CERA CONSTRUCT
ActiveSummary
CERA CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €84k. Its solvency ranks better than 70% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.16; short-term debt: 18.7% and cash: 21.6% of total assets), and 38.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
59.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€87k
Total assets
€141k
Net result
€84k
Working capital
€57k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €141k
Fixed assets
€58k
Current assets
€83k
Equity and liabilities €141k
Equity
€87k
Debt
€54k
Debt finances 38.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€104k
Cash flow
€91k
Current ratio
3.16
Debt to equity
0.62
ROE
96.2%
ROA
59.5%
Interest coverage
21.45
Debt ≤ 1 year
€26k
Debt > 1 year
€25k
Income taxes
€10k
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet
Code2025
Assets
Total assets20/58€141k
Fixed assets21/28€58k
Tangible fixed assets22/27€58k
Plant, machinery and equipment23€7k
Furniture and vehicles24€16k
Leasing and similar rights25€35k
Current assets29/58€83k
Amounts receivable within one year40/41€53k
Trade receivables40€26k
Other amounts receivable41€27k
Cash at bank and in hand54/58€30k
Equity and liabilities
Total equity and liabilities10/49€141k
Equity10/15€87k
Contributions10/11€5k
Reserves13€82k
Distributable reserves133€82k
Amounts payable17/49€54k
Amounts payable after more than one year17€25k
Financial debts170/4€25k
Amounts payable within one year42/48€26k
Current portion of amounts payable after more than one year42€6k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€883
Gross operating margin9900€105k
Operating profit (loss)9901€98k
Financial income75/76B€944
Recurring financial income75€944
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€94k
Income taxes67/77€10k
Profit (loss) for the period9904€84k
Profit (loss) for the period to be appropriated9905€84k
Appropriation of the result
Profit (loss) to be appropriated9906€84k
Transfer to equity691/2€82k
To other reserves6921€82k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k |
| Other operating charges640/8 | €883 |
| Gross operating margin9900 | €105k |
| Operating profit (loss)9901 | €98k |
| Financial income75/76B | €944 |
| Recurring financial income75 | €944 |
| Financial charges65/66B | €5k |
| Recurring financial charges65 | €5k |
| Profit (loss) for the period before taxes9903 | €94k |
| Income taxes67/77 | €10k |
| Profit (loss) for the period9904 | €84k |
| Profit (loss) for the period to be appropriated9905 | €84k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €141k | |
| Fixed assets21/28 | €58k | |
| Tangible fixed assets22/27 | €58k | |
| Plant, machinery and equipment23 | €7k | |
| Furniture and vehicles24 | €16k | |
| Leasing and similar rights25 | €35k | |
| Current assets29/58 | €83k | |
| Amounts receivable within one year40/41 | €53k | |
| Trade receivables40 | €26k | |
| Other amounts receivable41 | €27k | |
| Cash at bank and in hand54/58 | €30k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €141k | |
| Equity10/15 | €87k | |
| Contributions10/11 | €5k | |
| Reserves13 | €82k | |
| Distributable reserves133 | €82k | |
| Amounts payable17/49 | €54k | |
| Amounts payable after more than one year17 | €25k | |
| Financial debts170/4 | €25k | |
| Amounts payable within one year42/48 | €26k | |
| Current portion of amounts payable after more than one year42 | €6k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €17k | |
| Taxes450/3 | €17k | |
| Other amounts payable47/48 | €2k | |
| Accrued charges and deferred income492/3 | €3k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €84k |
| + Depreciation and write-downs630 | €7k |
| Operating cash flow (approximation) | €91k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2025
Ground area
456 m²
Building footprint
73 m²
Parcel 42303F0140/00R002, Flanders. Linked by address, not a title deed.
1 establishment unit
CERA CONSTRUCT
since 20252.369.229.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42303F0140/00R002 | Flanders | 456 m² | 1 · 73 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488DU3W4VE79HZ03609
Similar companies · same sector, comparable size
ENTREPRISE CHIF ERIC
BE 0553.500.608
Anderlues · Eq €87,257
JTF CONSTRUCT
BE 0845.778.830
Kortemark · Eq €87,292
NOMADSWORK
BE 0766.583.278
Herent · Eq €87,242
HGG
BE 0893.141.059
Rijkevorsel · Eq €87,300
B & T
BE 0460.571.836
Herselt · Eq €87,238
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43410Roofing work
43120Site preparation
43320Joinery installation
43331Floor and wall tiling
81210General cleaning of buildings
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.