CERTA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of CERTA CONSTRUCT is 2.7% (moderate). The 2024 annual accounts show equity of €24k and a net result of €4k. Its solvency ranks better than 94% of 9982 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability88
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 7.48; short-term debt: 11.2% and cash: 14.6% of total assets), and 11.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.8%
Return on assets
15.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€24k
Total assets
€27k
Net result
€4k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €27k
Fixed assets
€5k
Current assets
€23k
Equity and liabilities €27k
Equity
€24k
Debt
€3k
Debt finances 11.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€5k
Current ratio
7.48
Debt to equity
0.13
ROE
17.7%
ROA
15.8%
Interest coverage
520.87
Debt ≤ 1 year
€3k
Income taxes
€1k
Staff costs
€633
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet
Code2024
Assets
Total assets20/58€27k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Furniture and vehicles24€5k
Current assets29/58€23k
Amounts receivable within one year40/41€17k
Trade receivables40€5k
Other amounts receivable41€11k
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€27k
Equity10/15€24k
Contributions10/11€20k
Profit (loss) carried forward14€4k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€2k
Suppliers440/4€2k
Advances received on contracts in progress46€440
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Income statement
Code2024
Remuneration, social security and pensions62€633
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€455
Other operating charges640/8€573
Gross operating margin9900€7k
Operating profit (loss)9901€5k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€1k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €633 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €455 |
| Other operating charges640/8 | €573 |
| Gross operating margin9900 | €7k |
| Operating profit (loss)9901 | €5k |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €11 |
| Recurring financial charges65 | €11 |
| Profit (loss) for the period before taxes9903 | €5k |
| Income taxes67/77 | €1k |
| Profit (loss) for the period9904 | €4k |
| Profit (loss) for the period to be appropriated9905 | €4k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €27k | |
| Fixed assets21/28 | €5k | |
| Tangible fixed assets22/27 | €5k | |
| Furniture and vehicles24 | €5k | |
| Current assets29/58 | €23k | |
| Amounts receivable within one year40/41 | €17k | |
| Trade receivables40 | €5k | |
| Other amounts receivable41 | €11k | |
| Cash at bank and in hand54/58 | €4k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €27k | |
| Equity10/15 | €24k | |
| Contributions10/11 | €20k | |
| Profit (loss) carried forward14 | €4k | |
| Amounts payable17/49 | €3k | |
| Amounts payable within one year42/48 | €3k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Advances received on contracts in progress46 | €440 | |
| Taxes, remuneration and social security45 | €1k | |
| Taxes450/3 | €1k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €4k |
| + Depreciation and write-downs630 | €455 |
| Operating cash flow (approximation) | €5k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
Ground area
224 m²
Building footprint
101 m²
Volume, LiDAR
561 m³
Parcel 23402E0378/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Onze-Lieve-Vrouwstraat 33, 1850 Grimbergen
since 20242.363.733.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0378/00K000 | Flanders | 224 m² | 1 · 101 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0760.783.569
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 12,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.