CASIER TRADING
ActiveCASIER TRADING has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.77M and a net result of €1.07M. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 67% of 3181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+2
Solvency98▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €450k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 23.8% and cash: 0.6% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
24 d early
2023
16 d early
2022
55 d early
2021
27 d early
2020
52 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.07M▲ 34.1%
2024 · €797k
2018: €33k
2019: €1.12M
2020: €1.67M
2021: €1.79M
2022: €1.60M
2024: €797k
2018 → 2025
Working capital
€-1.83M▲ 17.1%
2024 · €-2.21M
2018: €-5.09M
2019: €-4.87M
2020: €-4.09M
2021: €-3.21M
2022: €-2.09M
2024: €-2.21M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€2.13M-€3.31M▲ 55.5%€4.60M▲ 39.1%€5.29M▲ 14.9%€5.77M▲ 9.1%
Operating result€170k-€185k▲ 9.0%€171k▼ 7.8%€189k▲ 10.5%€183k▼ 3.2%
Net result€1.67M-€1.79M▲ 7.1%€1.60M▼ 10.8%€797k▼ 50.1%€1.07M▲ 34.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.94M
Fixed assets
€7.87M▼ 0.9%
Current assets
€65k▲ 38.9%
Equity and liabilities €7.94M
Equity
€5.77M▲ 9.1%
Debt
€2.17M▼ 19.7%
The debt ratio falls from 33.9% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€253k▼
2024 · €259k
Cash flow
€1.14M▲
2024 · €868k
Solvency
72.6%▲
2024 · 66.1%
Current ratio
0.03▲
2024 · 0.02
Quick ratio
0.03▲
2024 · 0.02
Debt / equity
0.38▼
2024 · 0.51
ROE
18.5%▲
2024 · 15.1%
ROA
13.5%▲
2024 · 10.0%
Interest coverage
3.89▼
2024 · 4.13
Debt
€2.17M▼
2024 · €2.70M
Debt ≤ 1 year
€1.89M▼
2024 · €2.25M
Debt > 1 year
€266k▼
2024 · €444k
Income taxes
€47k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.99M€7.94M▼
Fixed assets21/28€7.94M€7.87M▼
Tangible fixed assets22/27€3.09M€3.02M▼
Land and buildings22€3.09M€3.02M▼
Financial fixed assets28€4.86M€4.86M=
Affiliated companies280/1€2.79M€2.79M=
Participating interests280€2.79M€2.79M=
Companies linked by participating interests282/3€2.07M€2.07M=
Participating interests282€2.07M€2.07M=
Current assets29/58€47k€65k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€15k€15k=
Trade receivables40€15k€15k=
Other amounts receivable41€0-
Cash at bank and in hand54/58€31k€49k▲
Deferred charges and accrued income490/1-€412
Equity and liabilities
Total equity and liabilities10/49€7.99M€7.94M▼
Equity10/15€5.29M€5.77M▲
Contributions10/11€450k€450k=
Capital10€450k€450k=
Issued capital100€450k€450k=
Reserves13€90k€90k=
Non-distributable reserves130/1€45k€45k=
Legal reserve130€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€4.75M€5.23M▲
Amounts payable17/49€2.70M€2.17M▼
Amounts payable after more than one year17€444k€266k▼
Financial debts170/4€444k€266k▼
Credit institutions173€444k€266k▼
Amounts payable within one year42/48€2.25M€1.89M▼
Current portion of amounts payable after more than one year42€177k€177k=
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€58k€28k▼
Taxes450/3€58k€28k▼
Other amounts payable47/48€2.02M€1.69M▼
Accrued charges and deferred income492/3€9k€13k▲
Income statement
Code20242025
Operating income70/76A€510k€510k=
Other operating income74€510k€510k=
Operating charges60/66A€321k€327k▲
Services and other goods61€218k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€70k=
Other operating charges640/8€32k€33k▲
Operating profit (loss)9901€189k€183k▼
Financial income75/76B€721k€999k▲
Recurring financial income75€721k€999k▲
Income from financial fixed assets750€721k€999k▲
Financial charges65/66B€64k€65k▲
Recurring financial charges65€64k€65k▲
Debt charges650€63k€65k▲
Other financial charges652/9€1k€359▼
Profit (loss) for the period before taxes9903€845k€1.12M▲
Income taxes67/77€48k€47k▼
Taxes670/3€49k€48k▼
Tax adjustments and reversals of tax provisions77€309€46▼
Profit (loss) for the period9904€797k€1.07M▲
Profit (loss) for the period to be appropriated9905€797k€1.07M▲
Appropriation of the result
Profit (loss) to be appropriated9906€5.26M€5.81M▲
Profit (loss) brought forward from the previous period14P€4.47M€4.75M▲
Profit to be distributed694/7€517k€588k▲
Return on contributions (dividend)694€517k€588k▲
The notes to these accounts (34 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €5MEq €5.29M ▲14.9%
6 profitable years in a row build equity to €5.29M.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €1.79M ▲7.1%
Net result €1.79M, the highest in the series.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €2MEq €2.13M ▲99.6%
3 profitable years in a row build equity to €2.13M.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €1MEq €1.07M ▲90.7%
2 profitable years in a row build equity to €1.07M.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertlaan 708870 IzegemGround area
1.6 ha
Building footprint
1.2 ha
Volume, LiDAR
125,342 m³
Parcel 36494D0090/00H000, Flanders · tallest building 15.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CASIER TRADING
since 19952.069.818.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0090/00H000 | Flanders | 1.6 ha | 1 · 1.2 ha | 15.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CCE-INVEST
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NICOBA
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DESMET MANAGEMENT
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 10,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-12-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.