and wages 22%Other 75%

Liquidity

1.11 was 2.58 in 2024

Short-term debts rose from €85,019 to €191,684.

Filings

5 annual accounts 2 late
AprilJune31 JulyOctober20222024

The 2022 accounts came latest: 21 days after the end of the period.

Position in the sector

€88,999

Higher net result than 82% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.

Checked score

93
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

43-47equity 18.1% of total assets
55-29short-term debt 81.9% · cash 64.2%
100=return on assets 38.0%

Score breakdown

raises risk
Equity €42,358 (18.1% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.11, cash €150,214
Size: total assets €234,042
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 22% of them on solvency, 45% on liquidity, 84% on profitability and 8% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as CFDA has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CFDA itself is lower: < 0.1% within 12 months. It rests on far more data about CFDA than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for CFDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.11 (2.58 in 2024), below the usual 1.5. Short-term debt is 81.9% and cash 64.2% of total assets. 81.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.11, cash €150,214
NBB · annual accounts
lowers risk · Size: total assets €234,042
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €42,358 (18.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
73 days early
2024
28 days early
2023
on the day
2022
21 days late
2021
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 13 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GC
Director, since 14-07-2020
  • GORDOWER Charlie 100 sharesdeed of 16-07-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0750646277
Incorporation Founding capital of €5,000, 100 shares · Founder: GORDOWER Charlie · Appointment: GORDOWER Charlie (director) · published on 16-07-2020 · Gazette deed
First establishment de Broquevillelaan 257, Woluwe-Saint-Lambert
All 12 events

Comparable companies

same main activity, similar in size and age
Company
CFDA Woluwe-Saint-Lambert €234,042 €129,585 18.1% -
VITRUVIO Woluwe-Saint-Lambert €261,166 €153,258 54.9% -
GAJA MANAGEMENT Woluwe-Saint-Lambert €210,791 €156,360 46.1% -
IAL EUROPE Brussels €225,312 €131,120 2.2% -
D.DEVOS CONSULTING Woluwe-Saint-Pierre €263,910 €127,433 95.0% -
CONSULTANCIES & PROJECTS COMPANY Woluwe-Saint-Pierre €217,964 €118,292 66.7% -
JR Insight Brussels €259,715 €115,572 52.1% -

These companies have the same main activity as CFDA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €211,000 and €264,000, founded in 2020.

Official details

Source: KBO
Status
Active since 14-07-2020Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.305.199.3571200 Woluwe-Saint-Lambert, since 14-07-2020
Financial year end
31 December
Peppol
Reachable since 06-11-2025
Company details

Annual accounts 2025

€129,585▼ 6.8%
€88,999▼ 15.6%
€42,358▼ 73.3%
€234,042▼ 3.8%
Filing
Filed on 19-05-2026, 73 days before the end of the filing period
Financials

Insights on CFDA

CFDA files the micro format. That format states no turnover. The gross margin fell from €187,991 in 2021 to €129,585 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 19-05-2026, 73 days before the deadline
€129,585
▼ 6.8%
€121,831
▼ 7.4%
€88,999
▼ 15.6%
€21,311
▼ 84.1%
18.1%
▼ 47.0 percentage points
1.11
▼ 1.47

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €220,000. Estimated: probably between €190,000 and €260,000.

Balance sheet

balance sheet total €234,042 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

18.1%

Higher than 22% of 39,368 companies in 2025.

1.11

Higher than 29% of 38,051 companies in 2025.

38.0%

Higher than 78% of 38,523 companies in 2025.

CFDA Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 234,042243,377276,800252,834207,074
21/28 21,04624,31517,10620,71122,148
22/27 21,04624,31517,10620,71122,148
23 11,53212,8452,9032,205-
24 9,51411,47014,20318,50722,148
29/58 212,996219,062259,694232,122184,926
40/41 62,26042,100139,22397,62976,338
40 7,26012,10018,15011,19327,545
41 55,00030,000121,07386,43648,793
54/58 150,214176,473119,539134,036108,027
490/1 522489932458561
Balance sheet: equity and liabilities
10/49 234,042243,377276,800252,834207,074
10/15 42,358158,359252,883190,258139,489
10/11 5,0005,0005,0005,0005,000
13 35,000145,000130,000110,00060,000
133 35,000145,000130,000110,00060,000
14 2,3588,359117,88375,25874,489
17/49 191,68485,01923,91862,57667,585
17 -01,3804,6457,845
170/4 -01,3804,6457,845
42/48 191,68485,01922,53857,93159,740
42 10,1338,77510,65313,2013,138
44 4,0516,3562,4563,21612,524
440/4 4,0516,3562,4563,21612,524
45 42,92653,2538,62940,83543,278
450/3 41,88250,9098,62938,70643,278
454/9 1,0442,34502,129-
47/48 134,57416,634800680800
Income statement
9900 129,585139,04790,86680,402187,991
630 6,3836,4168,6108,1044,767
640/8 1,3711,1241,8341,0371,120
9901 121,831131,50780,42271,261182,104
75/76B 7928,9234,8393,1451,154
75 7928,9234,8393,1451,154
65/66B 1,1161,3911,192836194
65 1,1161,3911,192836194
9903 121,507139,03984,06973,570183,064
67/77 32,50833,56320,64422,00147,775
9904 88,999105,47663,42551,569135,289
9905 88,999105,47663,42551,569135,289
Appropriation of the result
9906 97,358223,359138,683126,058135,289
14P 8,359117,88375,25874,489-
791/2 110,000----
691/2 015,00020,00050,00060,000
691 015,00020,00050,00060,000
694/7 205,000200,000800800800
694 205,000200,000800800800
Document PDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 19-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 19-05-2026 2026-00114422 PDF
31-12-2024 micro format 03-07-2025 2025-00238262 PDF
31-12-2023 micro format 31-07-2024 2024-00331520 PDF
31-12-2022 micro format 21-08-2023 2023-00355687 PDF
31-12-2021 micro format 16-08-2022 2022-20295678 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
128,214137,92389,03279,365186,871
95,382111,89272,03559,673140,056
3,11414,8305,0056,66825,692
-26,25956,934-14,49726,008-
21,311134,044237,156174,191125,186
18.1%65.1%91.4%75.3%67.4%
1.112.5811.524.013.10
4.530.540.090.330.48
210.1%66.6%25.1%27.1%97.0%
38.0%43.3%22.9%20.4%65.3%
over 10099.1674.6894.93over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€3,114€14,830€5,005€6,668€25,692
Intangible fixed assets----€0
Financial fixed assets€0---€0
€6,383€6,416€8,610€8,104€4,767

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CFDA

The operating result for 2025 is 7% lower than in 2024.

Debt's share of the balance-sheet total rises from 34.9% to 81.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 14-07-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 19-05-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
GORDOWER Charlie
Director (not named in the articles)
Board
Mandates as a list
  • GORDOWER Charlie
    • Director (not named in the articles), from 14-07-2020 to date

See the board, name and registered office on a given date →

Control

This company
CFDA
Equity €42,358
Profit €88,999 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€424 in 2025
Source
deed of 16-07-2020

Articles of association

deed of 16-07-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00

Shareholders

At incorporation deed of 16-07-2020 ↗

Network & group

No group

CFDA has no parent and no holdings in its annual accounts. GORDOWER Charlie is the only director.

At the same address

de Broquevillelaan 257, 1200 Woluwe-Saint-Lambert · 3 other companies
Unpuzzling Life
registered office since 01-07-2026
founded in 2026
1039.211.379
Pierson, Lionel (sole trader)
establishment since 01-08-2019
founded in 2019
0723.694.531
Association des copropriétaires de l'immeuble sis à Woluwe-Saint-Lambert, avenue de Broqueville 253-255-257-259 à l'angle de l'avenue C. Montald
registered office since 01-08-1995
founded in 1995
0834.169.118

Earlier ties

SLC
via GORDOWER Charlie, no longer at SLC · Director · deed of 10-06-2022
founded in 2019
19 FTE (2025)
BCFDA
via GORDOWER Charlie, no longer at BCFDA · Director · deed of 29-09-2023
founded in 2017
total assets €840,407 (2025)

Board mandates elsewhere

1 board mandate
Board mandates of CFDACFDA sits on their board1
Director
Founded in 2020 · total assets €375,555 (2025)

Connections & network

1 connected company
Depth
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors

Timeline

Timeline

12 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 73 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0750646277
Annual accounts 2024 filed PDFmicro format · 28 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Liquidity more than doubled current ratio 11.52 The current ratio rises from 4.01 to 11.52. Short-term debt falls from €57,931 to €22,538.
Equity above €200,000 equity €252,883 ▲32.9% With a profit in every financial year since 2021, equity grows to €252,883.
Annual accounts 2022 filed PDFmicro format · 21 days late
2022
Weakest financial year net €51,569 ▼61.9% The net result drops to €51,569, the lowest from 2021 to 2025. It recovers the following year.
Equity above €150,000 equity €190,258 ▲36.4% With a profit in every financial year since 2021, equity grows to €190,258.
Annual accounts 2021 filed PDFmicro format · 16 days late
2020
IncorporationFounding capital of €5,000, 100 shares · Founder: GORDOWER Charlie · Appointment: GORDOWER Charlie (director) · published on 16-07-20204 points ▸
  • Director appointment, GORDOWER Charlie (director (not named in the articles))
  • Founder, GORDOWER Charlie
  • Founding capital, €5,000, 100 shares
  • 100 shares
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment de Broquevillelaan 257, Woluwe-Saint-Lambert

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 14 July 2020, CFDA was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 GORDOWER Charlie has served as director since 2020.3 Total assets went from €207,074 in 2021 to €234,042 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-07-2020
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0750.646.277
VAT number
BE 0750.646.277
Peppol ID
0208:0750646277
Other Peppol ID
9925:BE0750646277
Legal form
Private limited company
Status
Active, normal situation
Founded
14-07-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 16-07-2020 (in French)
Peppol
Reachable since 06-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CFDA in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 16-07-2020 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 16-07-2020 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
85510 Sports and recreation education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes les activités en rapport direct ou indirect avec la restauration en général et le secteur des banquets et réceptions,le service…”
16 activities
  1. Toutes les activités en rapport direct ou indirect avec la restauration en général et le secteur des banquets et réceptions,le service traiteur,y compris l’organisation,la gestion et l’exploitation de restaurants,cafétérias,débits de boissons,ainsi que toutes activités de loisirs
  2. L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout snack-bar,cafétéria,sandwicherie,service de cuisine rapide ou de petite restauration,de tout service traiteur et/ou d’un ou plusieurs restaurants,ainsi que la livraison à domicile et la vente ambulante
  3. L’organisation de séminaires au sens large
  4. L’importation et l’exportation de tous produits se rapportant à l’objet de la société
  5. La gestion dans la plus large acceptation du terme de son patrimoine mobilier ou immobilier,plus précisément sa mise en valeur,en location et son entretien
  6. Dans le cadre de cette gestion,la société pourra notamment acquérir,aliéner,prendre ou donner à bail tous biens meubles et immeubles,contracter ou consentir tous emprunts,hypothécaires ou non,prendre ou donner en emphytéose
  7. Elle peut donner mandat de gestion de ses biens immeubles à un tiers notamment par mandat de gestion hôtelière
  8. L’organisation de cours de plongée,la gestion du matériel relatif à ces cours,ainsi que toutes autres activités liées à l’exploitation de la plongée,de même que l’organisation de voyages et de formations professionnelles liés à cette activité
  9. Accomplir toutes opérations financières,mobilières,immobilières,commerciales ou autres se rattachant à la gestion de ses propriétés ou participations exclusivement,à l’exploitation de restaurants,d’hôtels ou de flat-hôtels,ainsi que consultation,conseil,avis,assistance et conciliation
  10. Faire le commerce de tous biens meubles corporels ou incorporels,prendre ou donner en location tous objets mobiliers,exploiter tous brevets ou licences
  11. Réaliser objet pour compte propre ou autrui en tout lieu de toutes manières et modalités appropriées
  12. Faire en Belgique ou à l’étranger sous réserve de restrictions légales toutes opérations commerciales,industrielles,mobilières,immobilières ou financières se rattachant directement à l’objet ou facilitant sa réalisation
  13. S’intéresser par apport,fusion,souscription ou autre manière dans affaires,entreprises ou associations ayant objet identique,analogue ou connexe favorisant développement
  14. Effectuer placements en valeurs mobilières et s’intéresser seule ou avec tiers par association,création sociétés,apports,fusions,commandites,souscriptions,achat titres,alliances,location ou gérance
  15. Prêter,emprunter,se porter caution et donner sûreté personnelle ou réelle en faveur de société avec participation même minime
  16. Exercer fonctions d’administrateur,de gérant ou de liquidateur
deed of 16-07-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
de Broquevillelaan 257 registered office 1200 Woluwe-Saint-Lambert 14-07-2020 2.305.199.357

Buildings and parcels at the address

Ground area
299 m²
Buildings
236 m²
Volume, LiDAR
6,373 m³
Tallest building
30.3 m
Buildings to scale, each on its own parcel
236 m², 30.3 m 236 m², 30.3 m

Location

registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21673D0115/00A002299 m² 1 · 236 m² 30.3 m · 9