Turnover
≈ €96,000 estimated
The micro format states no turnover.
CERTA CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €7,945 (2025)
€7,945▲ 12.3%
peak €4,310 (2024)
€3,864▼ 10.4%
peak €28,174 (2025)
€28,174▲ 15.9%
€12,052▲ 295%
Board1 name since 2024
1 directorAKDENIZ Ali
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €7,077 to €7,945Equity from €24,310 to €28,174Debts from €3,051 to €12,052
Key points
from the 2025 annual accountsLiquidity
3.10 was 7.48 in 2024
Short-term debts rose from €3,051 to €12,052.
Starting capital
€20,000 100 shares
Checked score
41
Weak
Financially stronger than 70% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.3%lowest value
11-2025: 1.3%● unchanged vs 10-2025lowest value
12-2025: 1.4%▲ +0.1 percentage points vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.5%▲ +0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.2 percentage points vs 03-2026
05-2026: 1.9%▲ +0.2 percentage points vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 1.8%▼ -0.1 percentage points vs 07-2026
09-2026: 2.0%▲ +0.2 percentage points vs 08-2026
10-2026: 4.4%▲ +2.4 percentage points vs 09-2026highest value
11-2026: 4.4%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €40,226
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 3.10
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 79% of them on solvency, 79% on liquidity, 62% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as CERTA CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CERTA CONSTRUCT itself is higher: 4.4% within 12 months. It rests on far more data about CERTA CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CERTA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 3.1 (7.48 in 2024), above the usual 1.5. Short-term debt is 30% of total assets. 30% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 days early
2024
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 34 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013676823
Incorporation
Founding capital of €20,000, 100 shares · Founder: AKDENIZ Ali · Appointment: AKDENIZ Ali (director) · published on 19-09-2024 · Gazette deed
First establishment
Onze-Lieve-Vrouwstraat 33, Grimbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CERTA CONSTRUCT Grimbergen | €40,226 | €7,945 | 70.0% | - |
| DENIS RENOV Zaventem | €36,356 | €7,482 | 19.9% | - |
| LOTY PRO CONSTRUCT Jette | €40,166 | €8,448 | 11.5% | - |
| DS IMMO CONSTRUCT De Panne | €40,408 | €7,321 | 43.4% | - |
| Domucon Lanaken | €36,496 | €6,851 | 20.6% | - |
| PACHO CONSTRUCT Morlanwelz | €41,991 | €9,739 | 38.5% | - |
| SCHYNS JEAN-FRANCOIS Sprimont | €46,917 | €9,819 | 5.9% | - |
These companies have the same main activity as CERTA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €36,400 and €46,900, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 17-09-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.363.733.9091850 Grimbergen, since 17-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Annual accounts 2025
- €7,945▲ 12.3%
- €3,864▼ 10.4%
- €28,174▲ 15.9%
- €40,226▲ 47.0%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on CERTA CONSTRUCT
The computed 12-month bankruptcy probability of CERTA CONSTRUCT is 4.4% (elevated). The 2025 annual accounts show equity of €28,174 and a net result of €3,864.
Its solvency ranks better than 79% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€7,945
▲ 12.3%
€5,400
▼ 0.3%
€3,864
▼ 10.4%
€25,296
▲ 28.0%
70.0%
▼ 18.8 percentage points
3.10
▼ 4.38
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €96,000. Estimated: probably between €50,000 and €170,000.
Balance sheet
balance sheet total €40,226 on 31-12-2025What the company ownsHow it is paid for
in euro
Position in the sector
70.0%
Higher than 79% of 9,456 companies in 2025.
3.10
Higher than 76% of 9,204 companies in 2025.
9.6%
Higher than 57% of 9,276 companies in 2025.
CERTA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
40,226 | 27,362 | |
21/28 |
2,878 | 4,545 | |
22/27 |
2,878 | 4,545 | |
24 |
2,878 | 4,545 | |
29/58 |
37,348 | 22,817 | |
40/41 |
34,338 | 16,530 | |
40 |
4,770 | 5,340 | |
41 |
29,568 | 11,190 | |
54/58 |
- | 3,996 | |
490/1 |
3,010 | 2,291 | |
| Balance sheet: equity and liabilities | |||
10/49 |
40,226 | 27,362 | |
10/15 |
28,174 | 24,310 | |
10/11 |
20,000 | 20,000 | |
14 |
8,174 | 4,310 | |
17/49 |
12,052 | 3,051 | |
42/48 |
12,052 | 3,051 | |
43 |
4,371 | - | |
430/8 |
4,371 | - | |
44 |
5,259 | 1,517 | |
440/4 |
5,259 | 1,517 | |
46 |
- | 440 | |
45 |
2,422 | 1,094 | |
450/3 |
2,422 | 1,094 | |
| Income statement | |||
9900 |
7,945 | 7,077 | |
62 |
258 | 633 | |
630 |
1,667 | 455 | |
640/8 |
620 | 573 | |
9901 |
5,400 | 5,415 | |
75/76B |
1 | 1 | |
75 |
1 | 1 | |
65/66B |
209 | 11 | |
65 |
209 | 11 | |
9903 |
5,192 | 5,404 | |
67/77 |
1,328 | 1,094 | |
9904 |
3,864 | 4,310 | |
9905 |
3,864 | 4,310 | |
| Appropriation of the result | |||
9906 |
8,174 | 4,310 | |
14P |
4,310 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 7,067 | 5,870 | ||
| 5,531 | 4,766 | ||
| 0 | 5,000 | ||
| 25,296 | 19,766 | ||
| 70.0% | 88.8% | ||
| 3.10 | 7.48 | ||
| 0.43 | 0.13 | ||
| 13.7% | 17.7% | ||
| 9.6% | 15.8% | ||
| 33.74 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €5,000 |
| €1,667 | €455 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on CERTA CONSTRUCT
The operating result for 2025 is 0% lower than in 2024.
Debt's share of the balance-sheet total rises from 11.2% to 30.0%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 19-09-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 19-09-2024
Mandates through the years
1 name, the dashed line is todayAKDENIZ Ali
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- AKDENIZ Ali
- Director (not named in the articles), appointed by deed of 19-09-2024, still in office
Control
Capital
- Contribution
- €20,000
- Shares
- 100
- Contribution per share
- €200
- Equity per share
- €282 in 2025
- Source
- deed of 19-09-2024
Articles of association
deed of 19-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 19-09-2024 ↗
- AKDENIZ Ali 100 shares (100%) · €20,000 in cash
Network & group
No group
CERTA CONSTRUCT has no parent and no holdings in its annual accounts. AKDENIZ Ali is the only director. CERTA CONSTRUCT shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013676823
Annual accounts 2024 filed NBBmicro format · 37 days before the deadline
2024
IncorporationFounding capital of €20,000, 100 shares · Founder: AKDENIZ Ali · Appointment: AKDENIZ Ali (director) · published on 19-09-20245 points ▸
- Founder, AKDENIZ Ali
- Founding capital, €20,000, 100 shares
- AKDENIZ Ali holds all the shares
- Board rule, 1
- Director appointment, AKDENIZ Ali (director (not named in the articles))
- The deed holds 5 more points.
First establishment Onze-Lieve-Vrouwstraat 33, Grimbergen
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
CERTA CONSTRUCT was incorporated on 17 September 2024 as a private limited company by one natural person, with a starting capital of €20,000.12 AKDENIZ Ali is director of the company, appointed by deed of 19-09-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1013.676.823
- VAT number
- BE 1013.676.823
- Peppol ID
- 0208:1013676823
- Other Peppol ID
- 9925:BE1013676823
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-09-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 31-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CERTA CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-09-2024 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43120
Site preparation
43221
Plumbing work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43120
Site preparation
43221
Plumbing
43222
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Bouw in het algemeen (renovatie,sloop,vastgoedwerkzaamheden); Elektriciteit; Loodgieterswerk; Sanitair; Verwarming; Schoonmaken van…”deed of 19-09-2024 (in Dutch)
45 activities
- Bouw in het algemeen (renovatie,sloop,vastgoedwerkzaamheden)
- Elektriciteit
- Loodgieterswerk
- Sanitair
- Verwarming
- Schoonmaken van bouwplaatsen
- Transport van pakketten,goederen
- Advies
- Import en export van goederen
- Leveren en plaatsen van raam- en zonwerende folies voor auto’s en in woningen evenals raam- en decoratiefolies voor interieurtoepassingen
- Groot- en kleinhandel,import en export van materialen en producten die nodig of dienstig zijn voor de voormelde activiteiten
- Het opstellen,het uitgeven,het verspreiden en het inrichten van opleidingscursussen inzake bovenvermelde materies
- Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard in de ruimste zin
- Het ontwikkelen,kopen,verkopen,beheer,in licentie nemen of geven van brevetten,octrooien,know-how en andere intellectuele rechten
- De commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen
- Het waarnemen van alle bestuursopdrachten in vennootschappen,het uitoefenen van mandaten en functies in ondernemingen
- Stockage
- Reparatie van machines en apparaten in de ruimste zin
- Openbare werken,grondwerken,park- en tuinaanleg
- Aannemer en afwerking zowel binnen als buiten voor particuliere woningen en professionele gebouwen
- Interieur decoratie
- Elektrische werkzaamheden
- Tuinwerken
- Particuliere en industriële reiniging
- Opleiding
- Algemene Constructie
- Gebouwrenovatie
- Metselwerk
- Grondwerken
- Containerverhuur
- Dakbedekking / bekleding
- Elektriciteit gebouw
- Sanitair / verwarming
- Plafond en vloerbedekking
- Gevelrestauratie / pleisterwerk / voegwerk
- Steigerverhuur
- Materialenhandelaar / bouwmarkt
- Vastgoed en verhuur van onroerend goed
- Verkoopadviseur
- Handelsbemiddelaar
- Verwarmingstechnieker,sanitaire werken,airconditioning,koeltechnieker,warmtepompen
- Activiteiten in en rond hernieuwbare energie
- Plaatsen van systemen op zonne-energie in de ruimste zin
- Schilderwerken binnen en buiten
- Aannemingswerken in de ruimste zin
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Onze-Lieve-Vrouwstraat 33 registered office 1850 Grimbergen | 17-09-2024 | 2.363.733.909 |
Buildings and parcels at the address
- Ground area
- 224 m²
- Buildings
- 101 m²
- Volume, LiDAR
- 561 m³
- Tallest building
- 9.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23402E0378/00K000 | 224 m² | 1 · 101 m² | 9.5 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.676.823