JR Insight
ActiveJR Insight has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €44k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-21
Solvency77▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.74 in 2024; short-term debt: 36.1% and cash: 12.4% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
6 d late
2022
380 d late
2021
163 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▼ 14.3%
2024 · €158k
2021: €121k
2022: €81k
2023: €274k
2024: €158k
2021 → 2025
Total assets
€260k▼ 12.9%
2024 · €298k
2021: €124k
2022: €81k
2023: €333k
2024: €298k
2021 → 2025
Net result
€44k▲ 32.9%
2024 · €33k
2021: €121k
2022: €81k
2023: €81k
2024: €33k
2021 → 2025
Working capital
€-40k▼ 38.1%
2024 · €-29k
2021: €119k
2022: €79k
2023: €18k
2024: €-29k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€81k▼ 33.2%€274k▲ 240%€158k▼ 42.5%€135k▼ 14.3%
Operating result€154k-€101k▼ 34.7%€103k▲ 2.5%€50k▼ 51.3%€101k▲ 101%
Net result€121k-€81k▼ 33.2%€81k▲ 0.6%€33k▼ 58.8%€44k▲ 32.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 101% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€206k▼ 5.4%
Current assets
€54k▼ 33.1%
Equity and liabilities €260k
Equity
€135k▼ 14.3%
Provisions
€31k▼ 0.3%
Debt
€94k▼ 14.5%
The debt ratio falls from 36.8% to 36.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€114k▲
2024 · €91k
Cash flow
€57k▼
2024 · €74k
Solvency
52.1%▼
2024 · 52.9%
Current ratio
0.58▼
2024 · 0.74
Quick ratio
0.58▼
2024 · 0.74
Debt / equity
0.69▼
2024 · 0.69
ROE
32.8%▲
2024 · 21.2%
ROA
17.1%▲
2024 · 11.2%
Interest coverage
2.59▼
2024 · 1969.03
Debt
€94k▼
2024 · €110k
Debt ≤ 1 year
€94k▼
2024 · €110k
Income taxes
€13k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€298k€260k▼
Fixed assets21/28€217k€206k▼
Tangible fixed assets22/27€217k€206k▼
Land and buildings22€215k€204k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€81k€54k▼
Amounts receivable after more than one year29€42k-
Other amounts receivable291€42k-
Amounts receivable within one year40/41€21k€21k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€15k€32k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€298k€260k▼
Equity10/15€158k€135k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€148k€125k▼
Provisions and deferred taxes16€31k€31k▼
Provisions for liabilities and charges160/5€31k€31k▼
Other liabilities and charges164/5€31k€31k▼
Amounts payable17/49€110k€94k▼
Amounts payable within one year42/48€110k€94k▼
Trade debts44€539-
Suppliers440/4€539-
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€100k€83k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€13k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€31k€-90▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€124k€116k▼
Operating profit (loss)9901€50k€101k▲
Financial income75/76B€740-
Recurring financial income75€740-
Financial charges65/66B€46€44k▲
Recurring financial charges65€46€44k▲
Profit (loss) for the period before taxes9903€51k€57k▲
Income taxes67/77€18k€13k▼
Profit (loss) for the period9904€33k€44k▲
Profit (loss) for the period to be appropriated9905€33k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€298k€192k▼
Profit (loss) brought forward from the previous period14P€264k€148k▼
Profit to be distributed694/7€150k€67k▼
Return on contributions (dividend)694€150k€67k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €33k ▼58.8%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 380 days late
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Equity above €200kEq €274k ▲240%
3 profitable years in a row build equity to €274k.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 163 days late
2022
31-12
Financial
Liquidity times 11current ratio 370.01
Current ratio from 34.01 to 370.01; short-term debt falls from €4k to €215.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Justus Lipsiusstraat 211040 BrusselGround area
3,897 m²
Building footprint
2,929 m²
Volume, LiDAR
63,375 m³
Parcel 21806F0478/00V005, Brussels · tallest building 44.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
JR INSIGHT SRL
since 20202.305.744.339
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0478/00V005 | Brussels | 3,897 m² | 1 · 2,929 m² | 44.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900BGGKUH1N1YSR04
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46421Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:jerome.rosan@jrinsight.com
Phone:+32474108668
Phone:+33767390616