CATALIN CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of CATALIN CONSTRUCT is 2.2% (moderate). The 2024 annual accounts show equity of €50k and a net result of €33k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency93▲+17
Growth74=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.06 in 2023; short-term debt: 32.2% and cash: 3.7% of total assets), and 32.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
62 d late
2022
57 d late
2021
91 d late
2020
107 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€142k▲ 13.3%
2021 · €125k
EBIT margin
14.7%▲ 9.6pp
2021 · 5.1%
Net result
€33k▲ 96.9%
2023 · €17k
Working capital
€50k▲ 83.8%
2023 · €27k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€116k-€125k▲ 7.5%€142k▲ 13.3%
Operating result€18k-€6k▼ 63.9%€21k▲ 227%€17k▼ 20.0%€33k▲ 96.9%
Net result€15k-€6k▼ 61.3%€15k▲ 159%€17k▲ 10.5%€33k▲ 96.9%
EBIT margin15.2%-5.1%▼ 10.1pp14.7%▲ 9.6pp
Equity€11k-€16k▲ 54.7%€23k▲ 37.1%€27k▲ 20.8%€50k▲ 83.8%
Total assets€48k-€27k▼ 43.9%€61k▲ 126%€53k▼ 13.0%€74k▲ 39.6%
Debt€37k-€10k▼ 72.0%€38k▲ 266%€26k▼ 32.9%€24k▼ 7.4%
Working capital€9k-€16k▲ 76.8%€23k▲ 37.1%€27k▲ 20.8%€50k▲ 83.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 97% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €74k
Equity
€50k ▲ 83.8%
Debt
€24k ▼ 7.4%
Debt's share of the balance-sheet total falls from 48.5% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.11▲
2023 · 2.06
Debt to equity
0.47▼
2023 · 0.94
ROE
65.5%▲
2023 · 61.2%
ROA
44.4%▲
2023 · 31.5%
Debt ≤ 1 year
€24k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €116k | €125k | €142k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €117k | €121k | - | - | - |
| Remuneration, social security and pensions62 | - | €180 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €667 | €0 | - | - | - | - |
| Other operating charges640/8 | - | €1k | - | - | - | - |
| Gross operating margin9900 | €18k | €8k | €21k | €17k | €33k | ▲ 96.9% |
| Operating profit (loss)9901 | €18k | €6k | €21k | €17k | €33k | ▲ 96.9% |
| Financial income75/76B | - | €94 | - | - | - | - |
| Recurring financial income75 | €5 | €94 | - | - | - | - |
| Financial charges65/66B | - | €641 | €4k | - | - | - |
| Recurring financial charges65 | €113 | €641 | €4k | - | - | - |
| Profit (loss) for the period before taxes9903 | €17k | €6k | €17k | €17k | €33k | ▲ 96.9% |
| Income taxes67/77 | €2k | - | €2k | - | - | - |
| Profit (loss) for the period9904 | €15k | €6k | €15k | €17k | €33k | ▲ 96.9% |
| Profit (loss) for the period to be appropriated9905 | €15k | €6k | €15k | €17k | €33k | ▲ 96.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48k | €27k | €61k | €53k | €74k | ▲ 39.6% |
| Fixed assets21/28 | €1k | - | - | - | - | - |
| Tangible fixed assets22/27 | €1k | - | - | - | - | - |
| Current assets29/58 | €47k | €27k | €61k | €53k | €74k | ▲ 39.6% |
| Amounts receivable within one year40/41 | €45k | €24k | €57k | €51k | €71k | ▲ 38.5% |
| Trade receivables40 | - | €5k | €30k | €11k | €6k | ▼ 47.7% |
| Other amounts receivable41 | - | €19k | €27k | €41k | €66k | ▲ 61.3% |
| Cash at bank and in hand54/58 | €2k | €3k | €4k | €2k | €3k | ▲ 73.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48k | €27k | €61k | €53k | €74k | ▲ 39.6% |
| Equity10/15 | €11k | €16k | €23k | €27k | €50k | ▲ 83.8% |
| Contributions10/11 | - | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €9k | €15k | €21k | €26k | €49k | ▲ 88.4% |
| Amounts payable17/49 | €37k | €10k | €38k | €26k | €24k | ▼ 7.4% |
| Amounts payable within one year42/48 | €37k | €10k | €38k | €26k | €24k | ▼ 7.4% |
| Trade debts44 | €29k | €6k | €26k | €11k | €4k | ▼ 63.7% |
| Suppliers440/4 | - | €182 | €1k | €2k | - | - |
| Bills of exchange payable441 | - | €6k | €25k | €9k | €4k | ▼ 56.3% |
| Taxes, remuneration and social security45 | - | €4k | €3k | €3k | €10k | ▲ 252% |
| Taxes450/3 | - | €4k | €3k | €3k | €10k | ▲ 252% |
| Other amounts payable47/48 | - | - | €9k | €12k | €10k | ▼ 16.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €6k | €15k | €17k | €33k | ▲ 96.9% |
| + Depreciation and write-downs630 | €667 | €0 | - | - | - | - |
| Operating cash flow (approximation) | €16k | €6k | €15k | €17k | €33k | ▲ 96.9% |
| Change in cash | - | €2k | €503 | €-2k | €1k | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Highest result since 2020net €33k ▲96.9%
Operating result €33k, net result €33k, both a record.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
2021
31-12
Financial
Weakest financial yearnet €6k ▼61.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.25 to 2.57; short-term debt falls from €37k to €10k.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2019
Ground area
1,962 m²
Building footprint
500 m²
Volume, LiDAR
4,398 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
510
companies at this address
See who is registered here
1 establishment unit
CATALIN CONSTRUCT
since 20192.298.286.128
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21001A0339/00D005 | Brussels | 324 m² | 1 · 102 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 6,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43211General electrical installation work
43221Plumbing work
43310Plastering work
43350Other building finishing work
43410Roofing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.