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CDB CONSULTING

Active
Private limited companyfounded 200323 yrs activedu Roy de Blicquylaan 27, 1933 Zaventem, BelgiumKBO/BCE: BE 0479.850.783
Summary

CDB CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367,293 and a net result of -€7,492. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-12
Solvency100=
Growth64=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
short-term debt: 0.1% and cash: 36.5% of total assets, and 2.6% of the assets are financed with debt.
Credit check for your own amount and term

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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
on the day
2023
90 d early
2022
103 d early
2021
101 d early
2020
117 d early
2019
106 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 November (4 of the last 5 filed years within 90 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CDB CONSULTING was incorporated on 26 March 2003.1 Revenue grew from EUR 28,750 in 2019 to EUR 47,463 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2023

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Financials · fiscal year 2025, micro schema

Turnover
€47,463▼ 8.3%
2022 · €51,748
EBIT margin
6.0%▲ 13.0pp
2022 · -7.0%
Net result
-€7,492
2024 · €29,015
Working capital
€145,876▼ 1.7%
2024 · €148,429
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€30,846▼ 12.9%€51,748▲ 67.8%€47,463▼ 8.3%
Operating result-€29,967▼ 96.4%-€3,627▲ 87.9%€2,825€29,137▲ 931%-€7,178
Net result-€29,885below the sector's middle half▼ 91.9%-€3,627below the sector's middle half▲ 87.9%€2,635within the sector's middle half€29,015within the sector's middle half▲ 1,001%-€7,492below the sector's middle half
EBIT margin-97.2%▼ 54.1pp-7.0%▲ 90.1pp6.0%▲ 13.0pp
Equity€346,761above the sector's middle half▼ 7.9%€343,134above the sector's middle half▼ 1.0%€345,770above the sector's middle half▲ 0.8%€374,785above the sector's middle half▲ 8.4%€367,293above the sector's middle half▼ 2.0%
Total assets€357,297above the sector's middle half▼ 7.2%€352,368above the sector's middle half▼ 1.4%€355,874above the sector's middle half▲ 1.0%€394,738above the sector's middle half▲ 10.9%€376,941above the sector's middle half▼ 4.5%
Debt€10,535▲ 25.7%€9,234▼ 12.4%€10,105▲ 9.4%€19,954▲ 97.5%€9,649▼ 51.6%
Working capital€48,697within the sector's middle half▼ 21.9%€75,916within the sector's middle half▲ 55.9%€97,808within the sector's middle half▲ 28.8%€148,429above the sector's middle half▲ 51.8%€145,876above the sector's middle half▼ 1.7%
Solvency97.1%above the sector's middle half▼ 0.8pp97.4%above the sector's middle half▲ 0.3pp97.2%above the sector's middle half▼ 0.2pp94.9%above the sector's middle half▼ 2.2pp97.4%above the sector's middle half▲ 2.5pp
Current ratio18.26above the sector's middle half▼ 67.0920.80above the sector's middle half▲ 2.5461.27above the sector's middle half▲ 40.4793.72above the sector's middle half▲ 32.45
Return on assets (ROA)-8.4%below the sector's middle half▼ 4.3pp-1.0%below the sector's middle half▲ 7.3pp0.7%within the sector's middle half▲ 1.8pp7.4%within the sector's middle half▲ 6.6pp-2.0%below the sector's middle half▼ 9.3pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€29,967-€29,967Net result 2021: -€29,885-€29,885Operating result 2022: -€3,627-€3,627Net result 2022: -€3,627-€3,627Operating result 2023: €2,825€2,825Net result 2023: €2,635€2,635Operating result 2024: €29,137€29,137Net result 2024: €29,015€29,015Operating result 2025: -€7,178-€7,178Net result 2025: -€7,492-€7,49220212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: €2,825€2,830Net result 2023: €2,635€2,640Operating result 2024: €29,137€29,100Net result 2024: €29,015€29,000Operating result 2025: -€7,178-€7,180Net result 2025: -€7,492-€7,490202320242025
The operating result turns negative in 2025: a loss of €7,178 after €29,137 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376,941
Fixed assets €230,832 ▼ 5.7%
Current assets €146,110 ▼ 2.6%
Equity and liabilities €376,941
Equity €367,293 ▼ 2.0%
Debt €9,649 ▼ 51.6%
Debt's share of the balance-sheet total falls from 5.1% to 2.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,699▼
2024 · €44,317
Cash flow
€6,385▼
2024 · €44,196
Debt to equity
0.03▼
2024 · 0.05
ROE
-2.0%▼
2024 · 7.7%
Interest coverage
21.31▼
2024 · 118.51
Debt ≤ 1 year
€234▼
2024 · €1,601
A ratio outside any meaningful range has been withheld (balance sheet total €376,941, equity €367,293).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€394,738€376,941▼
Fixed assets21/28€244,708€230,832▼
Tangible fixed assets22/27€244,708€230,832▼
Land and buildings22€234,154€223,280▼
Furniture and vehicles24€2,059€532▼
Other tangible fixed assets26€8,495€7,019▼
Current assets29/58€150,030€146,110▼
Amounts receivable within one year40/41€9,004€6,273▼
Trade receivables40€600-
Other amounts receivable41€8,404€6,273▼
Cash at bank and in hand54/58€138,921€137,703▼
Deferred charges and accrued income490/1€2,106€2,134▲
Equity and liabilities
Total equity and liabilities10/49€394,738€376,941▼
Equity10/15€374,785€367,293▼
Contributions10/11€18,550€18,550=
Reserves13€1,850€1,850=
Non-distributable reserves130/1€1,850€1,850=
Reserves not available under the articles1311€1,850€1,850=
Profit (loss) carried forward14€354,385€346,893▼
Amounts payable17/49€19,954€9,649▼
Amounts payable within one year42/48€1,601€234▼
Trade debts44€535-
Suppliers440/4€535-
Taxes, remuneration and social security45€623-
Taxes450/3€623-
Other amounts payable47/48€443€234▼
Accrued charges and deferred income492/3€18,353€9,415▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,181€13,877▼
Other operating charges640/8€1,493€1,491▼
Gross operating margin9900€45,810€8,190▼
Operating profit (loss)9901€29,137-€7,178▼
Financial income75/76B€252-
Recurring financial income75€252-
Financial charges65/66B€374€314▼
Recurring financial charges65€374€314▼
Profit (loss) for the period before taxes9903€29,015-€7,492▼
Profit (loss) for the period9904€29,015-€7,492▼
Profit (loss) for the period to be appropriated9905€29,015-€7,492▼
Appropriation of the result
Profit (loss) to be appropriated9906€354,385€346,893▼
Profit (loss) brought forward from the previous period14P€325,370€354,385▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€30,846€51,748€47,463---
Goods, raw materials, services and sundry goods60/61-€20,839€23,843---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,208€33,161€18,842€15,181€13,877▼ 8.6%
Other operating charges640/8-€1,322€1,741€1,493€1,491▼ 0.1%
Non-recurring operating charges66A-€53€212---
Gross operating margin9900€4,419€30,908€23,620€45,810€8,190▼ 82.1%
Operating profit (loss)9901-€29,967-€3,627€2,825€29,137-€7,178▼ 125%
Financial income75/76B-€273€270€252--
Recurring financial income75€270€273€270€252--
Financial charges65/66B-€273€460€374€314▼ 15.9%
Recurring financial charges65€188€273€460€374€314▼ 15.9%
Profit (loss) for the period before taxes9903-€29,885-€3,627€2,635€29,015-€7,492▼ 126%
Profit (loss) for the period9904-€29,885-€3,627€2,635€29,015-€7,492▼ 126%
Profit (loss) for the period to be appropriated9905-€29,885-€3,627€2,635€29,015-€7,492▼ 126%
Line20212022202320242025Change
Assets
Total assets20/58€357,297€352,368€355,874€394,738€376,941▼ 4.5%
Fixed assets21/28€305,779€272,619€256,444€244,708€230,832▼ 5.7%
Tangible fixed assets22/27€305,779€272,619€256,444€244,708€230,832▼ 5.7%
Land and buildings22-€260,190€245,434€234,154€223,280▼ 4.6%
Furniture and vehicles24-€6,577€3,707€2,059€532▼ 74.1%
Other tangible fixed assets26-€5,852€7,303€8,495€7,019▼ 17.4%
Current assets29/58€51,517€79,749€99,430€150,030€146,110▼ 2.6%
Amounts receivable within one year40/41€9,137€9,182€4,258€9,004€6,273▼ 30.3%
Trade receivables40---€600--
Other amounts receivable41-€9,182€4,258€8,404€6,273▼ 25.4%
Cash at bank and in hand54/58€40,366€68,507€93,394€138,921€137,703▼ 0.9%
Deferred charges and accrued income490/1-€2,061€1,779€2,106€2,134▲ 1.3%
Equity and liabilities
Total equity and liabilities10/49€357,297€352,368€355,874€394,738€376,941▼ 4.5%
Equity10/15€346,761€343,134€345,770€374,785€367,293▼ 2.0%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Capital10-€18,550€18,550---
Issued capital100-€18,550€18,550---
Reserves13€1,850€1,850€1,850€1,850€1,850=
Non-distributable reserves130/1-€1,850€1,850€1,850€1,850=
Legal reserve130-€1,850€1,850---
Reserves not available under the articles1311---€1,850€1,850=
Profit (loss) carried forward14€326,361€322,734€325,370€354,385€346,893▼ 2.1%
Amounts payable17/49€10,535€9,234€10,105€19,954€9,649▼ 51.6%
Amounts payable within one year42/48€2,821€3,834€1,623€1,601€234▼ 85.4%
Trade debts44€1,545€334€703€535--
Suppliers440/4-€334€703€535--
Taxes, remuneration and social security45---€623--
Taxes450/3---€623--
Other amounts payable47/48-€3,499€920€443€234▼ 47.2%
Accrued charges and deferred income492/3-€5,400€8,482€18,353€9,415▼ 48.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€29,885-€3,627€2,635€29,015-€7,492▼ 126%
+ Depreciation and write-downs630€33,208€33,161€18,842€15,181€13,877▼ 8.6%
Operating cash flow (approximation)€3,323€29,534€21,477€44,196€6,385▼ 85.6%
Investment in fixed assets (approximation)-€0-€2,667-€3,445€0▲ 100%
Change in cash-€28,140€24,888€45,526-€1,217▼ 103%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
11-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
30-06
Financial Liquidity times 7current ratio 624.45
Current ratio from 93.72 to 624.45; short-term debt falls from €1,601 to €234.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Highest result since 2019net €29,015 ▲1,001%
Operating result €29,137, net result €29,015, both a record.
2023
02-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Back to profitnet €2,635
Net result €2,635 after 4 loss-making years.
30-06
Financial Liquidity triplescurrent ratio 61.27
Current ratio from 20.80 to 61.27; short-term debt falls from €3,834 to €1,623.
2022
20-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
22-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Liquidity triplescurrent ratio 85.35
Current ratio from 24.41 to 85.35; short-term debt falls from €1,666 to €739.
2019
17-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
05-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
10-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
5,966 m²
Building footprint
480 m²
Volume, LiDAR
805 m³
2 parcels, Brussels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Boomkleverlaan 99, 1150 Sint-Pieters-Woluwe
Other professional, scientific and technical activities
since 20032.131.780.084
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23082E0163/00V002 Flanders 5,525 m² 1 · 368 m² 1.6 m
21683D0181/00Y002 Brussels 441 m² 1 · 112 m² 11.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,710 companies in sector 73200 we hold annual accounts for 1,787. 1,320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-03-2003
Fiscal year end30-06
Activities, NACEBEL 2025
73200Market research and public opinion polling
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479850783
Also 9925:BE0479850783
Registered 07-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.