OGFIN
ActiveOGFIN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €3k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+3
Solvency100▲+13
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.41 in 2024), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
26 d late
2023
28 d early
2022
53 d early
2021
5 d early
2020
37 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 701%
2024 · €381
2018: €-39k
2019: €-79k
2020: €-19k
2021: €-20k
2022: €-5k
2023: €-7k
2024: €381
2018 → 2025
Working capital
€5k▲ 54.1%
2024 · €3k
2020: €26k
2021: €6k
2022: €934
2023: €-6k
2024: €3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€355k-€350k▼ 1.3%€343k▼ 2.0%€344k▲ 0.1%€347k▲ 0.9%
Operating result€-20k-€-5k▲ 77.2%€-7k▼ 47.7%€10k€4k▼ 58.4%
Net result€-20k-€-5k▲ 76.4%€-7k▼ 45.7%€381€3k▲ 701%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€341k▲ 0.4%
Current assets
€10k▼ 14.1%
Equity and liabilities €351k
Equity
€347k▲ 0.9%
Debt
€5k▼ 42.1%
The debt ratio falls from 2.4% to 1.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
98.6%▲
2024 · 97.6%
Current ratio
2.09▲
2024 · 1.41
Quick ratio
2.09▲
2024 · 1.41
Debt / equity
0.01▼
2024 · 0.02
ROE
0.9%▲
2024 · 0.1%
ROA
0.9%▲
2024 · 0.1%
Interest coverage
23.21
Debt
€5k▼
2024 · €8k
Debt ≤ 1 year
€5k▼
2024 · €8k
Income taxes
€1k▲
2024 · €629
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€352k€351k▼
Fixed assets21/28€340k€341k▲
Tangible fixed assets22/27€340k€341k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€340k€340k=
Financial fixed assets28€149€149=
Current assets29/58€12k€10k▼
Amounts receivable within one year40/41€6k€1k▼
Trade receivables40-€464
Other amounts receivable41€6k€699▼
Cash at bank and in hand54/58€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€352k€351k▼
Equity10/15€344k€347k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€335k€339k▲
Amounts payable17/49€8k€5k▼
Amounts payable within one year42/48€8k€5k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€629€2k▲
Taxes450/3€629€2k▲
Other amounts payable47/48€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€609
Other operating charges640/8€574€916▲
Gross operating margin9900€11k€6k▼
Operating profit (loss)9901€10k€4k▼
Financial charges65/66B€9k€210▼
Recurring financial charges65€242€210▼
Non-recurring financial charges66B€9k-
Profit (loss) for the period before taxes9903€1k€4k▲
Income taxes67/77€629€1k▲
Profit (loss) for the period9904€381€3k▲
Profit (loss) for the period to be appropriated9905€381€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€335k€339k▲
Profit (loss) brought forward from the previous period14P€335k€335k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 22 days late
2025
31-12
Financial
Highest result since 2018net €3k ▲701%
Net result €3k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Back to profitnet €381
Net result €381 after 6 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zomerstraat 821050 ElseneGround area
395 m²
Building footprint
121 m²
Volume, LiDAR
1,090 m³
Parcel 21445C0270/00D004, Brussels · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Zomerstraat 82, 1050 Elsene
since 20002.093.527.343
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0270/00D004 | Brussels | 395 m² | 1 · 121 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,704 companies in sector 73200 we hold annual accounts for 1,774. 1,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1999
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.