CDGIMMO
ActiveSummary
The computed 12-month bankruptcy probability of CDGIMMO is 2.0% (moderate). The 2025 annual accounts show equity of €18,236 and a net result of €13,236. Its solvency ranks better than 33% of 9,636 sector peers (NACE 82, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other business support services
NACE 82990
1 site
Size
≈ €110,000turnover 2025, estimated
- Equity
- €18,236
- Profit
- €13,236
Turnover estimated from the gross margin
Why 54raises risk2 changes of registered office in 24 monthsFigures for financial year 2025 (filed 04-11-2025)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.32, cash €29,343Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency
54
equity 28.6% of total assets
Liquidity
63
short-term debt 68.6% · cash 45.9%
Profitability
95
return on assets 20.7%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.6%
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 0.1%▼ -0.6 percentage points vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.2 percentage points vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 1.5%▲ +1.2 percentage points vs 07-2026
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 2.0%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, below the usual 1.5; short-term debt: 68.6% and cash: 45.9% of total assets), and 71.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 34% on solvency, 58% on liquidity and 69% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
- Amendment of the articles · Name…Purpose change · Capital contribution…
- Registered office · MiscellaneousRegistered-office move · Registered office…
- Registered officeRegistered-office move
Financials · financial year 2025, micro format
Turnover
≈ €110,000
Estimated: probably between €55,000 and €200,000
Total assets
€63,872
Net result
€13,236
Working capital
€13,927
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €61,451
Fixed assets
€3,717
Current assets
€57,734
Equity and liabilities €63,872
Equity
€18,236
Debt
€45,636
Debt finances 71.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€18,162
Cash flow
€14,065
Current ratio
1.32
Debt to equity
2.50
ROE
72.6%
ROA
20.7%
Interest coverage
over 100
Debt ≤ 1 year
€43,807
Income taxes
€3,970
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.6%
went bankrupt
1.8%
stopped otherwise
94.4%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €829 |
| Gross operating margin9900 | €18,162 |
| Operating profit (loss)9901 | €17,334 |
| Financial charges65/66B | €128 |
| Recurring financial charges65 | €128 |
| Profit (loss) for the period before taxes9903 | €17,206 |
| Income taxes67/77 | €3,970 |
| Profit (loss) for the period9904 | €13,236 |
| Profit (loss) for the period to be appropriated9905 | €13,236 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €63,872 | |
| Formation expenses20 | €2,422 | |
| Fixed assets21/28 | €3,717 | |
| Tangible fixed assets22/27 | €3,717 | |
| Furniture and vehicles24 | €3,717 | |
| Current assets29/58 | €57,734 | |
| Amounts receivable within one year40/41 | €28,391 | |
| Trade receivables40 | €28,391 | |
| Cash at bank and in hand54/58 | €29,343 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €63,872 | |
| Equity10/15 | €18,236 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €13,236 | |
| Amounts payable17/49 | €45,636 | |
| Amounts payable within one year42/48 | €43,807 | |
| Trade debts44 | €15,206 | |
| Suppliers440/4 | €15,206 | |
| Taxes, remuneration and social security45 | €15,967 | |
| Taxes450/3 | €9,282 | |
| Remuneration and social security454/9 | €6,685 | |
| Other amounts payable47/48 | €12,634 | |
| Accrued charges and deferred income492/3 | €1,829 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €13,236 |
| + Depreciation and write-downs630 | €829 |
| Operating cash flow (approximation) | €14,065 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | micro format | 31-10-2025 | 2025-00560643 |
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Of the 24,205 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,746. 5,957 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
DUBOIS Charles-Antoine
CurrentDirector (not named in the articles) · since 18-07-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2024, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| DUBOIS Charles-Antoine |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 18-07-2024 ↗
- DUBOIS Charles-Antoine Gaëtan Marie Juan 1 share (100%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 18-07-2024 Incorporation · €5,000 · 1 share
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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History
Acts, filings and financial milestones
2026
03-08
Gazette deed
Amendment of the articles · Name · MiscellaneousPurpose change · Capital contribution · Registered office clause7 facts ▸
Gazette deed
Amendment of the articles · Name · Miscellaneous
Purpose change · Capital contribution · Registered office clause7 facts ▸
- General meeting, 16-07-2026
- Other provision, “board report on purpose change, kennisname” (deed in Dutch)
- Purpose change
- Amendment of the articles
- Capital contribution
- Registered office clause, “1640 Sint-Genesius-Rode, Lequimelaan 21” (deed in Dutch)
- Power of attorney, CDGIMMO
30-07
Gazette deed
Registered office · MiscellaneousRegistered-office move · Registered office clause · Power of attorney5 facts ▸
Gazette deed
Registered office · Miscellaneous
Registered-office move · Registered office clause · Power of attorney5 facts ▸
- General meeting, 16-07-2026
- Registered-office move, Région flamande
- Registered office clause, “1640 Sint-Genesius-Rode, Lequimelaan 21” (deed in French)
- Power of attorney
- Power of attorney, Ine STOUTHUYSEN
22-01
Gazette deed
Registered officeRegistered-office move2 facts ▸
Gazette deed
Registered office
Registered-office move2 facts ▸
- General meeting, 01-07-2025
- Registered-office move, Avenue Louise 523,1050 Bruxelles
2025
31-10
NBB filing
Annual accounts filed
financial year 2025 · micro format
2024
18-07
Gazette deed
IncorporationAppointment: DUBOIS Charles-Antoine (director) · Founder · Founding capital8 facts ▸
Gazette deed
Incorporation
Appointment: DUBOIS Charles-Antoine (director) · Founder · Founding capital8 facts ▸
- Founder, DUBOIS Charles-Antoine Gaëtan Marie Juan
- Incorporation, 15-07-2024
- Founding capital, €5,000
- Bank account, “préalablement à la constitution, apports en espèces” (deed in French)
- Share issue, 1, “conditions d’émission déterminent indisponible ou disponible” (deed in French)
- Director appointment, DUBOIS Charles-Antoine (director (not named in the articles))
- Other provision, “interdiction de gérer, administrateur ne fait pas l'objet d'interdiction de gérer ni en Belgique ni à l'étranger” (deed in French)
- Other provision, “délivrance avant enregistrement, extrait délivré avant enregistrement” (deed in French)
Gazette deedNBB filing
4 of 4 deeds read
Register details
Identification
Legal formPrivate limited company
Founded16-07-2024
Financial year end31-03
Activities, NACEBEL 2025
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Contact
E-mail
dubois-charles@hotmail.com
Phone
+32472800770
E-invoicing
Reachable via Peppol
Peppol ID
0208:1011610030
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2024
Ground area
254 m²
Building footprint
204 m²
Building volume
1,532 m³
2 parcels, Brussels, Flanders · tallest building 14.0 m. Linked by address, not a title deed.
1 establishment unit
CDGIMMO
since 2024unit no. 2.363.128.054
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21447B0305/00E028 | Brussels | 139 m² | 1 · 68 m² | 14.0 m · 4 |
| 22552F0002/00S044 | Flanders | 115 m² | 1 · 136 m² | 9.5 m · 2 |
How the parcels are linked
Good to know
Both parcels match the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle verrichtingen met betrekking tot onroerende goederen en onroerende rechten, alsook alle studies en adviezen hieromtrent, evenals alle…” (deed in Dutch)deed of 03-08-2026
6 activities (deed in Dutch)
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende rechten, alsook alle studies en adviezen hieromtrent, evenals alle burgerlijke, handels-, industriële en financiële verrichtingen die er rechtstreeks of onrechtstreeks verband mee houden, waaronder onder meer de aankoop, verkoop, ruil, verkaveling, ontwikkeling, valorisatie, beheer, verhuur, verbouwing, renovatie, afbraak en bouw van onroerende goederen.
- Alle activiteiten inzake interieurarchitectuur, interieurinrichting en interieurdesign, met inbegrip van het verstrekken van advies betreffende meubilering, inrichting, uitrusting, afwerking en decoratie van residentiële en professionele gebouwen, evenals het ontwerpen en uitwerken van architecturale en interieurconcepten.
- Alle activiteiten met betrekking tot de renovatie, verbouwing, afwerking en inrichting van gebouwen, binnen de wettelijke grenzen en mits naleving van de toepasselijke wettelijke beroepsvoorwaarden.
- Uitsluitend in eigen naam en voor eigen rekening: de bouw, de ontwikkeling en het beheer van een onroerend patrimonium; alle verrichtingen, al dan niet onderworpen aan de belasting over de toegevoegde waarde, met betrekking tot onroerende goederen en zakelijke rechten op onroerende goederen, zoals de aankoop en verkoop, bouw, renovatie, afbraak, inrichting, interieurafwerking, verhuur en inhuur, ruil, verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met het beheer of de exploitatie van onroerende goederen of zakelijke rechten op onroerende goederen.
- Uitsluitend in eigen naam en voor eigen rekening: de opbouw, ontwikkeling en het beheer van een roerend patrimonium; alle verrichtingen met betrekking tot roerende goederen en roerende rechten, van welke aard ook, zoals aankoop en verkoop, huur en verhuur, ruil en, in het bijzonder, het beheer en de valorisatie van verhandelbare waarden, aandelen, obligaties en overheidsfondsen.
- Uitsluitend in eigen naam en voor eigen rekening: het aangaan van leningen en het verstrekken van leningen, kredieten, financieringen en het onderhandelen van leasingovereenkomsten in het kader van de hierboven omschreven doeleinden.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimiteddeed of 03-08-2026
- Name clauseThe name the company operates under according to its articles.
- CDGIMMOdeed of 18-07-2024
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, overbrenging naar tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied door eenvoudige beslissing van het…” (deed in Dutch)deed of 03-08-2026
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “§4. Externe vertegenwoordiging van de vennootschap. Elke bestuurder - ook wanneer er meerdere zijn - vertegenwoordigt de vennootschap ten…”
- Board ruleHow the board is made up, meets and takes decisions.
- “De bestuurders kunnen alle handelingen verrichten die nodig of nuttig zijn voor de verwezenlijking van het voorwerp, met uitzondering van…” (deed in Dutch)6 more provisions on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, aard van de aandelen” (deed in Dutch)“Op naam, aard van de andere effecten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vermeld in oorspronkelijke bekendmaking of, in geval van betwisting, bepaald door deskundige, overdracht van aandelen” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Voor in pand gegeven aandelen komt het voorkeurrecht toe aan de eigenaar-pandgever, recht van voorkeur” (deed in Dutch)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Wednesday of September at 11:00
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan iedere andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…” (deed in Dutch)1 more provision on this in the deed
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed