Financials
- Fiscal year
- 2025
- Total assets
- €69,305
- Profit
- €17,160
- Solvency
- 73.8%
Total assets▲ 63.0%
Net result
20192025
ARTeam
ActiveSummary
ARTeam has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €51,155 and a net result of €17,160. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 79% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€69,305total assets 2025
- Equity
- €51,155
- Profit
- €17,160
Structure
Accounts filed 31 d late1 of 2 deeds read
Why 71- Latest accounts 31 days late; 3 of the last 3 late- Ex-officio strike-off in the KBO+ Liquidity: current ratio 3.60, cash €42,798+ Equity €51,155 (73.8% of total assets)Show the evidence
Checked score
Score 2025
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 84% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
99-1
equity 73.8% of total assets
Liquidity
90+7
short-term debt 26.2% · cash 61.8%
Profitability
100=
return on assets 24.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.9%
12-2024: 9.7%▲ +99.3% vs 11-2024
01-2025: 9.7%● 0.0% vs 12-2024
02-2025: 9.7%● 0.0% vs 01-2025
03-2025: 10.0%▲ +3.4% vs 02-2025
04-2025: 10.2%▲ +2.4% vs 03-2025
05-2025: 10.1%▼ -1.8% vs 04-2025
06-2025: 8.9%▼ -11.4% vs 05-2025
07-2025: 8.8%▼ -1.5% vs 06-2025
08-2025: 10.5%▲ +19.3% vs 07-2025
09-2025: 10.7%▲ +2.4% vs 08-2025
10-2025: 14.2%▲ +32.3% vs 09-2025
11-2025: 14.2%▲ +0.3% vs 10-2025
12-2025: 16.1%▲ +13.1% vs 11-2025
01-2026: 19.7%▲ +22.6% vs 12-2025highest value
02-2026: 2.3%▼ -88.4% vs 01-2026
03-2026: 2.3%▲ +2.4% vs 02-2026
04-2026: 2.4%▲ +1.8% vs 03-2026
05-2026: 2.4%▲ +1.2% vs 04-2026
06-2026: 2.3%▼ -5.6% vs 05-2026
07-2026: 2.3%▲ +1.2% vs 06-2026
08-2026: 3.4%▲ +46.8% vs 07-2026
09-2026: 0.7%▼ -78.9% vs 08-2026lowest value
10-2026: 0.7%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.60, cash €42,798 lowers the probability
- Latest accounts 31 days late; 3 of the last 3 late raises the probability
- Ex-officio strike-off in the KBO raises the probability
- Equity €51,155 (73.8% of total assets) lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.6 against 3.69 in 2024; short-term debt: 26.2% and cash: 61.8% of total assets), and 26.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 80%, liquidity 87%, profitability 85%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €51,155
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
153 d late
2023
99 d late
2022
31 d late
2021
95 d late
2020
55 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 83 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 November (5 of the last 5 filed years within 64 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Statutes amendment · Legal-form change ·…Legal-form conversion · Capital conversion…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2020
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 19-03-2026Statutes amendment · Legal-form change · Resignations…
- 31-12-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 25-03-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 67
- Who signs
- Each director alone
- Annual meeting
- Third Friday of June at 16:00
- Purpose
- Toutes activités relatives à la fabrication, le montage, l’achat, la vente, la revente des…
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