BCFDA
ActiveSummary
The computed 12-month bankruptcy probability of BCFDA is 2.7% (moderate). The 2025 annual accounts show equity of €296,348 and a net result of €86,047. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 13683 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+16
Solvency60▼-7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.42 in 2024; short-term debt: 27.1% and cash: 4% of total assets), and 64.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
28 d early
2024
28 d early
2023
on the day
2022
22 d late
2021
16 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€296,348▲ 40.9%
2024 · €210,301
Total assets
€840,407▲ 67.3%
2024 · €502,306
Net result
€86,047▲ 238%
2024 · €25,445
Working capital
-€133,870▼ 75.3%
2024 · -€76,351
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,358▲ 158%€32,176▲ 9.6%€24,768▼ 23.0%€43,674▲ 76.3%€133,696▲ 206%
Net result€22,185within the sector's middle half▲ 54.0%€22,968above the sector's middle half▲ 3.5%€15,467within the sector's middle half▼ 32.7%€25,445above the sector's middle half▲ 64.5%€86,047above the sector's middle half▲ 238%
Equity€146,421above the sector's middle half▲ 17.9%€169,389above the sector's middle half▲ 15.7%€184,856above the sector's middle half▲ 9.1%€210,301above the sector's middle half▲ 13.8%€296,348above the sector's middle half▲ 40.9%
Total assets€228,572above the sector's middle half▲ 9.9%€216,240within the sector's middle half▼ 5.4%€516,246above the sector's middle half▲ 139%€502,306above the sector's middle half▼ 2.7%€840,407above the sector's middle half▲ 67.3%
Debt€82,151▼ 1.8%€46,851▼ 43.0%€331,390▲ 607%€292,005▼ 11.9%€544,059▲ 86.3%
Working capital-€9,404within the sector's middle half▲ 56.3%-€6,178within the sector's middle half▲ 34.3%-€73,273below the sector's middle half▼ 1,086%-€76,351below the sector's middle half▼ 4.2%-€133,870below the sector's middle half▼ 75.3%
Solvency64.1%above the sector's middle half▲ 4.3pp78.3%above the sector's middle half▲ 14.3pp35.8%within the sector's middle half▼ 42.5pp41.9%within the sector's middle half▲ 6.1pp35.3%within the sector's middle half▼ 6.6pp
Current ratio0.83within the sector's middle half▲ 0.300.85within the sector's middle half▲ 0.020.47below the sector's middle half▼ 0.370.42below the sector's middle half▼ 0.060.41below the sector's middle half▼ 0.01
Return on assets (ROA)9.7%within the sector's middle half▲ 2.8pp10.6%within the sector's middle half▲ 0.9pp3.0%within the sector's middle half▼ 7.6pp5.1%within the sector's middle half▲ 2.1pp10.2%within the sector's middle half▲ 5.2pp
Staff (FTE)11.3▲ 30.0%1.8▲ 38.5%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 206% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €840,407
Fixed assets
€746,944 ▲ 66.8%
Current assets
€93,462 ▲ 71.8%
Equity and liabilities €840,407
Equity
€296,348 ▲ 40.9%
Debt
€544,059 ▲ 86.3%
Debt's share of the balance-sheet total rises from 58.1% to 64.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€134,641▲
2024 · €44,904
Cash flow
€86,992▲
2024 · €26,675
Debt to equity
1.84▲
2024 · 1.39
ROE
29.0%▲
2024 · 12.1%
Interest coverage
7.43▲
2024 · 4.89
Debt ≤ 1 year
€227,332▲
2024 · €130,767
Debt > 1 year
€316,727▲
2024 · €161,237
Income taxes
€29,538▲
2024 · €9,039
Staff costs
€108,103▲
2024 · €61,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €21,029 | €61,393 | €108,103 | ▲ 76.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €927 | €927 | €1,061 | €1,230 | €945 | ▼ 23.2% |
| Other operating charges640/8 | €348 | €348 | €348 | €443 | €432 | ▼ 2.6% |
| Gross operating margin9900 | €30,633 | €33,451 | €47,206 | €106,740 | €243,176 | ▲ 128% |
| Operating profit (loss)9901 | €29,358 | €32,176 | €24,768 | €43,674 | €133,696 | ▲ 206% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €1,419 | €940 | €4,130 | €9,190 | €18,111 | ▲ 97.1% |
| Recurring financial charges65 | €1,419 | €940 | €4,130 | €9,190 | €18,111 | ▲ 97.1% |
| Profit (loss) for the period before taxes9903 | €27,939 | €31,236 | €20,638 | €34,484 | €115,584 | ▲ 235% |
| Income taxes67/77 | €5,754 | €8,267 | €5,172 | €9,039 | €29,538 | ▲ 227% |
| Profit (loss) for the period9904 | €22,185 | €22,968 | €15,467 | €25,445 | €86,047 | ▲ 238% |
| Profit (loss) for the period to be appropriated9905 | €22,185 | €22,968 | €15,467 | €25,445 | €86,047 | ▲ 238% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228,572 | €216,240 | €516,246 | €502,306 | €840,407 | ▲ 67.3% |
| Fixed assets21/28 | €183,476 | €182,549 | €450,961 | €447,889 | €746,944 | ▲ 66.8% |
| Intangible fixed assets21 | €3,426 | €2,499 | €1,571 | €644 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | - | €3,220 | €1,076 | €774 | ▼ 28.0% |
| Plant, machinery and equipment23 | - | - | €3,220 | €1,076 | €774 | ▼ 28.0% |
| Financial fixed assets28 | €180,050 | €180,050 | €446,170 | €446,170 | €746,170 | ▲ 67.2% |
| Current assets29/58 | €45,096 | €33,691 | €65,285 | €54,416 | €93,462 | ▲ 71.8% |
| Amounts receivable within one year40/41 | €33,163 | €14,218 | €60,146 | €48,310 | €57,113 | ▲ 18.2% |
| Trade receivables40 | €33,018 | €14,218 | €60,077 | €28,430 | €39,163 | ▲ 37.8% |
| Other amounts receivable41 | €145 | €0 | €69 | €19,880 | €17,950 | ▼ 9.7% |
| Cash at bank and in hand54/58 | €11,933 | €19,474 | €5,139 | €6,106 | €33,570 | ▲ 450% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,779 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228,572 | €216,240 | €516,246 | €502,306 | €840,407 | ▲ 67.3% |
| Equity10/15 | €146,421 | €169,389 | €184,856 | €210,301 | €296,348 | ▲ 40.9% |
| Contributions10/11 | €44,000 | €44,000 | €44,000 | €44,000 | €44,000 | = |
| Profit (loss) carried forward14 | €102,421 | €125,389 | €140,856 | €166,301 | €252,348 | ▲ 51.7% |
| Amounts payable17/49 | €82,151 | €46,851 | €331,390 | €292,005 | €544,059 | ▲ 86.3% |
| Amounts payable after more than one year17 | €27,651 | €6,982 | €192,485 | €161,237 | €316,727 | ▲ 96.4% |
| Financial debts170/4 | €27,651 | €6,982 | €192,485 | €161,237 | €316,727 | ▲ 96.4% |
| Amounts payable within one year42/48 | €54,500 | €39,869 | €138,558 | €130,767 | €227,332 | ▲ 73.8% |
| Current portion of amounts payable after more than one year42 | €22,004 | €24,081 | €37,806 | €35,220 | €76,837 | ▲ 118% |
| Trade debts44 | €18,260 | €10,411 | €40,574 | €33,655 | €3,539 | ▼ 89.5% |
| Suppliers440/4 | €18,260 | €10,411 | €40,574 | €33,655 | €3,539 | ▼ 89.5% |
| Taxes, remuneration and social security45 | €3,853 | €4,994 | €13,794 | €15,678 | €50,032 | ▲ 219% |
| Taxes450/3 | €3,853 | €4,994 | €8,084 | €4,495 | €30,221 | ▲ 572% |
| Remuneration and social security454/9 | - | - | €5,710 | €11,183 | €19,811 | ▲ 77.1% |
| Other amounts payable47/48 | €10,384 | €384 | €46,384 | €46,214 | €96,924 | ▲ 110% |
| Accrued charges and deferred income492/3 | - | - | €348 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,185 | €22,968 | €15,467 | €25,445 | €86,047 | ▲ 238% |
| + Depreciation and write-downs630 | €927 | €927 | €1,061 | €1,230 | €945 | ▼ 23.2% |
| Operating cash flow (approximation) | €23,113 | €23,896 | €16,528 | €26,675 | €86,992 | ▲ 226% |
| Investment in fixed assets (approximation) | - | €0 | -€269,474 | €1,842 | -€300,000 | ▼ 16,385% |
| Change in cash | - | €7,541 | -€14,335 | €967 | €27,464 | ▲ 2,739% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €86,047 ▲238%
Operating result €133,696, net result €86,047, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €210,301 ▲13.8%
7 profitable years in a row build equity to €210,301.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €150,000Eq €169,389 ▲15.7%
5 profitable years in a row build equity to €169,389.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €14,409 ▼68.7%
Net result drops to €14,409, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €100,000Eq €109,826 ▲30.7%
2 profitable years in a row build equity to €109,826.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2017
Ground area
278 m²
Building footprint
277 m²
Volume, LiDAR
4,042 m³
Parcel 21005A0069/00F002, Brussels · tallest building 20.9 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BCFDA
since 20172.270.890.952
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0069/00F002 | Brussels | 278 m² | 1 · 277 m² | 20.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
100%
-
98%
According to the 2025 annual accounts of BCFDA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 7,701 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0685858294
Also
9925:BE0685858294
Registered
06-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.