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CATALIN CONSTRUCT

Active
Private limited companyfounded 2019active for 7 yearsKBO/BCE: BE 0736.465.075
Summary

The computed 12-month bankruptcy probability of CATALIN CONSTRUCT is 7.5% (elevated). The 2024 annual accounts show equity of €50,169 and a net result of €32,881. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 74% of 35,976 sector peers (NACE 43, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€73,997total assets 2024
Equity
€50,169
Profit
€32,881
Turnover not published (micro format)
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.5%
Structure
2025 accounts not filed, 87 days past the deadline1 of 4 deeds summarised
Why 37raises riskFigures for financial year 2024 (filed 02-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 3 of the last 3 lateEx-officio strike-off in the KBOSize: total assets €73,997Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 71% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Strong
Solvency 93+17
equity 67.8% of total assets
Liquidity 41+11
short-term debt 32.2% · cash 3.7%
Profitability 100=
return on assets 44.4%
Bankruptcy probability, 12 months
7.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 4.5% 12-2024: 4.5%● unchanged vs 11-2024 01-2025: 4.6%▲ +0.1 percentage points vs 12-2024 02-2025: 4.4%▼ -0.2 percentage points vs 01-2025 03-2025: 4.4%● unchanged vs 02-2025 04-2025: 4.7%▲ +0.3 percentage points vs 03-2025 05-2025: 5.1%▲ +0.4 percentage points vs 04-2025 06-2025: 5.3%▲ +0.2 percentage points vs 05-2025 07-2025: 5.3%● unchanged vs 06-2025 08-2025: 6.0%▲ +0.7 percentage points vs 07-2025 09-2025: 6.7%▲ +0.7 percentage points vs 08-2025 10-2025: 9.6%▲ +2.9 percentage points vs 09-2025highest value 11-2025: 3.8%▼ -5.8 percentage points vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.3%▼ -0.5 percentage points vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026lowest value 04-2026: 3.5%▲ +0.2 percentage points vs 03-2026 05-2026: 3.7%▲ +0.2 percentage points vs 04-2026 06-2026: 3.7%● unchanged vs 05-2026 07-2026: 7.1%▲ +3.4 percentage points vs 06-2026 08-2026: 8.8%▲ +1.7 percentage points vs 07-2026 09-2026: 5.4%▼ -3.4 percentage points vs 08-2026 10-2026: 7.5%▲ +2.1 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 3.11, compared with 2.06 in 2023, above the usual 1.5; short-term debt: 32.2% and cash: 3.7% of total assets), and 32.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 74% on solvency, 30% on liquidity, 92% on profitability and 89% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · Figures for financial year 2024 (filed 02-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 3 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Size: total assets €73,997
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 55 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
55 days late
2023
62 days late
2022
57 days late
2021
91 days late
2020
107 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 74 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckevent 24-05-2026
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2020 to 2024net €32,881 ▲96.9%

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 26 October 2026.

Turnover
€141,711▲ 13.3%
2021 · €125,099
EBIT margin
14.7%▲ 9.6pp
2021 · 5.1%
Net result
€32,881▲ 96.9%
2023 · €16,696
Working capital
€50,169▲ 83.8%
2023 · €27,288
Trend over the years

2020 to 2024, 5 financial years

The operating result recovers in 2024; 2024 is 97% above 2023 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€141,711 2022 Operating result€32,881 2024 Net result€32,881 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20202021202220232024
Turnover€116,376-€125,099▲ 7.5%€141,711▲ 13.3%
Operating result€17,644-€6,374▼ 63.9%€20,863▲ 227%€16,696▼ 20.0%€32,881▲ 96.9%
Net result€15,053within the sector's middle half-€5,826within the sector's middle half▼ 61.3%€15,113within the sector's middle half▲ 159%€16,696within the sector's middle half▲ 10.5%€32,881above the sector's middle half▲ 96.9%
EBIT margin15.2%-5.1%▼ 10.1pp14.7%▲ 9.6pp
Equity€10,653below the sector's middle half-€16,479below the sector's middle half▲ 54.7%€22,592within the sector's middle half▲ 37.1%€27,288within the sector's middle half▲ 20.8%€50,169within the sector's middle half▲ 83.8%
Total assets€48,035below the sector's middle half-€26,956below the sector's middle half▼ 43.9%€60,918below the sector's middle half▲ 126%€53,013below the sector's middle half▼ 13.0%€73,997within the sector's middle half▲ 39.6%
Debt€37,383-€10,476▼ 72.0%€38,325▲ 266%€25,725▼ 32.9%€23,828▼ 7.4%
Working capital€9,319within the sector's middle half-€16,479within the sector's middle half▲ 76.8%€22,592within the sector's middle half▲ 37.1%€27,288within the sector's middle half▲ 20.8%€50,169within the sector's middle half▲ 83.8%
Solvency22.2%within the sector's middle half-61.1%within the sector's middle half▲ 39.0pp37.1%within the sector's middle half▼ 24.0pp51.5%within the sector's middle half▲ 14.4pp67.8%within the sector's middle half▲ 16.3pp
Current ratio1.25within the sector's middle half-2.57within the sector's middle half▲ 1.321.59within the sector's middle half▼ 0.982.06within the sector's middle half▲ 0.473.11within the sector's middle half▲ 1.04
Return on assets (ROA)31.3%above the sector's middle half-21.6%above the sector's middle half▼ 9.7pp24.8%above the sector's middle half▲ 3.2pp31.5%above the sector's middle half▲ 6.7pp44.4%above the sector's middle half▲ 12.9pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €73,997
Equity €50,169 ▲ 83.8%
Debt €23,828 ▼ 7.4%
Debt's share of the balance-sheet total falls from 48.5% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.47▼
2023 · 0.94
ROE
65.5%▲
2023 · 61.2%
Debt ≤ 1 year
€23,828▼
2023 · €25,725
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,974 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.5% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 7.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 27 lines
Balance sheet Code20232024
Assets
Total assets20/58€53,013€73,997▲
Current assets29/58€53,013€73,997▲
Amounts receivable within one year40/41€51,419€71,232▲
Trade receivables40€10,725€5,613▼
Other amounts receivable41€40,693€65,619▲
Cash at bank and in hand54/58€1,594€2,766▲
Equity and liabilities
Total equity and liabilities10/49€53,013€73,997▲
Equity10/15€27,288€50,169▲
Contributions10/11€1,400€1,400=
Profit (loss) carried forward14€25,888€48,769▲
Amounts payable17/49€25,725€23,828▼
Amounts payable within one year42/48€25,725€23,828▼
Trade debts44€10,918€3,959▼
Suppliers440/4€1,850-
Bills of exchange payable441€9,068€3,959▼
Taxes, remuneration and social security45€2,807€9,869▲
Taxes450/3€2,807€9,869▲
Other amounts payable47/48€12,000€10,000▼
Income statement Code20232024
Gross operating margin9900€16,696€32,881▲
Operating profit (loss)9901€16,696€32,881▲
Profit (loss) for the period before taxes9903€16,696€32,881▲
Profit (loss) for the period9904€16,696€32,881▲
Profit (loss) for the period to be appropriated9905€16,696€32,881▲
Appropriation of the result
Profit (loss) to be appropriated9906€37,888€58,769▲
Profit (loss) brought forward from the previous period14P€21,192€25,888▲
Profit to be distributed694/7€12,000€10,000▼
Directors or managers695€12,000€10,000▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€116,376€125,099€141,711---
Goods, raw materials, services and sundry goods60/61-€117,267€120,848---
Remuneration, social security and pensions62-€180----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€667€0----
Other operating charges640/8-€1,351----
Gross operating margin9900€18,438€7,905€20,863€16,696€32,881▲ 96.9%
Operating profit (loss)9901€17,644€6,374€20,863€16,696€32,881▲ 96.9%
Financial income75/76B-€94----
Recurring financial income75€5€94----
Financial charges65/66B-€641€4,188---
Recurring financial charges65€113€641€4,188---
Profit (loss) for the period before taxes9903€17,336€5,826€16,674€16,696€32,881▲ 96.9%
Income taxes67/77€2,284-€1,561---
Profit (loss) for the period9904€15,053€5,826€15,113€16,696€32,881▲ 96.9%
Profit (loss) for the period to be appropriated9905€15,053€5,826€15,113€16,696€32,881▲ 96.9%
Line20202021202220232024Change
Assets
Total assets20/58€48,035€26,956€60,918€53,013€73,997▲ 39.6%
Fixed assets21/28€1,333-----
Tangible fixed assets22/27€1,333-----
Current assets29/58€46,702€26,956€60,918€53,013€73,997▲ 39.6%
Amounts receivable within one year40/41€45,098€23,796€57,255€51,419€71,232▲ 38.5%
Trade receivables40-€5,087€29,819€10,725€5,613▼ 47.7%
Other amounts receivable41-€18,709€27,436€40,693€65,619▲ 61.3%
Cash at bank and in hand54/58€1,604€3,160€3,662€1,594€2,766▲ 73.5%
Equity and liabilities
Total equity and liabilities10/49€48,035€26,956€60,918€53,013€73,997▲ 39.6%
Equity10/15€10,653€16,479€22,592€27,288€50,169▲ 83.8%
Contributions10/11-€1,400€1,400€1,400€1,400=
Profit (loss) carried forward14€9,253€15,079€21,192€25,888€48,769▲ 88.4%
Amounts payable17/49€37,383€10,476€38,325€25,725€23,828▼ 7.4%
Amounts payable within one year42/48€37,383€10,476€38,325€25,725€23,828▼ 7.4%
Trade debts44€29,299€6,331€25,902€10,918€3,959▼ 63.7%
Suppliers440/4-€182€1,020€1,850--
Bills of exchange payable441-€6,149€24,882€9,068€3,959▼ 56.3%
Taxes, remuneration and social security45-€4,146€3,423€2,807€9,869▲ 252%
Taxes450/3-€4,146€3,423€2,807€9,869▲ 252%
Other amounts payable47/48--€9,000€12,000€10,000▼ 16.7%
Line20202021202220232024Change
Profit (loss) for the period9904€15,053€5,826€15,113€16,696€32,881▲ 96.9%
+ Depreciation and write-downs630€667€0----
Operating cash flow (approximation)€15,719€5,826€15,113€16,696€32,881▲ 96.9%
Change in cash-€1,555€503-€2,068€1,172-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2024 micro format 24-09-2025 2025-00524588
31-12-2023 micro format 01-10-2024 2024-00495379
31-12-2022 micro format 26-09-2023 2023-00458149
31-12-2021 micro format 30-10-2022 2022-20479885
31-12-2020 micro format 15-11-2021 2021-77700066

Similar companies · same sector, comparable size

Of the 15,144 active companies whose main activity is other specialised construction activities (NACE 43990), figures are known for 7,424. 6,079 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CATALIN CONSTRUCT was incorporated on 16 October 2019 as a private limited company.1 The registered office was moved to Sint-Pieters-Leeuw in 2024.2 Turnover grew from €116,376 in 2020 to €141,711 in 2022.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-08-2024
  3. 3National Bank, annual accounts 2020 and 2022

Acts, filings and financial milestones

2026
08-06
KBO administration Address struck
event 24-05-2026
2025
24-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 55 days late
2024
31-12
Financial Highest result from 2020 to 2024net €32,881 ▲96.9%
Operating result €32,881, net result €32,881, both a record.
01-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 62 days late
29-08
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 24-07-2024
  • Registered-office move, 1600 SINT-PIETERS-LEEUW,BERGENSESTEENWEG 24/8
2023
26-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 57 days late
2022
30-10
NBB filing Annual accounts filed
financial year 2021 · micro format · 91 days late
2021
31-12
Financial Weakest financial yearnet €5,826 ▼61.3%
Net result drops to €5,826, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity more than doubledcurrent ratio 2.57
Current ratio from 1.25 to 2.57; short-term debt falls from €37,383 to €10,476.
15-11
NBB filing Annual accounts filed
financial year 2020 · micro format · 107 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded16-10-2019
Financial year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43211General electrical installation work
43221Plumbing work
43310Plastering work
43350Other building finishing work
43410Roofing work
81220Other building cleaning and industrial cleaning
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0736.465.075

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
1,962 m²
Building footprint
500 m²
Building volume
4,398 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m. Linked by address, not a title deed.
590 companies at this address See who is registered here
1 establishment unit
CATALIN CONSTRUCT
Itterbeekse Laan 151, 1070 AnderlechtOther specialised construction activities
since 2019unit no. 2.298.286.128
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3
21001A0339/00D005 Brussels 324 m² 1 · 102 m² 16.0 m · 4
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 29-08-2024

Read from the deeds: 1 provision, deed of 29-08-2024