CDTEC
ActiveSummary
CDTEC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,681 and a net result of -€2,389. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 28051 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-15
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 38.15 against 15.16 in 2024; short-term debt: 2.6% and cash: 28.8% of total assets), and 2.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
-19.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
31 d late
2023
118 d early
2022
35 d early
2021
32 d early
2020
47 d early
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€11,681▼ 17.0%
2024 · €14,070
Total assets
€11,995▼ 20.4%
2024 · €15,063
Net result
-€2,389▼ 404%
2024 · -€474
Working capital
€11,681▼ 17.0%
2024 · €14,070
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,167€128▼ 89.0%€2,474▲ 1,830%-€432-€2,324▼ 438%
Net result€896€42▼ 95.3%€1,606▲ 3,708%-€474-€2,389▼ 404%
Equity€23,396▲ 4.0%€23,438▲ 0.2%€14,544▼ 37.9%€14,070▼ 3.3%€11,681▼ 17.0%
Total assets€24,408▲ 7.8%€24,287▼ 0.5%€26,868▲ 10.6%€15,063▼ 43.9%€11,995▼ 20.4%
Debt€1,012▲ 588%€849▼ 16.1%€12,324▲ 1,352%€993▼ 91.9%€314▼ 68.4%
Working capital€23,047▲ 2.4%€23,218▲ 0.7%€14,453▼ 37.8%€14,070▼ 2.7%€11,681▼ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,324 in 2025 against €432 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11,995
Equity
€11,681 ▼ 17.0%
Debt
€314 ▼ 68.4%
Debt's share of the balance-sheet total falls from 6.6% to 2.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,324▼
2024 · -€341
Cash flow
-€2,389▼
2024 · -€383
Current ratio
38.15▲
2024 · 15.16
Debt to equity
0.03▼
2024 · 0.07
ROE
-20.5%▼
2024 · -3.4%
ROA
-19.9%▼
2024 · -3.1%
Interest coverage
-36.04▼
2024 · -8.11
Debt ≤ 1 year
€314▼
2024 · €993
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38 | €129 | €129 | €91 | €0 | ▼ 100% |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €1,552 | €605 | €2,988 | €46 | -€1,925 | ▼ 4,262% |
| Operating profit (loss)9901 | €1,167 | €128 | €2,474 | -€432 | -€2,324 | ▼ 438% |
| Financial charges65/66B | €29 | €39 | €52 | €42 | €65 | ▲ 53.3% |
| Recurring financial charges65 | €29 | €39 | €52 | €42 | €65 | ▲ 53.3% |
| Profit (loss) for the period before taxes9903 | €1,137 | €89 | €2,422 | -€474 | -€2,389 | ▼ 404% |
| Income taxes67/77 | €241 | €47 | €816 | - | - | - |
| Profit (loss) for the period9904 | €896 | €42 | €1,606 | -€474 | -€2,389 | ▼ 404% |
| Profit (loss) for the period to be appropriated9905 | €896 | €42 | €1,606 | -€474 | -€2,389 | ▼ 404% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24,408 | €24,287 | €26,868 | €15,063 | €11,995 | ▼ 20.4% |
| Fixed assets21/28 | €349 | €220 | €91 | €0 | - | - |
| Tangible fixed assets22/27 | €349 | €220 | €91 | €0 | - | - |
| Furniture and vehicles24 | €349 | €220 | €91 | €0 | - | - |
| Current assets29/58 | €24,059 | €24,067 | €26,777 | €15,063 | €11,995 | ▼ 20.4% |
| Amounts receivable within one year40/41 | €3,012 | €4,589 | €5,176 | €3,800 | €4,794 | ▲ 26.2% |
| Trade receivables40 | €2,985 | €4,589 | €5,176 | €3,800 | €4,794 | ▲ 26.2% |
| Other amounts receivable41 | €27 | €0 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €21,046 | €19,478 | €21,601 | €11,263 | €3,449 | ▼ 69.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,752 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24,408 | €24,287 | €26,868 | €15,063 | €11,995 | ▼ 20.4% |
| Equity10/15 | €23,396 | €23,438 | €14,544 | €14,070 | €11,681 | ▼ 17.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €15,360 | €15,360 | €6,465 | €6,465 | €5,465 | ▼ 15.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Distributable reserves133 | €13,500 | €13,500 | €6,465 | €6,465 | €5,465 | ▼ 15.5% |
| Profit (loss) carried forward14 | €1,836 | €1,878 | €1,879 | €1,405 | €16 | ▼ 98.9% |
| Amounts payable17/49 | €1,012 | €849 | €12,324 | €993 | €314 | ▼ 68.4% |
| Amounts payable within one year42/48 | €1,012 | €849 | €12,324 | €993 | €314 | ▼ 68.4% |
| Trade debts44 | €0 | €257 | €411 | - | €160 | - |
| Suppliers440/4 | €0 | €257 | €411 | - | €160 | - |
| Taxes, remuneration and social security45 | €241 | €592 | €1,938 | €993 | €154 | ▼ 84.5% |
| Taxes450/3 | €241 | €592 | €1,938 | €993 | €154 | ▼ 84.5% |
| Other amounts payable47/48 | €771 | €0 | €9,975 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €896 | €42 | €1,606 | -€474 | -€2,389 | ▼ 404% |
| + Depreciation and write-downs630 | €38 | €129 | €129 | €91 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €934 | €171 | €1,735 | -€383 | -€2,389 | ▼ 523% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€1,569 | €2,123 | -€10,337 | -€7,814 | ▲ 24.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet -€2,389
Net result drops to -€2,389, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 38.15
Current ratio from 15.16 to 38.15; short-term debt falls from €993 to €314.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity times 7current ratio 15.16
Current ratio from 2.17 to 15.16; short-term debt falls from €12,324 to €993.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €896
Net result €896 after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 26current ratio 153.89
Current ratio from 5.90 to 153.89; short-term debt falls from €4,685 to €147.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 5.90
Current ratio from 2.69 to 5.90; short-term debt falls from €13,539 to €4,685.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2006
Ground area
242 m²
Building footprint
147 m²
Volume, LiDAR
1,532 m³
Parcel 62108C0753/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CDTEC
since 20062.155.684.646
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0753/00N000 | Wallonia | 242 m² | 1 · 147 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 5,946 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-08-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
Scores and ratios are computed by Checked and are not a credit decision.