Summary
Conclusion
the dossier summarised in one paragraphCED BELGIUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 8 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 09-06-2026 | 52 d early | 2026-00146069 |
| 31-12-2024 | 31-07-2025 | 08-05-2025 | 84 d early | 2025-00091452 |
| 31-12-2023 | 31-07-2024 | 10-09-2024 | 41 d late | 2024-00458684 |
| 31-12-2022 | 31-07-2023 | 25-07-2023 | 6 d early | 2023-00287943 |
| 31-12-2021 | 31-07-2022 | 22-06-2022 | 39 d early | 2022-20086393 |
| 31-12-2020 | 31-07-2021 | 08-07-2021 | 23 d early | 2021-32700356 |
| 31-12-2019 | 31-07-2020 | 06-07-2020 | 25 d early | 2020-28000267 |
| 31-12-2018 | 31-07-2019 | 11-02-2020 | 195 d late | 2020-04800322 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 8 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | volledig | 09-06-2026 | 2026-00146069 |
| 31-12-2024 | volledig | 08-05-2025 | 2025-00091452 |
| 31-12-2023 | volledig | 10-09-2024 | 2024-00458684 |
| 31-12-2022 | volledig | 25-07-2023 | 2023-00287943 |
| 31-12-2021 | volledig | 22-06-2022 | 2022-20086393 |
| 31-12-2020 | volledig | 08-07-2021 | 2021-32700356 |
| 31-12-2019 | volledig | 06-07-2020 | 2020-28000267 |
| 31-12-2018 | volledig | 11-02-2020 | 2020-04800322 |
Directors
Directors & mandates
9 directorsCurrent directors & mandates
-
Current06-06-2025 → present
-
INSITIOLegal entityDirector· perm. rep.: Bertrand VerstraetenState Gazette act 24084559 (04-06-2024)Current15-04-2024 → present
-
Current09-02-2022 → present
Historic, not recently confirmed (3)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2018
Former directors (3)
-
Former- → 09-02-2022
-
Former- → 16-07-2020
-
Former- → 04-02-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| BV PwC BedrijfsrevisorenCurrent Statutory auditor · represented by Griet Helsen |
- | 15-11-2021 → present |
| PricewaterhouseCoopers Reviseurs d'Entreprises Company auditor · represented by Griet Helsen succeeded by BV PwC Bedrijfsrevisoren in 2021 |
- | 09-03-2020 → 15-11-2021 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Public limited company(014) |
| Incorporation | 12-09-2018 |
| Status | Active |
| Postal code | 1800 |
Structure & network
Connections & network
4 connected companiesGroup structure
Sits on the board · 2 subsidiaries · 1 location
Control→
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
Shared corporate director
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
2 partiesControl over this companysits on this company's board2
controls
CED BELGIUMBE 0703.921.971
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Medialaan 321800 VilvoordeEstablishment units
15 locationsCED Belgium
since 20052.148.351.446
CED Belgium
since 20132.235.062.914
CED Belgium
since 20132.216.337.459
CED Belgium
since 20132.216.337.558
CED Belgium
since 20132.216.337.360
CED Belgium
since 20142.234.740.834
CED Belgium
since 20162.257.063.801
CED Belgium
since 20182.279.405.671
CED BELGIUM
since 20182.279.802.381
CED BELGIUM
since 20182.279.803.272
CED Belgium
since 20192.287.401.243
CED Belgium
since 20242.356.387.544
CED Belgium
since 20242.356.387.643
CED Belgium
since 20252.372.039.879
CED Belgium
since 20252.372.039.978
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels14
Ground area3.3 ha
Buildings14
Building footprint1.4 ha
Volume (LiDAR)89,515 m³
Tallest building20.8 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
7
(50%)
Wallonia
6
(42.9%)
Brussels
1
(7.1%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1543/00P004 | Flanders | 1.1 ha | 1 · 4,885 m² | 14.4 m · 4 fl. |
| 71304D1226/00F003 | Flanders | 4,422 m² | 1 · 2,398 m² | 9.7 m · 1 fl. |
| 23645C0156/00H003 | Flanders | 3,949 m² | 1 · 954 m² | 20.8 m · 6 fl. |
| 34023B0310/00S000 | Flanders | 3,726 m² | 1 · 1,099 m² | 7.0 m · 2 fl. |
| 25033B0525/00T002 | Wallonia | 2,544 m² | 1 · 1,570 m² | - |
| 53019A0252/00K007 | Wallonia | 2,146 m² | 1 · 445 m² | 4.2 m · 1 fl. |
| 92024D0063/00F000 | Wallonia | 1,225 m² | 1 · 219 m² | 11.5 m · 3 fl. |
| 51017F0004/00K003 | Wallonia | 1,119 m² | 1 · 978 m² | - |
| 62001B0771/00V000 | Wallonia | 989 m² | 1 · 317 m² | 10.8 m · 1 fl. |
| 24593H0208/00K000 | Flanders | 953 m² | 1 · 158 m² | 7.6 m · 2 fl. |
4 more parcels, available from Kantoor S.
See plans →Methodology
via registered seat: 1 · via establishment units: 13
14 of 14 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
24 acts Capital history · 7
19-01-2026
v3.2
19-01-2026
v3.2
12-02-2025
v3.2
06-01-2022
v3.2
19-03-2019
v3.2
19-03-2019
v3.2
26-09-2018
v3.2
Address history · 1
28-12-2020
v3.2
All acts · 24
updated 2 months ago
2026
28-05-2026 Officer resignation · Officer discharge · Officer appointment · Permanent representative
- Filing: 2026-05-20 · CED Belgium
- Publication: 2026-05-28 · CED Belgium
- Officer resignation: date: 2026-03-09, role: bestuurder · Darufe BV
- Officer resignation: date: 2026-03-09, role: bestuurder · Jan-Willem Wolffenbuttel
- Officer discharge · Darufe BV
- Officer discharge · Jan-Willem Wolffenbuttel
- Officer appointment: date: 2026-03-09, role: bestuurder · SSVD Consulting
- Permanent representative: date: 2026-03-09, role: vaste vertegenwoordiger · Sofie Van Dyck
- Permanent representative: date: 2026-03-09, role: vaste vertegenwoordiger · Jan-Willem Wolffenbuttel
- Permanent representative: date: 2026-03-09, role: vaste vertegenwoordiger, status: replaced · François Goffinet
- Power of attorney: scope: vertegenwoordigen bij het rechtspersonenregister, de ondernemingsloketten en de BTW-administratie ... publicaties te verrichten in het Belgisch Staatsblad · Kristof Wauters
- Power of attorney: scope: vertegenwoordigen bij het rechtspersonenregister, de ondernemingsloketten en de BTW-administratie ... publicaties te verrichten in het Belgisch Staatsblad · Vensius BV
- Act object: Ontslag van een bestuurder - benoeming van een bestuurder
Summary:
Officer resignation · Officer discharge · Officer appointment · Permanent representative
19-01-2026 Transaction in capital or shares
Summary:
v3.2
19-01-2026 Transaction in capital or shares
Summary:
v3.2
2025
17-11-2025 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Notaris Gérard Debouche · Feluy
17-11-2025 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Vensius BV · Hasselt
17-07-2025 Sven Marinus appointed as director
12-02-2025 Capital increase of €7,517,344.38 to €7,517,344.38
2024
16-10-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Vensius BV · Hasselt
04-06-2024 Bertrand Verstraeten appointed as director
2023
31-07-2023 Griet Helsen reappointed as statutory auditor
20-03-2023 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
completedNotary:
Frederik Vlaminck · Antwerpen
2022
28-12-2022 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Jan-Willem Wolffenbuttel · Brussel
09-02-2022 1 director appointed, 1 resigning
31-01-2022 1 director appointed, 1 resigning
06-01-2022 Capital increase of €3,882,074.11 to €7,517,344.38
2020
28-12-2020 Registered office moved from Diegem to Vilvoorde
16-07-2020 1 director appointed, 1 resigning
- KESTENS Tom Jan, Bestuurder
- JANSSENS Steven Louisa Willy, Bestuurder
Summary:
v3.2
09-03-2020 2 directors appointed, 1 resigning
- WOLFFENBUTTEL Jan-Willem Martinus, Bestuurder
- Kevin Veestraeten, Commissaris
- SCHOUWINK Lourens, Bestuurder
Summary:
v3.2
2019
19-03-2019 Capital increase of €3,573,770.27 to €3,635,270.27
19-03-2019 Capital increase of €3,573,770.27 to €3,635,270.27
First 20 of 24 acts
Analysis
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0427.749.511 · Vilvoorde
BE 0425.646.787 · Vilvoorde
BE 1035.326.926 · Vilvoorde
BE 1012.988.519 · Vilvoorde
BE 0546.989.829 · Vilvoorde
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 477 of the 4,661 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Overige ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen66290Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg66290Overige rechtskundige dienstverlening69109Overige rechtskundige dienstverlening69109
Primary activity highlighted.
Names & trade names
| Legal nameNL | CED BELGIUM |
Registered office
Medialaan 32
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.