Losses
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Short-term debts fell from €993 to €314.
Five of the last ten came late. The 2019 accounts came latest: 61 days after the end of the period.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 83% on liquidity, 4% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,831 companies had the same profile as CDTEC has now. Each dot stands for 15 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CDTEC itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for CDTEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 38.15 (15.16 in 2024), above the usual 1.5. Short-term debt is 2.6% and cash 28.8% of total assets. 2.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CDTEC Visé | €11,995 | -€1,925 | 97.4% | - |
| MAGRIET IVAN ELECTRICITEITSWERKEN Wommelgem | €11,349 | -€3,626 | 91.5% | - |
| RB CONSTRUCT Willebroek | €12,145 | -€13,410 | -586.5% | - |
| PROPOL Etterbeek | €10,764 | -€16,217 | -557.4% | - |
| Energius Zoersel | €10,961 | -€5,600 | -7009.4% | - |
| ELECTRIC ISLAND Huldenberg | €11,067 | -€2,181 | -30.0% | - |
| PEDROSA SRL Ellezelles | €14,186 | -€15,042 | 4.9% | - |
These companies have the same main activity as CDTEC: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €10,800 and €14,200, founded between 2005 and 2009.
CDTEC files the micro format. That format states no turnover. The gross margin fell from €31,505 in 2007 to -€1,925 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 95% of 35,136 companies in 2025.
Higher than 95% of 34,510 companies in 2025.
Higher than 8% of 34,711 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
11,995 | 15,063 | 26,868 | 24,287 | 24,408 | 22,647 | 27,649 | 36,402 | 16,878 | 18,144 | 38,948 | 37,594 | 35,608 | 38,621 | 63,840 | 45,395 | 48,534 | 21,695 | 18,827 | |
21/28 |
- | 0 | 91 | 220 | 349 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,850 | 9,700 | 19,342 | 7,360 | 8,902 | |
22/27 |
- | 0 | 91 | 220 | 349 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,850 | 9,700 | 19,342 | 7,360 | 8,902 | |
24 |
- | 0 | 91 | 220 | 349 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,792 | 7,360 | 8,902 | |
29/58 |
11,995 | 15,063 | 26,777 | 24,067 | 24,059 | 22,647 | 27,649 | 36,402 | 16,878 | 18,144 | 38,948 | 37,594 | 35,608 | 38,621 | 58,990 | 35,695 | 29,192 | 14,335 | 9,925 | |
40/41 |
4,794 | 3,800 | 5,176 | 4,589 | 3,012 | 7,484 | 18,118 | 33,659 | 14,741 | 8,927 | 33,206 | 31,592 | 33,420 | 36,314 | 49,448 | 33,047 | 27,707 | 14,314 | 9,673 | |
40 |
4,794 | 3,800 | 5,176 | 4,589 | 2,985 | 4,125 | 14,153 | 33,659 | 14,741 | 8,927 | 29,893 | 25,688 | 22,350 | 26,322 | 40,324 | 25,022 | 26,866 | 14,314 | 9,673 | |
41 |
- | - | 0 | 0 | 27 | 3,359 | 3,965 | 0 | 0 | 0 | 3,314 | 5,904 | 11,070 | 9,991 | 9,124 | 8,026 | 841 | 0 | 0 | |
54/58 |
3,449 | 11,263 | 21,601 | 19,478 | 21,046 | 15,164 | 9,531 | 2,743 | 2,137 | 9,217 | 5,742 | 6,002 | 2,188 | 2,308 | 9,542 | 2,648 | 1,485 | 21 | 252 | |
490/1 |
3,752 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
11,995 | 15,063 | 26,868 | 24,287 | 24,408 | 22,647 | 27,649 | 36,402 | 16,878 | 18,144 | 38,948 | 37,594 | 35,608 | 38,621 | 63,840 | 45,395 | 48,534 | 21,695 | 18,827 | |
10/15 |
11,681 | 14,070 | 14,544 | 23,438 | 23,396 | 22,500 | 22,964 | 22,863 | 12,284 | 3,503 | -573 | -1,787 | -973 | 3,042 | 8,331 | 6,214 | 5,604 | -11,140 | -805 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
10 |
- | - | - | 6,200 | 6,200 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
- | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
5,465 | 6,465 | 6,465 | 15,360 | 15,360 | 15,360 | 12,360 | 12,360 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | 0 | - | - | |
130/1 |
- | - | 0 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | 0 | - | - | |
1311 |
- | - | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
5,465 | 6,465 | 6,465 | 13,500 | 13,500 | 13,500 | 10,500 | 10,500 | - | - | - | - | - | - | - | - | - | - | - | |
14 |
16 | 1,405 | 1,879 | 1,878 | 1,836 | 940 | 4,404 | 4,303 | 4,224 | -4,557 | -8,633 | -9,847 | -9,033 | -5,018 | 271 | 14 | -596 | -17,340 | -7,005 | |
17/49 |
314 | 993 | 12,324 | 849 | 1,012 | 147 | 4,685 | 13,539 | 4,594 | 14,640 | 39,521 | 39,381 | 36,581 | 35,579 | 55,509 | 39,181 | 42,931 | 32,835 | 19,631 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 3,696 | 7,120 | 10,332 | 2,024 | 4,611 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 3,696 | 7,120 | 10,332 | 2,024 | 4,611 | |
42/48 |
314 | 993 | 12,324 | 849 | 1,012 | 147 | 4,685 | 13,539 | 4,594 | 14,640 | 39,521 | 39,381 | 36,581 | 35,579 | 51,813 | 32,061 | 32,599 | 30,811 | 15,020 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 3,424 | 3,212 | 5,037 | 2,588 | 2,467 | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 1,584 | 1,761 | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 1,584 | 1,761 | |
44 |
160 | - | 411 | 257 | 0 | 0 | 746 | 0 | 0 | 0 | 34,295 | 33,945 | 34,770 | 33,762 | 37,644 | 14,291 | 12,126 | 12,845 | 388 | |
440/4 |
160 | - | 411 | 257 | 0 | 0 | 746 | 0 | 0 | 0 | 34,295 | 33,945 | 34,770 | 33,762 | 37,644 | 14,291 | 12,126 | 12,845 | 388 | |
45 |
154 | 993 | 1,938 | 592 | 241 | 147 | 2,186 | 7,761 | 3,761 | 8,103 | 2,983 | 3,193 | 1,811 | 1,817 | 10,745 | 14,558 | 15,436 | 13,794 | 10,404 | |
450/3 |
154 | 993 | 1,938 | 592 | 241 | 147 | 2,186 | 7,761 | 3,761 | 8,103 | 2,983 | 3,193 | 1,611 | 1,617 | 6,596 | 8,394 | 8,136 | 4,899 | 3,946 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | 0 | 200 | 200 | 4,149 | 6,164 | 7,300 | 8,895 | 6,458 | |
47/48 |
- | - | 9,975 | 0 | 771 | 0 | 1,752 | 5,778 | 833 | 6,537 | 2,244 | 2,244 | - | - | - | 0 | - | 0 | - | |
| Income statement | ||||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,877 | - | - | - | - | - | |
9900 |
-1,925 | 46 | 2,988 | 605 | 1,552 | -88 | 523 | 17,148 | 9,869 | 4,483 | 1,597 | 206 | -3,592 | -6,524 | 46,336 | 43,211 | 60,106 | 23,676 | 31,505 | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 36,027 | 34,959 | 32,699 | 30,345 | 34,412 | |
630 |
0 | 91 | 129 | 129 | 38 | - | - | - | - | - | - | - | - | - | 4,850 | 5,191 | 7,417 | 2,567 | 2,225 | |
640/8 |
400 | 387 | 384 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 696 | 348 | 348 | 1,073 | 629 | 701 | 642 | 1,262 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | 285 | - | 501 | - | 112 | - | - | - | |
9901 |
-2,324 | -432 | 2,474 | 128 | 1,167 | -435 | 176 | 16,800 | 9,521 | 4,135 | 1,249 | -490 | -3,940 | -6,871 | 4,385 | 2,432 | 19,288 | -9,878 | -6,395 | |
75/76B |
- | - | - | - | - | - | - | - | - | - | - | - | - | 3 | - | 0 | 217 | - | 11 | |
75 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 3 | - | 0 | 217 | - | 11 | |
65/66B |
65 | 42 | 52 | 39 | 29 | 29 | 34 | 35 | 44 | 59 | 34 | 40 | 75 | 816 | 852 | 898 | 1,307 | 458 | 621 | |
65 |
65 | 42 | 52 | 39 | 29 | 29 | 34 | 35 | 44 | 59 | 34 | 40 | 75 | 816 | 852 | 898 | 1,307 | 458 | 621 | |
9903 |
-2,389 | -474 | 2,422 | 89 | 1,137 | -464 | 142 | 16,766 | 9,478 | 4,076 | 1,215 | -815 | -4,015 | -5,309 | 3,534 | 1,422 | 18,199 | -10,335 | -7,005 | |
67/77 |
- | - | 816 | 47 | 241 | - | 41 | 6,186 | 697 | - | - | - | - | -20 | 1,417 | 812 | 1,455 | - | - | |
9904 |
-2,389 | -474 | 1,606 | 42 | 896 | -464 | 101 | 10,579 | 8,781 | 4,076 | 1,215 | -815 | -4,015 | -5,289 | 2,117 | 610 | 16,744 | -10,335 | -7,005 | |
9905 |
-2,389 | -474 | 1,606 | 42 | 896 | -464 | 101 | 10,579 | 8,781 | 4,076 | 1,215 | -815 | -4,015 | -5,289 | 2,117 | 610 | 16,744 | -10,335 | -7,005 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
-984 | 1,405 | 3,484 | 1,878 | 1,836 | 3,940 | 4,404 | 14,803 | 4,224 | -4,557 | -8,633 | -9,847 | -9,033 | -5,018 | 2,131 | 14 | -596 | -17,340 | -7,005 | |
14P |
1,405 | 1,879 | 1,878 | 1,836 | 940 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
1,000 | - | 10,500 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | 1,605 | - | - | 3,000 | - | 10,500 | - | - | - | - | - | - | 1,860 | - | 0 | - | - | |
691 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | - | 0 | - | - | |
6920 |
- | - | 1,605 | - | - | 3,000 | - | 10,500 | - | - | - | - | - | - | - | - | - | - | - | |
694/7 |
- | - | 10,500 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
- | - | 10,500 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 | 1 | 1 | 1 | 1 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,671 | 1,755 | 1,747 | 1,754 | 1,800 | |
| Document | ||||||||||||||||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 12-08-2026.
2025 annual accounts filed 12 days after the deadline. Filed on 12 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00394812.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-08-2026 | 2026-00394812 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00465491 | |
| 31-12-2023 | micro format | 04-04-2024 | 2024-00057004 | |
| 31-12-2022 | micro format | 26-06-2023 | 2023-00157539 | |
| 31-12-2021 | micro format | 29-06-2022 | 2022-20122702 | |
| 31-12-2020 | micro format | 14-06-2021 | 2021-21000540 | |
| 31-12-2019 | micro format | 30-09-2020 | 2020-57500479 | |
| 31-12-2018 | micro format | 14-08-2019 | 2019-47100195 | |
| 31-12-2017 | micro format | 12-07-2018 | 2018-32900420 | |
| 31-12-2016 | micro format | 01-08-2017 | 2017-41200494 | |
| 31-12-2015 | full format | 30-11-2016 | 2016-69200089 | |
| 31-12-2014 | full format | 30-09-2015 | 2015-63800309 | |
| 31-12-2013 | full format | 31-10-2014 | 2014-66500137 | |
| 31-12-2012 | full format | 14-11-2013 | 2013-66100519 | |
| 31-12-2011 | full format | 27-09-2012 | 2012-59300217 | |
| 31-12-2010 | full format | 28-11-2011 | 2011-62100232 | |
| 31-12-2009 | full format | 24-02-2011 | 2011-04500425 | |
| 31-12-2008 | full format | 02-12-2009 | 2009-87600011 | |
| 31-12-2007 | full format | 30-09-2008 | 2008-77300308 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -2,324 | -341 | 2,603 | 257 | 1,205 | - | - | - | - | - | - | - | - | - | 9,235 | 7,624 | 26,706 | -7,310 | -4,169 | ||
| -2,389 | -383 | 1,735 | 171 | 934 | - | - | - | - | - | - | - | - | - | 6,967 | 5,802 | 24,161 | -7,768 | -4,779 | ||
| 0 | 0 | 0 | 0 | 388 | - | - | - | - | - | - | - | - | - | 0 | -4,451 | 19,400 | 1,025 | 11,127 | ||
| -7,814 | -10,337 | 2,123 | -1,569 | 5,883 | 5,633 | 6,788 | 606 | -7,079 | 3,475 | -261 | 3,814 | -119 | -7,234 | 6,894 | 1,163 | 1,463 | -231 | - | ||
| 11,681 | 14,070 | 14,453 | 23,218 | 23,047 | 22,500 | 22,964 | 22,863 | 12,284 | 3,503 | -573 | -1,787 | -973 | 3,042 | 7,177 | 3,634 | -3,407 | -16,476 | -5,095 | ||
| 97.4% | 93.4% | 54.1% | 96.5% | 95.9% | 99.4% | 83.1% | 62.8% | 72.8% | 19.3% | -1.5% | -4.8% | -2.7% | 7.9% | 13.1% | 13.7% | 11.5% | -51.3% | -4.3% | ||
| 38.15 | 15.16 | 2.17 | 28.35 | 23.77 | - | 5.90 | 2.69 | 3.67 | 1.24 | 0.99 | 0.95 | 0.97 | 1.09 | 1.14 | 1.11 | 0.90 | 0.47 | 0.66 | ||
| 0.03 | 0.07 | 0.85 | 0.04 | 0.04 | 0.01 | 0.20 | 0.59 | 0.37 | 4.18 | - | - | - | 11.69 | 6.66 | 6.31 | 7.66 | - | - | ||
| -20.5% | -3.4% | 11.0% | 0.2% | 3.8% | -2.1% | 0.4% | 46.3% | 71.5% | 116.3% | - | - | - | -173.8% | 25.4% | 9.8% | 298.8% | - | - | ||
| -19.9% | -3.1% | 6.0% | 0.2% | 3.7% | -2.1% | 0.4% | 29.1% | 52.0% | 22.5% | 3.1% | -2.2% | -11.3% | -13.7% | 3.3% | 1.3% | 34.5% | -47.6% | -37.2% | ||
| -36.04 | -8.11 | 49.88 | 6.65 | 40.90 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €388 |
| €0 | €91 | €129 | €129 | €38 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,324, larger than the loss of €432 in 2024. It is the lowest result since 2013.
Debt's share of the balance-sheet total falls from 6.6% to 2.6%. Equity and debt are lower.
CDTEC has no parent and no holdings in its annual accounts. DORTU Christian is the only director. CDTEC shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Porte de Souvré 39 registered office 4600 Visé 4321102 General electrical installation work | 23-08-2006 | 2.155.684.646 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62108C0753/00N000 | 242 m² | 1 · 147 m² | 15.1 m · 4 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0883.019.506
If something looks wrong or is missing, please tell us.