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ENTREPRISE CHIF ERIC

Active Private limited companyfounded 2014active for 12 yearsRue Houdoux 24, 6150 AnderluesKBO/BCE: BE 0553.500.608

Lifetime

12 annual accounts with figures on one time axis
peak €268,121 (2025)
€268,121▲ 28.9%
peak €17,035 (2025)
€17,035▲ 247%
peak €87,257 (2025)
€87,257▲ 24.3%
€205,923▼ 14.4%
peak 4 FTE (2020)
-not published
Board1 name since 2021
1 directorCHIF Eric
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Gross margin from €208,062 to €268,121Result from €4,905 to €17,035Equity from €70,222 to €87,257

Key points

from the 2025 annual accounts

Equity

€87,257 ▲ 24.3%

ENTREPRISE CHIF ERIC has made a profit in every financial year since 2014.

Turnover

≈ €600,000 estimated

The micro format states no turnover.

Debts

€205,923 70% of the balance sheet
Financial debts 59%Suppliers 14%Taxes and wages 11%Other 17%

Of this, €82,285 falls due within a year.

Staff

6 employees on 31-12-2025
102023102025

In 2025, 1 person joined and nobody left.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Two of the last ten came late. The 2024 accounts came latest: 49 days after the end of the period.

Position in the sector

€268,121

Higher gross margin than 95% of companies in construction of buildings. Sector median €32,132 · 9,438 companies.

Checked score

66
Healthy
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,459 companies (NACE 41, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.8%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.4 percentage points vs 08-2025 10-2025: 2.0%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 2.0%● unchanged vs 10-2025highest value 12-2025: 2.0%● unchanged vs 11-2025highest value 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.4 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.0%▼ -0.5 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026

Financial strength
Strong

55+7equity 29.8% of total assets
47+1short-term debt 28.1% · cash 6.4%
76+6return on assets 5.8%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
1 of the last 3 accounts late
Size: total assets €293,180
lowers risk
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 37% of them on solvency, 45% on liquidity, 54% on profitability and 67% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,053 companies had the same profile as ENTREPRISE CHIF ERIC has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ENTREPRISE CHIF ERIC itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for ENTREPRISE CHIF ERIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.35 (1.23 in 2024), below the usual 1.5. Short-term debt is 28.1% and cash 6.4% of total assets. 70.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €293,180
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 days early
2024
49 days late
2023
16 days early
2022
83 days early
2021
61 days early
2020
26 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CE
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0553500608
Change of role: CHIF Eric, from manager to director “L'entreprise générale de construction,soit directement soit par sous-traitance (notamment tous travaux de…” (deed in French) · Director discharge: CHIF Eric · General meeting of 23-02-2021 · Gazette deed
First establishment Rue Houdoux 24, Anderlues
Incorporation published on 03-06-2014 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
ENTREPRISE CHIF ERIC Anderlues - - 29.8% -
TLC BATIMENT Anderlues - - 6.2% -
LS CONSTRUCT Binche - - 38.4% -
VAN DIEVEN SVEN Antwerp - - 6.2% -
CHAPLIER CONSTRUCTION Hotton - - 26.0% -
Pharsalus Construct Zemst €1.0m 3.4% 69.0% -
S BLANC CAILLOUX Forest €1.6m 1.3% 28.4% -

These companies have the same main activity as ENTREPRISE CHIF ERIC: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €294,000 and €340,000, founded between 2013 and 2015.

Official details

Source: KBO
Status
Active since 30-05-2014Normal situation
Activity
General construction of residential buildingsNACE 41001and 6 others
Joint committee
124Construction · annual accounts 2025
Establishment unit
2.231.233.1946150 Anderlues, since 10-06-2014
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Annual accounts 2025

€293,180▼ 5.7%
Employeeson 31-12-2025
6▲ 20.0%
Filing
Filed on 21-07-2026, 10 days before the end of the filing period
Financials

Insights on ENTREPRISE CHIF ERIC

ENTREPRISE CHIF ERIC files the micro format. That format states no turnover. The gross margin rose from €37,695 in 2014 to €268,121 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ENTREPRISE CHIF ERIC

What is the company number of ENTREPRISE CHIF ERIC?
The company number of ENTREPRISE CHIF ERIC is 0553.500.608. The VAT number is the same number with BE in front: BE 0553.500.608.
Where is ENTREPRISE CHIF ERIC based?
The registered office is at Rue Houdoux 24, 6150 Anderlues.Company details
What does ENTREPRISE CHIF ERIC do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ENTREPRISE CHIF ERIC?
ENTREPRISE CHIF ERIC is a private limited company (BV).
When was ENTREPRISE CHIF ERIC founded?
ENTREPRISE CHIF ERIC was founded on 30-05-2014.
Is ENTREPRISE CHIF ERIC still active?
Yes, ENTREPRISE CHIF ERIC is an active enterprise in the KBO register.
How many employees does ENTREPRISE CHIF ERIC have?
ENTREPRISE CHIF ERIC had an average of 5.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ENTREPRISE CHIF ERIC fall under?
In its 2025 annual accounts, ENTREPRISE CHIF ERIC states joint committee 124 (Construction).
What is the turnover of ENTREPRISE CHIF ERIC?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €268,121 and 55 comparable companies (NACE 41001). It probably lies between €480,000 and €970,000.
Is ENTREPRISE CHIF ERIC profitable?
In financial year 2025, ENTREPRISE CHIF ERIC made a profit of €17,035.
Where can I find the annual accounts of ENTREPRISE CHIF ERIC?
ENTREPRISE CHIF ERIC filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ENTREPRISE CHIF ERIC due?
ENTREPRISE CHIF ERIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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